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Bank of Hope

$10B-$250B Specialty: Commercial CA FDIC cert 26610

Designations: ✓ Minority Depository Institution

Los Angeles, CA

79 branches across HI · CA · NY · WA · IL · NJ · TX · AL · GA

137 banks in the $10B-$250B peer group nationally 10 in CA
View $10B-$250B leaderboard (CA) →

Bank of Hope has 1 strength but faces 3 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Delinquency Rate 0.06% below tier average

Key Concerns

Areas that may need attention

  • - Return on Assets 0.58% below tier average
  • - Net Interest Margin 0.84% below tier average
  • - Efficiency Ratio 9.96% above tier average
Get updates when Bank of Hope releases new data →

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (CA) National Avg Tier Percentile
Total Assets ? $18.7B
+9.3% YoY +0.7% QoQ
-$28.3B $47.0B
-1.9% YoY
$4.7B
+7.7% YoY
$6.2B
+9.1% YoY
34%
Total Loans ? $14.6B
+10.6% YoY -0.3% QoQ
-$14.8B $29.4B
-0.4% YoY
$3.2B
+8.4% YoY
$3.2B
+10.8% YoY
43%
Total Deposits ? $15.8B
+8.7% YoY +1.0% QoQ
-$22.6B $38.4B
-1.6% YoY
$3.9B
+7.0% YoY
$4.8B
+8.2% YoY
34%
Return on Assets ? 0.70%
+22.5% YoY +65.5% QoQ
-0.58% 1.28%
+18.7% YoY
1.80%
+29.4% YoY
1.23%
+13.4% YoY
Bottom 9.5% in tier
Net Interest Margin ? 2.94%
+13.0% YoY +1.3% QoQ
-0.84% 3.77%
+5.8% YoY
3.85%
+3.8% YoY
3.89%
+5.7% YoY
21%
Efficiency Ratio ? 63.97%
-6.9% YoY -7.6% QoQ
+9.96% 54.01%
-3.7% YoY
68.78%
-8.1% YoY
66.95%
-4.1% YoY
22%
Delinquency Rate ? 0.96%
+31.8% YoY -7.5% QoQ
-0.06% 1.02%
-3.8% YoY
1.17%
+69.3% YoY
0.95%
+18.8% YoY
31%
Loan-to-Deposit Ratio ? 92.46%
+1.8% YoY -1.3% QoQ
+11.67% 80.79%
+1.9% YoY
85.13%
+2.0% YoY
76.70%
+0.9% YoY
23%
Non-Interest-Bearing Deposit Share ? 21.77%
-6.8% YoY +0.3% QoQ
+1.73% 20.04%
+0.2% YoY
25.15%
-3.9% YoY
22.01%
-1.2% YoY
46%
Nonperforming Asset Ratio ? 0.75%
+33.7% YoY -8.4% QoQ
+0.03% 0.72%
+4.2% YoY
0.91%
+65.9% YoY
0.67%
+19.3% YoY
28%
Tier 1 Capital Ratio ? 12.73%
-7.8% YoY -0.7% QoQ
-2.78% 15.51%
-0.4% YoY
21.08%
-3.4% YoY
17.06%
+0.8% YoY
44%
Non-Interest Income / Assets ? 0.08%
-0.5% YoY -73.8% QoQ
-0.14% 0.22%
+0.3% YoY
0.70%
+11.6% YoY
0.32%
+4.1% YoY
22%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 137 peers in $10B-$250B

Top Strengths (0 metrics)

No strength rankings available

Top Weaknesses (5 metrics)

125
Return on Assets
profitability
Value: 0.70%
Peer Median: 1.28%
#125 of 137 Bottom 9.5% in $10B-$250B
109
Net Interest Margin
profitability
Value: 2.94%
Peer Median: 3.77%
#109 of 137 Bottom 21.2% in $10B-$250B
108
Non-Interest Income / Assets
revenue_mix
Value: 0.08%
Peer Median: 0.22%
#108 of 137 Bottom 21.9% in $10B-$250B
108
Efficiency Ratio
profitability
Value: 63.97%
Peer Median: 54.01%
#108 of 137 Bottom 21.9% in $10B-$250B
107
Loan-to-Deposit Ratio
liquidity
Value: 92.46%
Peer Median: 80.79%
#107 of 137 Bottom 22.6% in $10B-$250B
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