BlastPoint's Banking Scorecard
Bank of Ontario
Designations: ✓ Community bank
Ontario, WI
3 branches across WI
Bank of Ontario has 3 strengths but faces 2 concerns
Key Strengths
Areas where this bank excels compared to peers
- + ROA 0.12% above tier average
- + Net Interest Margin 1.03% above tier average
- + Efficiency Ratio 23.33% below tier average
Key Concerns
Areas that may need attention
- - Delinquency Rate 7.53% above tier average
- - Nonperforming Asset Ratio 6.36% above tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (WI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$80.6M
+0.3% YoY
-1.2% QoQ
|
+$18.4M |
$62.2M
-0.6% YoY
|
$1.1B
+10.1% YoY
|
$6.2B
+9.1% YoY
|
71% |
| Total Loans ? |
$64.7M
-5.1% YoY
-1.1% QoQ
|
+$30.4M |
$34.2M
-1.4% YoY
|
$816.7M
+9.9% YoY
|
$3.2B
+10.8% YoY
|
Top 8.1% in tier |
| Total Deposits ? |
$68.0M
+1.1% YoY
-0.2% QoQ
|
+$16.3M |
$51.7M
-0.7% YoY
|
$905.4M
+9.0% YoY
|
$4.8B
+8.2% YoY
|
71% |
| Return on Assets ? |
0.96%
-45.2% YoY
-28.5% QoQ
|
+0.12% |
0.84%
-2.3% YoY
|
1.50%
+15.4% YoY
|
1.23%
+13.4% YoY
|
51% |
| Net Interest Margin ? |
4.89%
-5.3% YoY
-4.1% QoQ
|
+1.03% |
3.86%
+2.8% YoY
|
3.77%
+9.2% YoY
|
3.89%
+5.7% YoY
|
Top 12.8% in tier |
| Efficiency Ratio ? |
65.02%
+7.9% YoY
+1.9% QoQ
|
-23.33% |
88.34%
+0.3% YoY
|
64.74%
-4.5% YoY
|
66.95%
-4.1% YoY
|
65% |
| Delinquency Rate ? |
8.90%
+73.3% YoY
+1.7% QoQ
|
+7.53% |
1.37%
+33.8% YoY
|
0.87%
+31.3% YoY
|
0.95%
+18.8% YoY
|
Bottom 2.1% in tier |
| Loan-to-Deposit Ratio ? |
95.12%
-6.1% YoY
-0.9% QoQ
|
+30.90% |
64.22%
-0.7% YoY
|
86.53%
+1.6% YoY
|
76.70%
+0.9% YoY
|
Bottom 11.3% in tier |
| Non-Interest-Bearing Deposit Share ? |
20.64%
-6.3% YoY
-4.1% QoQ
|
-3.07% |
23.71%
+0.3% YoY
|
18.27%
-0.8% YoY
|
22.01%
-1.2% YoY
|
40% |
| Nonperforming Asset Ratio ? |
7.14%
+64.0% YoY
+1.8% QoQ
|
+6.36% |
0.79%
+28.2% YoY
|
0.63%
+35.0% YoY
|
0.67%
+19.3% YoY
|
Bottom 0.9% in tier |
| Tier 1 Capital Ratio ? |
13.85%
+4.7% YoY
+0.1% QoQ
|
-12.83% |
26.68%
+2.0% YoY
|
14.74%
+0.5% YoY
|
17.06%
+0.8% YoY
|
38% |
| Non-Interest Income / Assets ? |
0.07%
-39.3% YoY
-84.5% QoQ
|
-0.60% |
0.67%
+1.9% YoY
|
1.15%
+12.5% YoY
|
0.32%
+4.1% YoY
|
53% |
Get Full Access to Bank of Ontario
Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free
Check your email at - link expires in 72 hours
Want to see an example first? Preview JPMorgan Chase's scorecard →
Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.