BlastPoint's Banking Scorecard

Bank of Commerce

$100M-$1B Specialty: Agricultural KS FDIC cert 26217

Chanute, KS

15 branches across KS

2664 banks in the $100M-$1B peer group nationally 118 in KS

Bank of Commerce has 3 strengths but faces 1 concern

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ ROA 0.05% above tier average
+ Efficiency Ratio 0.49% below tier average
+ Delinquency Rate 0.87% below tier average

Key Concerns

Areas that may need attention

- Net Interest Margin 0.28% below tier average

Get updates when Bank of Commerce releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (KS)	National Avg	Tier Percentile
Total Assets ?	$500.7M +6.5% YoY +3.4% QoQ	+$114.6M	$386.1M +0.5% YoY	$509.2M +7.2% YoY	$6.2B +9.1% YoY	72%
Total Loans ?	$324.7M +5.9% YoY +2.4% QoQ	+$69.0M	$255.7M +1.1% YoY	$338.5M +8.8% YoY	$3.2B +10.8% YoY	71%
Total Deposits ?	$442.0M +5.6% YoY +2.5% QoQ	+$114.1M	$328.0M +0.1% YoY	$424.4M +7.3% YoY	$4.8B +8.2% YoY	74%
Return on Assets ?	1.32% -0.3% YoY +5.3% QoQ	+0.05%	1.27% +12.9% YoY	1.40% +19.8% YoY	1.23% +13.4% YoY	57%
Net Interest Margin ?	3.65% +2.8% YoY +1.1% QoQ	-0.28%	3.93% +6.0% YoY	3.92% +4.5% YoY	3.89% +5.7% YoY	38%
Efficiency Ratio ?	64.80% +0.2% YoY -1.4% QoQ	-0.49%	65.29% -4.5% YoY	62.29% -5.0% YoY	66.95% -4.1% YoY	45%
Delinquency Rate ?	0.01% -72.9% YoY	-0.87%	0.89% +18.8% YoY	0.77% +10.4% YoY	0.95% +18.8% YoY	Top 14.4% in tier
Loan-to-Deposit Ratio ?	73.46% +0.3% YoY -0.1% QoQ	-3.18%	76.64% +0.8% YoY	71.79% +1.2% YoY	76.70% +0.9% YoY	60%
Non-Interest-Bearing Deposit Share ?	23.91% +1.3% YoY +2.8% QoQ	+1.89%	22.02% -1.0% YoY	22.83% -2.0% YoY	22.01% -1.2% YoY	62%
Nonperforming Asset Ratio ?	0.01% -73.1% YoY	-0.63%	0.64% +19.7% YoY	0.51% +12.5% YoY	0.67% +19.3% YoY	Top 13.5% in tier
Tier 1 Capital Ratio ?	13.54% +1.4% YoY +0.6% QoQ	-2.29%	15.83% +1.5% YoY	17.98% -0.9% YoY	17.06% +0.8% YoY	52%
Non-Interest Income / Assets ?	0.11% -28.2% YoY -77.1% QoQ	-0.17%	0.28% +9.3% YoY	0.28% -1.8% YoY	0.32% +4.1% YoY	57%

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 2664 peers in $100M-$1B

Top Strengths (2 metrics)

361

Nonperforming Asset Ratio

credit_quality

Value: 0.01%

Peer Median: 0.64%

#361 of 2664 Top 13.5% in $100M-$1B

382

Delinquency Rate

credit_quality

Value: 0.01%

Peer Median: 0.89%

#382 of 2654 Top 14.4% in $100M-$1B

Top Weaknesses (0 metrics)

No weakness rankings available