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BlastPoint's Banking Scorecard

Deutsche Bank Trust Company Delaware

$100M-$1B Specialty: Other DE FDIC cert 26392

Newark, DE

Non-lending institution — comparison caveats apply

Deutsche Bank Trust Company Delaware is a trust company, wealth-management entity, or similar non-lending FDIC institution. Loan-based ratios (Loan-to-Deposit, Delinquency Rate, Non-Performing Asset Ratio, Non-Interest-Bearing Deposit Share) and capital ratios are mathematically valid but not directly comparable to traditional banks. This bank is excluded from the Signature Analysis leaderboards for the same reason.

2664 banks in the $100M-$1B peer group nationally 8 in DE
View $100M-$1B leaderboard (DE) →

Deutsche Bank Trust Company Delaware has 4 strengths but faces 3 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Revenue Diversifier: Top 2.2% in tier
  • + Profitability Leader: Top 2.8% in tier
  • + Efficiency Ratio 36.14% below tier average
  • + Nonperforming Asset Ratio 0.64% below tier average

Key Concerns

Areas that may need attention

  • - Liquidity Overhang: Bottom 49.5% in tier
  • - Non-Interest-Bearing Deposit Share 22.02% below tier average
  • - Net Interest Margin 0.61% below tier average

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (DE) National Avg Tier Percentile
Total Assets ? $139.8M
+3.6% YoY -0.3% QoQ
-$246.2M $386.1M
+0.5% YoY
$70.8B
+0.0% YoY
$6.2B
+9.1% YoY
Bottom 11.2% in tier
Total Loans ? $0 -$255.7M $255.7M
+1.1% YoY
$38.8B
+4.8% YoY
$3.2B
+10.8% YoY
Bottom 0.4% in tier
Total Deposits ? $3.0M
-0.1% YoY -0.1% QoQ
-$325.0M $328.0M
+0.1% YoY
$56.2B
+0.9% YoY
$4.8B
+8.2% YoY
Bottom 0.2% in tier
Return on Assets ? 3.99%
+56.8% YoY +36.2% QoQ
+2.72% 1.27%
+12.9% YoY
2.25%
-5.9% YoY
1.23%
+13.4% YoY
Top 0.6% in tier
Net Interest Margin ? 3.32%
-16.7% YoY -23.2% QoQ
-0.61% 3.93%
+6.0% YoY
5.71%
+1.4% YoY
3.89%
+5.7% YoY
23%
Efficiency Ratio ? 29.15%
-45.3% YoY -47.8% QoQ
-36.14% 65.29%
-4.5% YoY
53.58%
-1.6% YoY
66.95%
-4.1% YoY
Top 0.8% in tier
Delinquency Rate ? - - 0.89%
+18.8% YoY
1.76%
+0.3% YoY
0.95%
+18.8% YoY
-
Loan-to-Deposit Ratio ? 0.00% -76.64% 76.64%
+0.8% YoY
82.81%
-6.4% YoY
76.70%
+0.9% YoY
Top 0.1% in tier
Non-Interest-Bearing Deposit Share ? 0.00% -22.02% 22.02%
-1.0% YoY
23.71%
-4.5% YoY
22.01%
-1.2% YoY
Bottom 0.5% in tier
Nonperforming Asset Ratio ? 0.00% -0.64% 0.64%
+19.7% YoY
0.52%
-2.0% YoY
0.67%
+19.3% YoY
Top 0.1% in tier
Tier 1 Capital Ratio ? 93.74%
-1.8% YoY -1.1% QoQ
+77.91% 15.83%
+1.5% YoY
58.48%
+5.2% YoY
17.06%
+0.8% YoY
Top 0.4% in tier
Non-Interest Income / Assets ? 1.46%
-5.6% YoY -73.8% QoQ
+1.18% 0.28%
+9.3% YoY
1.31%
-6.4% YoY
0.32%
+4.1% YoY
Top 1.3% in tier

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (2)

Revenue Diversifier

growth
#16 of 666 • Top 2.2% in tier

Top-quartile non-interest income relative to assets. Revenue less dependent on spread - more resilient to rate cycles.

Why this signature
Noninterest Income / Assets: 1.46%
(Tier: 0.28%, National: 0.32%)
better than tier avg
Return on Assets: 3.99%
(Tier: 1.27%, National: 1.23%)
better than tier avg
666 of 666 Community banks match · 926 nationally
→ Stable +3 banks QoQ | QoQ rank declining

Profitability Leader

growth
#20 of 666 • Top 2.8% in tier

Top-quartile profitability for peers of this size. Strong fundamentals and operational efficiency.

Why this signature
Return on Assets: 3.99%
(Tier: 1.27%, National: 1.23%)
better than tier avg
666 of 666 Community banks match · 926 nationally
→ Stable +3 banks QoQ | QoQ rank improving

Concerns (1)

Liquidity Overhang

risk
#367 of 739 • Bottom 49.5% in tier

Exceptional capital position (Tier 1 >= 16%, top quartile). Strong fundamentals - opportunity to deploy capital more productively.

Why this signature
Tier 1 Capital Ratio: 93.74%
(Tier: 15.83%, National: 17.06%)
better than tier avg
Loan-to-Deposit Ratio: 0.00%
(Tier: 76.64%, National: 76.70%)
better than tier avg
739 of 739 Community banks match · 939 nationally
→ Stable +13 banks QoQ | QoQ rank improving

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 2664 peers in $100M-$1B

Top Strengths (6 metrics)

1
Loan-to-Deposit Ratio
liquidity
Value: 0.00%
Peer Median: 76.64%
#1 of 2664 Top 0.1% in $100M-$1B
1
Nonperforming Asset Ratio
credit_quality
Value: 0.00%
Peer Median: 0.64%
#1 of 2664 Top 0.1% in $100M-$1B
12
Tier 1 Capital Ratio
capital
Value: 93.74%
Peer Median: 15.83%
#12 of 2664 Top 0.4% in $100M-$1B
16
Return on Assets
profitability
Value: 3.99%
Peer Median: 1.27%
#16 of 2664 Top 0.6% in $100M-$1B
21
Efficiency Ratio
profitability
Value: 29.15%
Peer Median: 65.29%
#21 of 2664 Top 0.8% in $100M-$1B
36
Non-Interest Income / Assets
revenue_mix
Value: 1.46%
Peer Median: 0.28%
#36 of 2664 Top 1.3% in $100M-$1B

Top Weaknesses (5 metrics)

2659
Total Deposits
size
Value: $3.02M
Peer Median: $327.97M
#2659 of 2664 Bottom 0.2% in $100M-$1B
2655
Total Loans
size
Value: $0.00
Peer Median: $255.72M
#2655 of 2664 Bottom 0.4% in $100M-$1B
2652
Non-Interest-Bearing Deposit Share
funding
Value: 0.00%
Peer Median: 22.02%
#2652 of 2664 Bottom 0.5% in $100M-$1B
2367
Total Assets
size
Value: $139.83M
Peer Median: $386.08M
#2367 of 2664 Bottom 11.2% in $100M-$1B
2064
Net Interest Margin
profitability
Value: 3.32%
Peer Median: 3.93%
#2064 of 2664 Bottom 22.6% in $100M-$1B
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