BlastPoint

BlastPoint's Banking Scorecard

Quail Creek Bank

$100M-$1B Specialty: Commercial OK FDIC cert 21848

Oklahoma City, OK

2664 banks in the $100M-$1B peer group nationally 107 in OK
View $100M-$1B leaderboard (OK) →

Quail Creek Bank has 3 strengths but faces 1 concern

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + ROA 0.44% above tier average
  • + Net Interest Margin 0.22% above tier average
  • + Efficiency Ratio 9.69% below tier average

Key Concerns

Areas that may need attention

  • - Delinquency Rate 0.24% above tier average
Get updates when Quail Creek Bank releases new data →

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (OK) National Avg Tier Percentile
Total Assets ? $826.5M
+5.8% YoY +0.6% QoQ
+$440.4M $386.1M
+0.5% YoY
$1.2B
+6.7% YoY
$6.2B
+9.1% YoY
Top 7.1% in tier
Total Loans ? $609.5M
+3.4% YoY -0.2% QoQ
+$353.8M $255.7M
+1.1% YoY
$822.6M
+7.2% YoY
$3.2B
+10.8% YoY
Top 5.7% in tier
Total Deposits ? $748.9M
+6.1% YoY +0.8% QoQ
+$420.9M $328.0M
+0.1% YoY
$956.7M
+4.7% YoY
$4.8B
+8.2% YoY
Top 4.7% in tier
Return on Assets ? 1.70%
-1.8% YoY -2.4% QoQ
+0.44% 1.27%
+12.9% YoY
1.34%
+7.6% YoY
1.23%
+13.4% YoY
78%
Net Interest Margin ? 4.15%
-2.0% YoY -3.7% QoQ
+0.22% 3.93%
+6.0% YoY
4.25%
+2.4% YoY
3.89%
+5.7% YoY
65%
Efficiency Ratio ? 55.60%
-4.3% YoY -3.7% QoQ
-9.69% 65.29%
-4.5% YoY
65.16%
-1.8% YoY
66.95%
-4.1% YoY
72%
Delinquency Rate ? 1.13%
+313.5% YoY -7.6% QoQ
+0.24% 0.89%
+18.8% YoY
1.61%
+16.3% YoY
0.95%
+18.8% YoY
26%
Loan-to-Deposit Ratio ? 81.39%
-2.5% YoY -0.9% QoQ
+4.76% 76.64%
+0.8% YoY
73.83%
+1.6% YoY
76.70%
+0.9% YoY
43%
Non-Interest-Bearing Deposit Share ? 23.95%
-5.6% YoY -0.1% QoQ
+1.93% 22.02%
-1.0% YoY
23.68%
-1.7% YoY
22.01%
-1.2% YoY
62%
Nonperforming Asset Ratio ? 0.96%
+366.2% YoY +1.9% QoQ
+0.32% 0.64%
+19.7% YoY
1.12%
+15.3% YoY
0.67%
+19.3% YoY
21%
Tier 1 Capital Ratio ? 13.75%
-3.4% YoY -0.8% QoQ
-2.08% 15.83%
+1.5% YoY
14.36%
-1.8% YoY
17.06%
+0.8% YoY
55%
Non-Interest Income / Assets ? 0.07%
+33.6% YoY -73.2% QoQ
-0.21% 0.28%
+9.3% YoY
0.15%
-5.6% YoY
0.32%
+4.1% YoY
31%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 2664 peers in $100M-$1B

Top Strengths (4 metrics)

125
Total Deposits
size
Value: $748.85M
Peer Median: $327.97M
#125 of 2664 Top 4.7% in $100M-$1B
154
Total Loans
size
Value: $609.52M
Peer Median: $255.72M
#154 of 2664 Top 5.7% in $100M-$1B
190
Total Assets
size
Value: $826.46M
Peer Median: $386.08M
#190 of 2664 Top 7.1% in $100M-$1B
591
Return on Assets
profitability
Value: 1.70%
Peer Median: 1.27%
#591 of 2664 Top 22.1% in $100M-$1B

Top Weaknesses (1 metrics)

2116
Nonperforming Asset Ratio
credit_quality
Value: 0.96%
Peer Median: 0.64%
#2116 of 2664 Bottom 20.6% in $100M-$1B
Powered by BlastPoint © 2026