BlastPoint's Banking Scorecard

Progressive National Bank

$100M-$1B Specialty: Other LA FDIC cert 24443

Designations: ✓ CDFI-certified

Mansfield, LA

6 branches across LA

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

1 of 2,643 banks in the $100M-$1B peer group nationwide — 1 of 73 in LA.
Deposits +5.2% year over year ($109.5M on the books).
Delinquency rate 2.04%.
Return on assets 1.10%.
Efficiency ratio 77.07% vs a 64.48% peer average.
Loan-to-deposit ratio 73.42% vs a 77.95% peer average.

Animation disabled (reduced-motion preference). Full details in the Core Metrics table below.

2643 banks in the $100M-$1B peer group nationally 73 in LA

View $100M-$1B leaderboard (LA) →

Progressive National Bank has 1 strength but faces 3 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Deposit Franchise: Top 46.8% in tier

Key Concerns

Areas that may need attention

- ROA 0.22% below tier average
- Efficiency Ratio 12.59% above tier average
- Delinquency Rate 1.12% above tier average

Get updates when Progressive National Bank releases new data →

Core Metrics

As of 2026-Q2

Metric	Current	vs Tier	Tier Avg	State Avg (LA)	National Avg	Tier Percentile
Total Assets ?	$122.9M +4.7% YoY -0.9% QoQ	-$263.6M	$386.6M +1.2% YoY	$799.3M +7.8% YoY	$6.3B +7.7% YoY	Bottom 6.6% in tier
Total Loans ?	$80.4M -3.0% YoY -3.7% QoQ	-$178.0M	$258.3M +1.7% YoY	$538.5M +5.3% YoY	$3.2B +9.4% YoY	Bottom 10.5% in tier
Total Deposits ?	$109.5M +5.2% YoY -1.3% QoQ	-$217.2M	$326.7M +0.7% YoY	$677.9M +7.3% YoY	$4.9B +7.3% YoY	Bottom 8.5% in tier
Return on Assets ?	1.10% +8.1% YoY -7.3% QoQ	-0.22%	1.32% +10.8% YoY	1.37% +23.6% YoY	1.30% +12.1% YoY	41%
Net Interest Margin ?	4.69% +4.5% YoY +1.9% QoQ	+0.71%	3.99% +5.0% YoY	4.15% +0.0% YoY	3.95% +4.9% YoY	Top 14.5% in tier
Efficiency Ratio ?	77.07% -1.6% YoY +2.6% QoQ	+12.59%	64.48% -3.2% YoY	69.40% -0.9% YoY	70.05% +2.5% YoY	17%
Delinquency Rate ?	2.04% +30.6% YoY +14.3% QoQ	+1.12%	0.92% +15.7% YoY	1.53% +7.9% YoY	0.98% +16.3% YoY	Bottom 12.6% in tier
Loan-to-Deposit Ratio ?	73.42% -7.7% YoY -2.4% QoQ	-4.54%	77.95% +1.0% YoY	77.15% -1.0% YoY	79.03% +2.3% YoY	63%
Non-Interest-Bearing Deposit Share ?	37.64% +7.4% YoY -0.4% QoQ	+15.61%	22.03% -0.6% YoY	24.65% +0.5% YoY	21.98% -0.6% YoY	Top 6.5% in tier
Nonperforming Asset Ratio ?	1.34% +3.4% YoY +11.0% QoQ	+0.67%	0.67% +16.4% YoY	1.11% +4.1% YoY	0.69% +15.8% YoY	Bottom 14.5% in tier
Tier 1 Capital Ratio ?	10.59% -3.2% YoY +3.3% QoQ	-5.32%	15.91% +1.4% YoY	17.35% +5.4% YoY	17.09% +0.8% YoY	18%
Non-Interest Income / Assets ?	0.35% -6.5% YoY +100.0% QoQ	-0.21%	0.57% +7.6% YoY	0.33% +19.6% YoY	0.66% +5.2% YoY	80%

Additional Detail

Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2

Deposit Composition

% of total deposits

Metric	Current	vs Tier	Tier Avg	State Avg (LA)	National Avg	Tier Percentile
Noninterest-Bearing	37.6% +2.6pp YoY -0.1pp QoQ	+15.5pp	22.1%	24.6%	22.2%	93%
Brokered Deposits	n/a	n/a	7.9%	6.7%	8.5%	n/a

Loan Composition

% of total loans & leases

Metric	Current	vs Tier	Tier Avg	State Avg (LA)	National Avg	Tier Percentile
C&I	3.2% -1.4pp YoY -0.6pp QoQ	-8.4pp	11.6%	12.6%	12.5%	11%
CRE	28.1% +0.4pp YoY +0.6pp QoQ	-11.4pp	39.5%	44.9%	41.4%	32%
1-4 Family	57.2% +2.4pp YoY -0.2pp QoQ	+24.6pp	32.6%	34.2%	31.3%	88%
Consumer	5.0% -0.1pp YoY +0.1pp QoQ	+0.8pp	4.1%	4.2%	5.0%	77%

Capital

Metric	Current	vs Tier	Tier Avg	State Avg (LA)	National Avg	Tier Percentile
CET1 Ratio	n/a	n/a	18.8%	22.5%	19.7%	n/a
Leverage Ratio	10.6% -0.3pp YoY +0.3pp QoQ	-1.6pp	12.2%	13.4%	12.6%	43%
Total Capital Ratio	n/a	n/a	19.9%	23.6%	20.8%	n/a

Efficiency & Staffing

Metric	Current	vs Tier	Tier Avg	State Avg (LA)	National Avg	Tier Percentile
Full-Time Employees	33 +2 (+6.5%) YoY +1 (+3.1%) QoQ	-26	58	114	482	31%
Assets per Employee ($)	$3.7M -1.6% YoY -3.9% QoQ	-$3.8M	$7.5M	$6.8M	$8.8M	3%
Branch Count	6 0 YoY 0 QoQ	+1	4	9	18	66%

Asset Quality

Metric	Current	vs Tier	Tier Avg	State Avg (LA)	National Avg	Tier Percentile
Past Due 90+ Days	0.2%	-0.1pp	0.3%	0.4%	0.4%	63%
Nonaccrual	1.9% +0.3pp YoY +0.1pp QoQ	+0.9pp	0.9%	1.4%	1.0%	86%
Allowance Coverage	0.45x +11.3% YoY -8.1% QoQ	-23.71x	24.15x	27.36x	20.23x	8%
Net Charge-off Rate (YTD)	0.0% -0.3pp YoY 0.0pp QoQ	-0.1pp	0.1%	0.1%	0.2%	47%

Profitability

Metric	Current	vs Tier	Tier Avg	State Avg (LA)	National Avg	Tier Percentile
ROE	10.7% +1.2pp YoY -0.9pp QoQ	-1.5pp	12.2%	12.5%	11.6%	41%
Cost of Funds (YTD)	1.5% -0.2pp YoY 0.0pp QoQ	-0.2pp	1.7%	1.7%	1.7%	37%
Net Income ($, YTD)	$677,000 +14.4% YoY — QoQ	-$1.9M	$2.6M	$5.1M	$40.4M	16%

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (1)

Deposit Franchise

growth

#131 of 278 • Top 46.8% in tier

Top-quartile non-interest-bearing deposits AND top-quartile NIM. A premium deposit franchise translating into above-peer spread.

Why this signature

Noninterest-Bearing Deposit Share: 37.64%

(Tier: 22.03%, National: 21.98%)

better than tier avg

Net Interest Margin: 4.69%

(Tier: 3.99%, National: 3.95%)

better than tier avg

278 of 278 Community banks match · 368 nationally

→ Stable -1 banks QoQ | QoQ rank improving

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 2643 peers in $100M-$1B

Top Strengths (3 metrics)

173

Non-Interest-Bearing Deposit Share

funding

Value: 37.64%

Peer Median: 22.03%

#173 of 2643 Top 6.5% in $100M-$1B

384

Net Interest Margin

profitability

Value: 4.69%

Peer Median: 3.99%

#384 of 2643 Top 14.5% in $100M-$1B

534

Non-Interest Income / Assets

revenue_mix

Value: 0.35%

Peer Median: 0.57%

#534 of 2643 Top 20.2% in $100M-$1B

Top Weaknesses (7 metrics)

2470

Total Assets

size

Value: $122.93M

Peer Median: $386.57M

#2470 of 2643 Bottom 6.6% in $100M-$1B

2419

Total Deposits

size

Value: $109.50M

Peer Median: $326.73M

#2419 of 2643 Bottom 8.5% in $100M-$1B

2367

Total Loans

size

Value: $80.39M

Peer Median: $258.35M

#2367 of 2643 Bottom 10.5% in $100M-$1B

2303

Delinquency Rate

credit_quality

Value: 2.04%

Peer Median: 0.92%

#2303 of 2633 Bottom 12.6% in $100M-$1B

2262

Nonperforming Asset Ratio

credit_quality

Value: 1.34%

Peer Median: 0.67%

#2262 of 2643 Bottom 14.5% in $100M-$1B

2185

Efficiency Ratio

profitability

Value: 77.07%

Peer Median: 64.48%

#2185 of 2643 Bottom 17.4% in $100M-$1B

2168

Tier 1 Capital Ratio

capital

Value: 10.59%

Peer Median: 15.91%

#2168 of 2643 Bottom 18.0% in $100M-$1B