BlastPoint's Banking Scorecard

Progressive National Bank

$100M-$1B Specialty: Other LA FDIC cert 24443

Designations: ✓ CDFI-certified

Mansfield, LA

6 branches across LA

2664 banks in the $100M-$1B peer group nationally 74 in LA

Progressive National Bank has 1 strength but faces 4 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Deposit Franchise: Top 50.7% in tier

Key Concerns

Areas that may need attention

- Capital Thin: Bottom 46.9% in tier
- ROA 0.08% below tier average
- Efficiency Ratio 9.81% above tier average
- Delinquency Rate 0.90% above tier average

Get updates when Progressive National Bank releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (LA)	National Avg	Tier Percentile
Total Assets ?	$124.0M +5.5% YoY +2.3% QoQ	-$262.0M	$386.1M +0.5% YoY	$784.8M +7.0% YoY	$6.2B +9.1% YoY	Bottom 7.2% in tier
Total Loans ?	$83.5M -1.0% YoY +1.9% QoQ	-$172.2M	$255.7M +1.1% YoY	$523.7M +4.0% YoY	$3.2B +10.8% YoY	Bottom 12.7% in tier
Total Deposits ?	$111.0M +5.9% YoY +2.2% QoQ	-$217.0M	$328.0M +0.1% YoY	$671.5M +6.9% YoY	$4.8B +8.2% YoY	Bottom 9.0% in tier
Return on Assets ?	1.19% +15.6% YoY +9.7% QoQ	-0.08%	1.27% +12.9% YoY	1.24% +12.4% YoY	1.23% +13.4% YoY	49%
Net Interest Margin ?	4.61% +3.1% YoY +0.2% QoQ	+0.68%	3.93% +6.0% YoY	4.12% +1.2% YoY	3.89% +5.7% YoY	85%
Efficiency Ratio ?	75.10% -3.7% YoY -2.4% QoQ	+9.81%	65.29% -4.5% YoY	70.37% -1.0% YoY	66.95% -4.1% YoY	22%
Delinquency Rate ?	1.79% -7.0% YoY -5.1% QoQ	+0.90%	0.89% +18.8% YoY	1.51% +4.5% YoY	0.95% +18.8% YoY	Bottom 14.8% in tier
Loan-to-Deposit Ratio ?	75.24% -6.6% YoY -0.4% QoQ	-1.39%	76.64% +0.8% YoY	75.16% -1.5% YoY	76.70% +0.9% YoY	57%
Non-Interest-Bearing Deposit Share ?	37.79% +6.8% YoY +3.4% QoQ	+15.77%	22.02% -1.0% YoY	24.55% -1.4% YoY	22.01% -1.2% YoY	Top 6.7% in tier
Nonperforming Asset Ratio ?	1.20% -14.7% YoY -5.5% QoQ	+0.57%	0.64% +19.7% YoY	1.07% +4.2% YoY	0.67% +19.3% YoY	16%
Tier 1 Capital Ratio ?	10.24% -5.5% YoY +1.6% QoQ	-5.59%	15.83% +1.5% YoY	16.56% +0.4% YoY	17.06% +0.8% YoY	Bottom 12.9% in tier
Non-Interest Income / Assets ?	0.18% -6.5% YoY -77.4% QoQ	-0.10%	0.28% +9.3% YoY	0.11% -17.3% YoY	0.32% +4.1% YoY	81%

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (1)

Deposit Franchise

growth

#139 of 272 • Top 50.7% in tier

Top-quartile non-interest-bearing deposits AND top-quartile NIM. A premium deposit franchise translating into above-peer spread.

Why this signature

Noninterest-Bearing Deposit Share: 37.79%

(Tier: 22.02%, National: 22.01%)

better than tier avg

Net Interest Margin: 4.61%

(Tier: 3.93%, National: 3.89%)

better than tier avg

272 of 272 Community banks match · 369 nationally

→ Stable -14 banks QoQ | QoQ rank improving

Concerns (1)

Capital Thin

risk

#313 of 666 • Bottom 46.9% in tier

Tier 1 capital ratio in the bottom quartile of peers. Capital cushion thin relative to peers - regulator-watching cohort.

Why this signature

Tier 1 Capital Ratio: 10.24%

(Tier: 15.83%, National: 17.06%)

worse than tier avg

666 of 666 Community banks match · 926 nationally

→ Stable +3 banks QoQ | QoQ rank improving

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 2664 peers in $100M-$1B

Top Strengths (3 metrics)

180

Non-Interest-Bearing Deposit Share

funding

Value: 37.79%

Peer Median: 22.02%

#180 of 2664 Top 6.7% in $100M-$1B

403

Net Interest Margin

profitability

Value: 4.61%

Peer Median: 3.93%

#403 of 2664 Top 15.1% in $100M-$1B

515

Non-Interest Income / Assets

revenue_mix

Value: 0.18%

Peer Median: 0.28%

#515 of 2664 Top 19.3% in $100M-$1B

Top Weaknesses (7 metrics)

2474

Total Assets

size

Value: $124.05M

Peer Median: $386.08M

#2474 of 2664 Bottom 7.2% in $100M-$1B

2426

Total Deposits

size

Value: $110.97M

Peer Median: $327.97M

#2426 of 2664 Bottom 9.0% in $100M-$1B

2327

Total Loans

size

Value: $83.50M

Peer Median: $255.72M

#2327 of 2664 Bottom 12.7% in $100M-$1B

2322

Tier 1 Capital Ratio

capital

Value: 10.24%

Peer Median: 15.83%

#2322 of 2664 Bottom 12.9% in $100M-$1B

2263

Delinquency Rate

credit_quality

Value: 1.79%

Peer Median: 0.89%

#2263 of 2654 Bottom 14.8% in $100M-$1B

2249

Nonperforming Asset Ratio

credit_quality

Value: 1.20%

Peer Median: 0.64%

#2249 of 2664 Bottom 15.6% in $100M-$1B

2073

Efficiency Ratio

profitability

Value: 75.10%

Peer Median: 65.29%

#2073 of 2664 Bottom 22.2% in $100M-$1B