BlastPoint's Banking Scorecard
The Bank of Brodhead
Brodhead, WI
4 branches across WI
The Bank of Brodhead faces 4 concerns requiring attention
Key Strengths
Areas where this bank excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - ROA 0.52% below tier average
- - Net Interest Margin 0.80% below tier average
- - Efficiency Ratio 3.80% above tier average
- - Delinquency Rate 0.94% above tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (WI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$416.7M
+18.6% YoY
+1.8% QoQ
|
+$30.6M |
$386.1M
+0.5% YoY
|
$1.1B
+10.1% YoY
|
$6.2B
+9.1% YoY
|
63% |
| Total Loans ? |
$285.9M
+18.8% YoY
+0.4% QoQ
|
+$30.2M |
$255.7M
+1.1% YoY
|
$816.7M
+9.9% YoY
|
$3.2B
+10.8% YoY
|
65% |
| Total Deposits ? |
$336.9M
+17.1% YoY
+2.5% QoQ
|
+$8.9M |
$328.0M
+0.1% YoY
|
$905.4M
+9.0% YoY
|
$4.8B
+8.2% YoY
|
61% |
| Return on Assets ? |
0.75%
+51.9% YoY
+18.8% QoQ
|
-0.52% |
1.27%
+12.9% YoY
|
1.50%
+15.4% YoY
|
1.23%
+13.4% YoY
|
23% |
| Net Interest Margin ? |
3.13%
+0.3% YoY
-0.0% QoQ
|
-0.80% |
3.93%
+6.0% YoY
|
3.77%
+9.2% YoY
|
3.89%
+5.7% YoY
|
15% |
| Efficiency Ratio ? |
69.09%
-13.7% YoY
-5.7% QoQ
|
+3.80% |
65.29%
-4.5% YoY
|
64.74%
-4.5% YoY
|
66.95%
-4.1% YoY
|
35% |
| Delinquency Rate ? |
1.83%
+30.6% QoQ
|
+0.94% |
0.89%
+18.8% YoY
|
0.87%
+31.3% YoY
|
0.95%
+18.8% YoY
|
Bottom 14.2% in tier |
| Loan-to-Deposit Ratio ? |
84.88%
+1.5% YoY
-2.1% QoQ
|
+8.24% |
76.64%
+0.8% YoY
|
86.53%
+1.6% YoY
|
76.70%
+0.9% YoY
|
35% |
| Non-Interest-Bearing Deposit Share ? |
18.94%
-7.7% YoY
+0.2% QoQ
|
-3.08% |
22.02%
-1.0% YoY
|
18.27%
-0.8% YoY
|
22.01%
-1.2% YoY
|
40% |
| Nonperforming Asset Ratio ? |
1.26%
+28.8% QoQ
|
+0.62% |
0.64%
+19.7% YoY
|
0.63%
+35.0% YoY
|
0.67%
+19.3% YoY
|
15% |
| Tier 1 Capital Ratio ? |
9.06%
-10.1% YoY
-0.6% QoQ
|
-6.77% |
15.83%
+1.5% YoY
|
14.74%
+0.5% YoY
|
17.06%
+0.8% YoY
|
Bottom 1.1% in tier |
| Non-Interest Income / Assets ? |
0.07%
-8.3% YoY
-75.5% QoQ
|
-0.21% |
0.28%
+9.3% YoY
|
1.15%
+12.5% YoY
|
0.32%
+4.1% YoY
|
31% |
Get Full Access to The Bank of Brodhead
Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free
Check your email at - link expires in 72 hours
Want to see an example first? Preview JPMorgan Chase's scorecard →
Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.