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The Bank of Protection

$100M-$1B Specialty: Agricultural KS FDIC cert 23099

Protection, KS

5 branches across KS

2664 banks in the $100M-$1B peer group nationally 118 in KS
View $100M-$1B leaderboard (KS) →

The Bank of Protection shows strong momentum with 4 strengths and 55.2% YoY asset growth

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + ROA 0.27% above tier average
  • + Net Interest Margin 0.78% above tier average
  • + Efficiency Ratio 16.52% below tier average
  • + Delinquency Rate 0.66% below tier average

Key Concerns

Areas that may need attention

No key concerns identified

Get updates when The Bank of Protection releases new data →

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (KS) National Avg Tier Percentile
Total Assets ? $150.2M
+55.2% YoY +3.0% QoQ
-$235.8M $386.1M
+0.5% YoY
$509.2M
+7.2% YoY
$6.2B
+9.1% YoY
Bottom 14.3% in tier
Total Loans ? $101.8M
+70.5% YoY +4.2% QoQ
-$153.9M $255.7M
+1.1% YoY
$338.5M
+8.8% YoY
$3.2B
+10.8% YoY
20%
Total Deposits ? $116.9M
+52.7% YoY -1.3% QoQ
-$211.1M $328.0M
+0.1% YoY
$424.4M
+7.3% YoY
$4.8B
+8.2% YoY
Bottom 11.1% in tier
Return on Assets ? 1.53%
-15.9% YoY -1.8% QoQ
+0.27% 1.27%
+12.9% YoY
1.40%
+19.8% YoY
1.23%
+13.4% YoY
70%
Net Interest Margin ? 4.71%
+6.2% YoY +6.1% QoQ
+0.78% 3.93%
+6.0% YoY
3.92%
+4.5% YoY
3.89%
+5.7% YoY
Top 12.8% in tier
Efficiency Ratio ? 48.77%
+6.4% YoY -8.6% QoQ
-16.52% 65.29%
-4.5% YoY
62.29%
-5.0% YoY
66.95%
-4.1% YoY
Top 13.9% in tier
Delinquency Rate ? 0.23%
-71.1% YoY +283.8% QoQ
-0.66% 0.89%
+18.8% YoY
0.77%
+10.4% YoY
0.95%
+18.8% YoY
62%
Loan-to-Deposit Ratio ? 87.12%
+11.7% YoY +5.6% QoQ
+10.48% 76.64%
+0.8% YoY
71.79%
+1.2% YoY
76.70%
+0.9% YoY
30%
Non-Interest-Bearing Deposit Share ? 23.39%
+0.3% YoY +3.8% QoQ
+1.37% 22.02%
-1.0% YoY
22.83%
-2.0% YoY
22.01%
-1.2% YoY
60%
Nonperforming Asset Ratio ? 0.15%
-71.0% YoY +288.4% QoQ
-0.48% 0.64%
+19.7% YoY
0.51%
+12.5% YoY
0.67%
+19.3% YoY
64%
Tier 1 Capital Ratio ? 13.79%
-9.2% YoY +12.6% QoQ
-2.04% 15.83%
+1.5% YoY
17.98%
-0.9% YoY
17.06%
+0.8% YoY
55%
Non-Interest Income / Assets ? 0.05%
-18.4% YoY -73.4% QoQ
-0.23% 0.28%
+9.3% YoY
0.28%
-1.8% YoY
0.32%
+4.1% YoY
22%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 2664 peers in $100M-$1B

Top Strengths (2 metrics)

342
Net Interest Margin
profitability
Value: 4.71%
Peer Median: 3.93%
#342 of 2664 Top 12.8% in $100M-$1B
371
Efficiency Ratio
profitability
Value: 48.77%
Peer Median: 65.29%
#371 of 2664 Top 13.9% in $100M-$1B

Top Weaknesses (4 metrics)

2370
Total Deposits
size
Value: $116.89M
Peer Median: $327.97M
#2370 of 2664 Bottom 11.1% in $100M-$1B
2284
Total Assets
size
Value: $150.25M
Peer Median: $386.08M
#2284 of 2664 Bottom 14.3% in $100M-$1B
2127
Total Loans
size
Value: $101.84M
Peer Median: $255.72M
#2127 of 2664 Bottom 20.2% in $100M-$1B
2087
Non-Interest Income / Assets
revenue_mix
Value: 0.05%
Peer Median: 0.28%
#2087 of 2664 Bottom 21.7% in $100M-$1B
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