BlastPoint's Banking Scorecard
First Progressive Bank
Designations: ✓ Community bank
Brewton, AL
First Progressive Bank has 3 strengths but faces 2 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Non-Interest-Bearing Deposit Share 36.95% above tier average
- + Efficiency Ratio 7.02% below tier average
- + Delinquency Rate 1.31% below tier average
Key Concerns
Areas that may need attention
- - ROA 1.09% below tier average
- - Net Interest Margin 0.15% below tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (AL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$32.7M
+0.6% YoY
+0.9% QoQ
|
-$29.5M |
$62.2M
-0.6% YoY
|
$2.5B
+0.2% YoY
|
$6.2B
+9.1% YoY
|
Bottom 14.2% in tier |
| Total Loans ? |
$10.3M
-4.3% YoY
-0.6% QoQ
|
-$23.9M |
$34.2M
-1.4% YoY
|
$1.5B
+2.4% YoY
|
$3.2B
+10.8% YoY
|
Bottom 11.5% in tier |
| Total Deposits ? |
$23.8M
+0.4% YoY
+1.3% QoQ
|
-$27.9M |
$51.7M
-0.7% YoY
|
$2.1B
-0.2% YoY
|
$4.8B
+8.2% YoY
|
Bottom 13.5% in tier |
| Return on Assets ? |
-0.26%
-40.2% YoY
-171.9% QoQ
|
-1.09% |
0.84%
-2.3% YoY
|
0.78%
-19.5% YoY
|
1.23%
+13.4% YoY
|
Bottom 12.2% in tier |
| Net Interest Margin ? |
3.71%
+16.4% YoY
+6.7% QoQ
|
-0.15% |
3.86%
+2.8% YoY
|
3.99%
+5.2% YoY
|
3.89%
+5.7% YoY
|
45% |
| Efficiency Ratio ? |
81.32%
-18.3% YoY
+0.2% QoQ
|
-7.02% |
88.34%
+0.3% YoY
|
72.13%
+5.1% YoY
|
66.95%
-4.1% YoY
|
33% |
| Delinquency Rate ? |
0.06%
-89.0% YoY
-98.4% QoQ
|
-1.31% |
1.37%
+33.8% YoY
|
1.09%
+24.8% YoY
|
0.95%
+18.8% YoY
|
66% |
| Loan-to-Deposit Ratio ? |
43.38%
-4.7% YoY
-1.9% QoQ
|
-20.84% |
64.22%
-0.7% YoY
|
67.08%
+2.0% YoY
|
76.70%
+0.9% YoY
|
77% |
| Non-Interest-Bearing Deposit Share ? |
60.66%
+2.1% YoY
+1.1% QoQ
|
+36.95% |
23.71%
+0.3% YoY
|
23.89%
+0.0% YoY
|
22.01%
-1.2% YoY
|
Top 1.7% in tier |
| Nonperforming Asset Ratio ? |
0.02%
-89.5% YoY
-98.5% QoQ
|
-0.77% |
0.79%
+28.2% YoY
|
0.71%
+24.8% YoY
|
0.67%
+19.3% YoY
|
69% |
| Tier 1 Capital Ratio ? |
27.34%
+1.5% YoY
-0.5% QoQ
|
+0.65% |
26.68%
+2.0% YoY
|
16.96%
+13.8% YoY
|
17.06%
+0.8% YoY
|
82% |
| Non-Interest Income / Assets ? |
0.02%
+131.9% YoY
-53.8% QoQ
|
-0.64% |
0.67%
+1.9% YoY
|
0.16%
-16.3% YoY
|
0.32%
+4.1% YoY
|
Bottom 15.0% in tier |
Get Full Access to First Progressive Bank
Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free
Check your email at - link expires in 72 hours
Want to see an example first? Preview JPMorgan Chase's scorecard →
Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.