BlastPoint's Banking Scorecard
CBBC Bank
Maryville, TN
7 branches across TN
CBBC Bank has 2 strengths but faces 2 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Efficiency Ratio 5.25% below tier average
- + Delinquency Rate 0.88% below tier average
Key Concerns
Areas that may need attention
- - ROA 0.24% below tier average
- - Net Interest Margin 0.30% below tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (TN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$556.4M
+8.9% YoY
+2.1% QoQ
|
+$170.3M |
$386.1M
+0.5% YoY
|
$2.8B
+35.7% YoY
|
$6.2B
+9.1% YoY
|
77% |
| Total Loans ? |
$308.5M
+12.8% YoY
+6.0% QoQ
|
+$52.8M |
$255.7M
+1.1% YoY
|
$2.0B
+36.6% YoY
|
$3.2B
+10.8% YoY
|
69% |
| Total Deposits ? |
$473.0M
+7.5% YoY
+1.0% QoQ
|
+$145.0M |
$328.0M
+0.1% YoY
|
$2.4B
+35.2% YoY
|
$4.8B
+8.2% YoY
|
77% |
| Return on Assets ? |
1.03%
+4.1% YoY
-15.1% QoQ
|
-0.24% |
1.27%
+12.9% YoY
|
1.12%
+20.1% YoY
|
1.23%
+13.4% YoY
|
39% |
| Net Interest Margin ? |
3.63%
+2.9% YoY
-0.3% QoQ
|
-0.30% |
3.93%
+6.0% YoY
|
3.93%
+7.0% YoY
|
3.89%
+5.7% YoY
|
37% |
| Efficiency Ratio ? |
60.04%
-1.1% YoY
-2.1% QoQ
|
-5.25% |
65.29%
-4.5% YoY
|
66.13%
-5.5% YoY
|
66.95%
-4.1% YoY
|
60% |
| Delinquency Rate ? |
0.01%
-80.5% YoY
-58.6% QoQ
|
-0.88% |
0.89%
+18.8% YoY
|
0.68%
+13.4% YoY
|
0.95%
+18.8% YoY
|
Top 13.0% in tier |
| Loan-to-Deposit Ratio ? |
65.22%
+4.9% YoY
+4.9% QoQ
|
-11.42% |
76.64%
+0.8% YoY
|
79.84%
+2.1% YoY
|
76.70%
+0.9% YoY
|
75% |
| Non-Interest-Bearing Deposit Share ? |
25.84%
-7.6% YoY
-8.6% QoQ
|
+3.82% |
22.02%
-1.0% YoY
|
18.48%
-3.8% YoY
|
22.01%
-1.2% YoY
|
69% |
| Nonperforming Asset Ratio ? |
0.01%
-55.6% YoY
-29.2% QoQ
|
-0.63% |
0.64%
+19.7% YoY
|
0.56%
+16.1% YoY
|
0.67%
+19.3% YoY
|
Top 14.2% in tier |
| Tier 1 Capital Ratio ? |
20.78%
-2.4% YoY
+7.4% QoQ
|
+4.95% |
15.83%
+1.5% YoY
|
14.23%
-1.0% YoY
|
17.06%
+0.8% YoY
|
Top 11.9% in tier |
| Non-Interest Income / Assets ? |
0.07%
-4.0% YoY
-77.9% QoQ
|
-0.21% |
0.28%
+9.3% YoY
|
0.17%
-1.0% YoY
|
0.32%
+4.1% YoY
|
34% |
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Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.