BlastPoint's Banking Scorecard
Bank of Hope
Designations: ✓ Minority Depository Institution
Los Angeles, CA
79 branches across HI · CA · NY · WA · IL · NJ · TX · AL · GA
Bank of Hope has 1 strength but faces 3 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Delinquency Rate 0.06% below tier average
Key Concerns
Areas that may need attention
- - Return on Assets 0.59% below tier average
- - Net Interest Margin 0.83% below tier average
- - Efficiency Ratio 10.07% above tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (CA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$18.7B
+9.3% YoY
+0.7% QoQ
|
-$28.7B |
$47.4B
-2.0% YoY
|
$4.8B
+7.6% YoY
|
$6.2B
+9.0% YoY
|
33% |
| Total Loans ? |
$14.6B
+10.6% YoY
-0.3% QoQ
|
-$15.0B |
$29.6B
-0.4% YoY
|
$3.3B
+8.3% YoY
|
$3.2B
+10.7% YoY
|
43% |
| Total Deposits ? |
$15.8B
+8.7% YoY
+1.0% QoQ
|
-$23.0B |
$38.7B
-1.6% YoY
|
$3.9B
+6.9% YoY
|
$4.8B
+8.0% YoY
|
34% |
| Return on Assets ? |
0.70%
+22.5% YoY
+65.5% QoQ
|
-0.59% |
1.28%
+19.3% YoY
|
1.75%
+28.6% YoY
|
1.24%
+13.1% YoY
|
Bottom 9.6% in tier |
| Net Interest Margin ? |
2.94%
+13.0% YoY
+1.3% QoQ
|
-0.83% |
3.77%
+5.6% YoY
|
3.80%
+3.1% YoY
|
3.89%
+5.7% YoY
|
21% |
| Efficiency Ratio ? |
63.97%
-6.9% YoY
-7.6% QoQ
|
+10.07% |
53.90%
-4.0% YoY
|
69.04%
-8.1% YoY
|
66.84%
-3.8% YoY
|
21% |
| Delinquency Rate ? |
0.96%
+31.8% YoY
-7.5% QoQ
|
-0.06% |
1.02%
-4.1% YoY
|
1.18%
+69.8% YoY
|
0.95%
+18.8% YoY
|
31% |
| Loan-to-Deposit Ratio ? |
92.46%
+1.8% YoY
-1.3% QoQ
|
+11.57% |
80.88%
+2.0% YoY
|
85.63%
+2.0% YoY
|
76.69%
+0.9% YoY
|
23% |
| Non-Interest-Bearing Deposit Share ? |
21.77%
-6.8% YoY
+0.3% QoQ
|
+1.94% |
19.82%
+0.3% YoY
|
24.99%
-4.4% YoY
|
22.01%
-1.1% YoY
|
47% |
| Nonperforming Asset Ratio ? |
0.75%
+33.7% YoY
-8.4% QoQ
|
+0.02% |
0.73%
+4.0% YoY
|
0.92%
+66.1% YoY
|
0.66%
+19.3% YoY
|
28% |
| Tier 1 Capital Ratio ? |
12.73%
-7.8% YoY
-0.7% QoQ
|
-2.83% |
15.56%
-0.1% YoY
|
21.06%
-3.6% YoY
|
17.06%
+0.8% YoY
|
44% |
| Non-Interest Income / Assets ? |
0.08%
-0.5% YoY
-73.8% QoQ
|
-0.14% |
0.23%
+0.9% YoY
|
0.69%
+11.1% YoY
|
0.32%
+4.0% YoY
|
21% |
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Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.