BlastPoint's Banking Scorecard
The First National Bank in Marlow
Designations: ✓ Community bank
Marlow, OK
4 branches across OK
The First National Bank in Marlow demonstrates 4 strengths
Key Strengths
Areas where this bank excels compared to peers
- + ROA 0.42% above tier average
- + Net Interest Margin 0.80% above tier average
- + Efficiency Ratio 14.36% below tier average
- + Delinquency Rate 0.22% below tier average
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (OK) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$72.1M
-1.1% YoY
+2.7% QoQ
|
+$9.9M |
$62.2M
-0.6% YoY
|
$1.2B
+6.7% YoY
|
$6.2B
+9.1% YoY
|
60% |
| Total Loans ? |
$49.7M
-0.1% YoY
-1.9% QoQ
|
+$15.4M |
$34.2M
-1.4% YoY
|
$822.6M
+7.2% YoY
|
$3.2B
+10.8% YoY
|
76% |
| Total Deposits ? |
$65.7M
+3.2% YoY
+2.7% QoQ
|
+$14.0M |
$51.7M
-0.7% YoY
|
$956.7M
+4.7% YoY
|
$4.8B
+8.2% YoY
|
67% |
| Return on Assets ? |
1.25%
+41.3% YoY
|
+0.42% |
0.84%
-2.3% YoY
|
1.34%
+7.6% YoY
|
1.23%
+13.4% YoY
|
65% |
| Net Interest Margin ? |
4.66%
+16.1% YoY
+3.5% QoQ
|
+0.80% |
3.86%
+2.8% YoY
|
4.25%
+2.4% YoY
|
3.89%
+5.7% YoY
|
81% |
| Efficiency Ratio ? |
73.98%
+0.5% YoY
-5.6% QoQ
|
-14.36% |
88.34%
+0.3% YoY
|
65.16%
-1.8% YoY
|
66.95%
-4.1% YoY
|
46% |
| Delinquency Rate ? |
1.15%
+0.8% QoQ
|
-0.22% |
1.37%
+33.8% YoY
|
1.61%
+16.3% YoY
|
0.95%
+18.8% YoY
|
33% |
| Loan-to-Deposit Ratio ? |
75.52%
-3.2% YoY
-4.4% QoQ
|
+11.30% |
64.22%
-0.7% YoY
|
73.83%
+1.6% YoY
|
76.70%
+0.9% YoY
|
35% |
| Non-Interest-Bearing Deposit Share ? |
28.95%
+8.5% YoY
-1.8% QoQ
|
+5.24% |
23.71%
+0.3% YoY
|
23.68%
-1.7% YoY
|
22.01%
-1.2% YoY
|
70% |
| Nonperforming Asset Ratio ? |
0.79%
-3.6% QoQ
|
+0.00% |
0.79%
+28.2% YoY
|
1.12%
+15.3% YoY
|
0.67%
+19.3% YoY
|
28% |
| Tier 1 Capital Ratio ? |
11.35%
+0.4% YoY
+4.1% QoQ
|
-15.33% |
26.68%
+2.0% YoY
|
14.36%
-1.8% YoY
|
17.06%
+0.8% YoY
|
17% |
| Non-Interest Income / Assets ? |
0.12%
-65.4% YoY
-85.3% QoQ
|
-0.54% |
0.67%
+1.9% YoY
|
0.15%
-5.6% YoY
|
0.32%
+4.1% YoY
|
77% |
Get Full Access to The First National Bank in Marlow
Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free
Check your email at - link expires in 72 hours
Want to see an example first? Preview JPMorgan Chase's scorecard →
Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.