BlastPoint's Banking Scorecard

Bank of Bridger, National Association

$100M-$1B Specialty: Agricultural MT FDIC cert 2224

Bridger, MT

12 branches across MT · WY

2664 banks in the $100M-$1B peer group nationally 22 in MT

Bank of Bridger, National Association has 1 strength but faces 2 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Efficiency Ratio 4.99% below tier average

Key Concerns

Areas that may need attention

- ROA 0.37% below tier average
- Net Interest Margin 0.80% below tier average

Get updates when Bank of Bridger, National Association releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (MT)	National Avg	Tier Percentile
Total Assets ?	$791.9M +2.6% YoY -0.9% QoQ	+$405.8M	$386.1M +0.5% YoY	$2.2B +7.4% YoY	$6.2B +9.1% YoY	Top 8.4% in tier
Total Loans ?	$365.5M +5.9% YoY -0.4% QoQ	+$109.8M	$255.7M +1.1% YoY	$1.4B +7.1% YoY	$3.2B +10.8% YoY	76%
Total Deposits ?	$720.4M +1.5% YoY +2.4% QoQ	+$392.5M	$328.0M +0.1% YoY	$1.8B +10.6% YoY	$4.8B +8.2% YoY	Top 5.6% in tier
Return on Assets ?	0.90% +38.0% YoY +24.2% QoQ	-0.37%	1.27% +12.9% YoY	1.68% +0.0% YoY	1.23% +13.4% YoY	32%
Net Interest Margin ?	3.13% +12.7% YoY +5.4% QoQ	-0.80%	3.93% +6.0% YoY	4.10% +5.6% YoY	3.89% +5.7% YoY	15%
Efficiency Ratio ?	60.30% -11.9% YoY -8.1% QoQ	-4.99%	65.29% -4.5% YoY	58.72% -5.9% YoY	66.95% -4.1% YoY	59%
Delinquency Rate ?	0.93% -18.7% YoY +12.4% QoQ	+0.04%	0.89% +18.8% YoY	1.39% +43.4% YoY	0.95% +18.8% YoY	30%
Loan-to-Deposit Ratio ?	50.73% +4.3% YoY -2.8% QoQ	-25.91%	76.64% +0.8% YoY	68.91% -1.7% YoY	76.70% +0.9% YoY	Top 10.1% in tier
Non-Interest-Bearing Deposit Share ?	22.30% +3.0% YoY -2.9% QoQ	+0.28%	22.02% -1.0% YoY	25.97% -2.2% YoY	22.01% -1.2% YoY	55%
Nonperforming Asset Ratio ?	0.43% -16.1% YoY +12.9% QoQ	-0.21%	0.64% +19.7% YoY	0.81% +60.9% YoY	0.67% +19.3% YoY	41%
Tier 1 Capital Ratio ?	19.63% +0.8% YoY -0.4% QoQ	+3.79%	15.83% +1.5% YoY	19.61% +1.4% YoY	17.06% +0.8% YoY	Top 14.3% in tier
Non-Interest Income / Assets ?	0.04% +57.9% YoY -68.2% QoQ	-0.24%	0.28% +9.3% YoY	0.88% +6.9% YoY	0.32% +4.1% YoY	15%

Get Full Access to Bank of Bridger, National Association

Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free

$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

Want to see an example first? Preview JPMorgan Chase's scorecard →

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 2664 peers in $100M-$1B

Top Strengths (5 metrics)

151

Total Deposits

size

Value: $720.42M

Peer Median: $327.97M

#151 of 2664 Top 5.6% in $100M-$1B

224

Total Assets

size

Value: $791.89M

Peer Median: $386.08M

#224 of 2664 Top 8.4% in $100M-$1B

270

Loan-to-Deposit Ratio

liquidity

Value: 50.73%

Peer Median: 76.64%

#270 of 2664 Top 10.1% in $100M-$1B

382

Tier 1 Capital Ratio

capital

Value: 19.63%

Peer Median: 15.83%

#382 of 2664 Top 14.3% in $100M-$1B

634

Total Loans

size

Value: $365.49M

Peer Median: $255.72M

#634 of 2664 Top 23.8% in $100M-$1B

Top Weaknesses (2 metrics)

2259

Net Interest Margin

profitability

Value: 3.13%

Peer Median: 3.93%

#2259 of 2664 Bottom 15.2% in $100M-$1B

2253

Non-Interest Income / Assets

revenue_mix

Value: 0.04%

Peer Median: 0.28%

#2253 of 2664 Bottom 15.5% in $100M-$1B