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Method Bank

$100M-$1B Specialty: Mortgage OK FDIC cert 2317

Wyandotte, OK

2 branches across OK · TX

2664 banks in the $100M-$1B peer group nationally 107 in OK
View $100M-$1B leaderboard (OK) →

Method Bank has 4 strengths but faces 2 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + ROA 0.11% above tier average
  • + Net Interest Margin 0.38% above tier average
  • + Efficiency Ratio 8.75% below tier average
  • + Delinquency Rate 0.13% below tier average

Key Concerns

Areas that may need attention

  • - Non-Interest-Bearing Deposit Share 16.66% below tier average
  • - Non-Interest Income / Assets 0.25% below tier average
Get updates when Method Bank releases new data →

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (OK) National Avg Tier Percentile
Total Assets ? $248.0M
+23.5% YoY +1.5% QoQ
-$138.0M $386.1M
+0.5% YoY
$1.2B
+6.7% YoY
$6.2B
+9.1% YoY
36%
Total Loans ? $193.5M
+33.5% YoY +2.4% QoQ
-$62.3M $255.7M
+1.1% YoY
$822.6M
+7.2% YoY
$3.2B
+10.8% YoY
47%
Total Deposits ? $211.8M
+25.2% YoY +1.5% QoQ
-$116.2M $328.0M
+0.1% YoY
$956.7M
+4.7% YoY
$4.8B
+8.2% YoY
37%
Return on Assets ? 1.38%
+115.7% YoY +78.5% QoQ
+0.11% 1.27%
+12.9% YoY
1.34%
+7.6% YoY
1.23%
+13.4% YoY
61%
Net Interest Margin ? 4.31%
+3.5% YoY +3.9% QoQ
+0.38% 3.93%
+6.0% YoY
4.25%
+2.4% YoY
3.89%
+5.7% YoY
74%
Efficiency Ratio ? 56.53%
-2.9% YoY -3.7% QoQ
-8.75% 65.29%
-4.5% YoY
65.16%
-1.8% YoY
66.95%
-4.1% YoY
69%
Delinquency Rate ? 0.75%
-17.0% QoQ
-0.13% 0.89%
+18.8% YoY
1.61%
+16.3% YoY
0.95%
+18.8% YoY
35%
Loan-to-Deposit Ratio ? 91.36%
+6.6% YoY +0.9% QoQ
+14.72% 76.64%
+0.8% YoY
73.83%
+1.6% YoY
76.70%
+0.9% YoY
22%
Non-Interest-Bearing Deposit Share ? 5.36%
+4.7% YoY -16.3% QoQ
-16.66% 22.02%
-1.0% YoY
23.68%
-1.7% YoY
22.01%
-1.2% YoY
Bottom 3.9% in tier
Nonperforming Asset Ratio ? 0.70%
-5.3% QoQ
+0.06% 0.64%
+19.7% YoY
1.12%
+15.3% YoY
0.67%
+19.3% YoY
29%
Tier 1 Capital Ratio ? 10.21%
-4.9% YoY +5.7% QoQ
-5.62% 15.83%
+1.5% YoY
14.36%
-1.8% YoY
17.06%
+0.8% YoY
Bottom 12.0% in tier
Non-Interest Income / Assets ? 0.03%
-15.6% YoY -75.7% QoQ
-0.25% 0.28%
+9.3% YoY
0.15%
-5.6% YoY
0.32%
+4.1% YoY
Bottom 8.0% in tier

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 2664 peers in $100M-$1B

Top Strengths (0 metrics)

No strength rankings available

Top Weaknesses (4 metrics)

2562
Non-Interest-Bearing Deposit Share
funding
Value: 5.36%
Peer Median: 22.02%
#2562 of 2664 Bottom 3.9% in $100M-$1B
2451
Non-Interest Income / Assets
revenue_mix
Value: 0.03%
Peer Median: 0.28%
#2451 of 2664 Bottom 8.0% in $100M-$1B
2346
Tier 1 Capital Ratio
capital
Value: 10.21%
Peer Median: 15.83%
#2346 of 2664 Bottom 12.0% in $100M-$1B
2078
Loan-to-Deposit Ratio
liquidity
Value: 91.36%
Peer Median: 76.64%
#2078 of 2664 Bottom 22.0% in $100M-$1B
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