BlastPoint's Banking Scorecard

Community West Bank

$1B-$10B Specialty: Commercial CA FDIC cert 23030

Fresno, CA

43 branches across CA

883 banks in the $1B-$10B peer group nationally 48 in CA

Community West Bank demonstrates 2 strengths

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Deposit Franchise: Top 51.7% in tier
+ Efficiency Ratio 5.58% below tier average

Key Concerns

Areas that may need attention

No key concerns identified

Get updates when Community West Bank releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (CA)	National Avg	Tier Percentile
Total Assets ?	$3.7B +4.2% YoY +0.3% QoQ	+$879.6M	$2.8B -0.1% YoY	$4.8B +7.6% YoY	$6.2B +9.0% YoY	78%
Total Loans ?	$2.5B +8.6% YoY +0.4% QoQ	+$554.6M	$2.0B +0.6% YoY	$3.3B +8.3% YoY	$3.2B +10.7% YoY	77%
Total Deposits ?	$3.1B +7.4% YoY +1.6% QoQ	+$802.6M	$2.3B -0.3% YoY	$3.9B +6.9% YoY	$4.8B +8.0% YoY	79%
Return on Assets ?	1.36% +29.0% YoY +15.0% QoQ	-0.01%	1.37% +19.6% YoY	1.75% +28.6% YoY	1.24% +13.1% YoY	61%
Net Interest Margin ?	4.44% +6.6% YoY +2.6% QoQ	+0.62%	3.82% +6.9% YoY	3.80% +3.1% YoY	3.89% +5.7% YoY	Top 13.5% in tier
Efficiency Ratio ?	55.47% -12.5% YoY -4.2% QoQ	-5.58%	61.05% -4.6% YoY	69.04% -8.1% YoY	66.84% -3.8% YoY	62%
Delinquency Rate ?	0.91% +205.3% YoY +229.3% QoQ	+0.02%	0.89% +14.1% YoY	1.18% +69.8% YoY	0.95% +18.8% YoY	30%
Loan-to-Deposit Ratio ?	80.09% +1.2% YoY -1.2% QoQ	-4.11%	84.20% +0.3% YoY	85.63% +2.0% YoY	76.69% +0.9% YoY	66%
Non-Interest-Bearing Deposit Share ?	33.44% -3.4% YoY -2.9% QoQ	+12.16%	21.28% -2.5% YoY	24.99% -4.4% YoY	22.01% -1.1% YoY	Top 11.1% in tier
Nonperforming Asset Ratio ?	0.62% +218.3% YoY +229.6% QoQ	-0.05%	0.67% +15.6% YoY	0.92% +66.1% YoY	0.66% +19.3% YoY	35%
Tier 1 Capital Ratio ?	13.81% +0.4% YoY +0.8% QoQ	-1.36%	15.17% +2.0% YoY	21.06% -3.6% YoY	17.06% +0.8% YoY	60%
Non-Interest Income / Assets ?	0.06% -2.8% YoY -75.7% QoQ	-0.20%	0.26% +1.6% YoY	0.69% +11.1% YoY	0.32% +4.0% YoY	Bottom 14.6% in tier

Get Full Access to Community West Bank

Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free

$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

Want to see an example first? Preview JPMorgan Chase's scorecard →

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (1)

Deposit Franchise

growth

#46 of 87 • Top 51.7% in tier

Top-quartile non-interest-bearing deposits AND top-quartile NIM. A premium deposit franchise translating into above-peer spread.

Why this signature

Noninterest-Bearing Deposit Share: 33.44%

(Tier: 21.28%, National: 22.01%)

better than tier avg

Net Interest Margin: 4.44%

(Tier: 3.82%, National: 3.89%)

better than tier avg

87 of 87 Mid-Market banks match · 369 nationally

→ Stable -13 banks QoQ | QoQ rank improving

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 883 peers in $1B-$10B

Top Strengths (5 metrics)

Non-Interest-Bearing Deposit Share

funding

Value: 33.44%

Peer Median: 21.28%

#99 of 883 Top 11.1% in $1B-$10B

120

Net Interest Margin

profitability

Value: 4.44%

Peer Median: 3.82%

#120 of 883 Top 13.5% in $1B-$10B

188

Total Deposits

size

Value: $3.15B

Peer Median: $2.34B

#188 of 883 Top 21.2% in $1B-$10B

197

Total Assets

size

Value: $3.70B

Peer Median: $2.82B

#197 of 883 Top 22.2% in $1B-$10B

204

Total Loans

size

Value: $2.52B

Peer Median: $1.97B

#204 of 883 Top 23.0% in $1B-$10B

Top Weaknesses (1 metrics)

755

Non-Interest Income / Assets

revenue_mix

Value: 0.06%

Peer Median: 0.26%

#755 of 883 Bottom 14.6% in $1B-$10B