BlastPoint's Banking Scorecard

Triad Bank, National Association

$100M-$1B Specialty: Commercial OK FDIC cert 24677

Tulsa, OK

2 branches across OK

2664 banks in the $100M-$1B peer group nationally 107 in OK

Triad Bank, National Association has 3 strengths but faces 3 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Deposit Franchise: Top 11.4% in tier
+ Return on Assets 0.95% above tier average
+ Efficiency Ratio 10.17% below tier average

Key Concerns

Areas that may need attention

- Delinquency Rate 5.96% above tier average
- Nonperforming Asset Ratio 4.75% above tier average
- Non-Interest Income / Assets 0.26% below tier average

Get updates when Triad Bank, National Association releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (OK)	National Avg	Tier Percentile
Total Assets ?	$214.8M +3.6% YoY +8.6% QoQ	-$171.3M	$386.1M +0.5% YoY	$1.2B +6.7% YoY	$6.2B +9.1% YoY	30%
Total Loans ?	$168.9M +20.3% YoY +3.1% QoQ	-$86.8M	$255.7M +1.1% YoY	$822.6M +7.2% YoY	$3.2B +10.8% YoY	41%
Total Deposits ?	$184.0M +3.2% YoY +10.2% QoQ	-$144.0M	$328.0M +0.1% YoY	$956.7M +4.7% YoY	$4.8B +8.2% YoY	30%
Return on Assets ?	2.22% -1.0% YoY -18.3% QoQ	+0.95%	1.27% +12.9% YoY	1.34% +7.6% YoY	1.23% +13.4% YoY	Top 8.3% in tier
Net Interest Margin ?	5.12% +1.8% YoY -5.2% QoQ	+1.19%	3.93% +6.0% YoY	4.25% +2.4% YoY	3.89% +5.7% YoY	Top 5.8% in tier
Efficiency Ratio ?	55.12% +3.1% YoY +14.6% QoQ	-10.17%	65.29% -4.5% YoY	65.16% -1.8% YoY	66.95% -4.1% YoY	73%
Delinquency Rate ?	6.85% +13.0% YoY -2.6% QoQ	+5.96%	0.89% +18.8% YoY	1.61% +16.3% YoY	0.95% +18.8% YoY	Bottom 0.8% in tier
Loan-to-Deposit Ratio ?	91.79% +16.6% YoY -6.5% QoQ	+15.15%	76.64% +0.8% YoY	73.83% +1.6% YoY	76.70% +0.9% YoY	21%
Non-Interest-Bearing Deposit Share ?	64.58% +1.6% YoY +5.0% QoQ	+42.56%	22.02% -1.0% YoY	23.68% -1.7% YoY	22.01% -1.2% YoY	Top 0.4% in tier
Nonperforming Asset Ratio ?	5.38% +31.3% YoY -7.5% QoQ	+4.75%	0.64% +19.7% YoY	1.12% +15.3% YoY	0.67% +19.3% YoY	Bottom 0.8% in tier
Tier 1 Capital Ratio ?	13.64% +5.3% YoY +15.2% QoQ	-2.19%	15.83% +1.5% YoY	14.36% -1.8% YoY	17.06% +0.8% YoY	54%
Non-Interest Income / Assets ?	0.02% +6.7% YoY -80.7% QoQ	-0.26%	0.28% +9.3% YoY	0.15% -5.6% YoY	0.32% +4.1% YoY	Bottom 4.3% in tier

Get Full Access to Triad Bank, National Association

Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free

$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

Want to see an example first? Preview JPMorgan Chase's scorecard →

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (1)

Deposit Franchise

growth

#32 of 272 • Top 11.4% in tier

Top-quartile non-interest-bearing deposits AND top-quartile NIM. A premium deposit franchise translating into above-peer spread.

Why this signature

Noninterest-Bearing Deposit Share: 64.58%

(Tier: 22.02%, National: 22.01%)

better than tier avg

Net Interest Margin: 5.12%

(Tier: 3.93%, National: 3.89%)

better than tier avg

272 of 272 Community banks match · 369 nationally

→ Stable -14 banks QoQ | QoQ rank declining

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 2664 peers in $100M-$1B

Top Strengths (3 metrics)

Non-Interest-Bearing Deposit Share

funding

Value: 64.58%

Peer Median: 22.02%

#11 of 2664 Top 0.4% in $100M-$1B

155

Net Interest Margin

profitability

Value: 5.12%

Peer Median: 3.93%

#155 of 2664 Top 5.8% in $100M-$1B

223

Return on Assets

profitability

Value: 2.22%

Peer Median: 1.27%

#223 of 2664 Top 8.3% in $100M-$1B

Top Weaknesses (4 metrics)

2644

Nonperforming Asset Ratio

credit_quality

Value: 5.38%

Peer Median: 0.64%

#2644 of 2664 Bottom 0.8% in $100M-$1B

2633

Delinquency Rate

credit_quality

Value: 6.85%

Peer Median: 0.89%

#2633 of 2654 Bottom 0.8% in $100M-$1B

2550

Non-Interest Income / Assets

revenue_mix

Value: 0.02%

Peer Median: 0.28%

#2550 of 2664 Bottom 4.3% in $100M-$1B

2109

Loan-to-Deposit Ratio

liquidity

Value: 91.79%

Peer Median: 76.64%

#2109 of 2664 Bottom 20.9% in $100M-$1B