BlastPoint's Banking Scorecard
The Conway National Bank
Designations: ✓ Community bank
Conway, SC
16 branches across SC
The Conway National Bank has 3 strengths but faces 1 concern
Key Strengths
Areas where this bank excels compared to peers
- + Delinquency Rate 0.82% below tier average
- + Nonperforming Asset Ratio 0.65% below tier average
- + Efficiency Ratio 13.69% below tier average
Key Concerns
Areas that may need attention
- - Net Interest Margin 0.58% below tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (SC) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$1.9B
+3.9% YoY
-0.4% QoQ
|
-$874.9M |
$2.8B
-0.1% YoY
|
$1.5B
+4.7% YoY
|
$6.2B
+9.1% YoY
|
49% |
| Total Loans ? |
$845.9M
+4.9% YoY
+2.4% QoQ
|
-$1.1B |
$2.0B
+0.6% YoY
|
$993.8M
+7.7% YoY
|
$3.2B
+10.8% YoY
|
19% |
| Total Deposits ? |
$1.6B
+2.4% YoY
-0.2% QoQ
|
-$725.0M |
$2.3B
-0.3% YoY
|
$1.3B
+4.0% YoY
|
$4.8B
+8.2% YoY
|
48% |
| Return on Assets ? |
1.40%
+36.6% YoY
+14.3% QoQ
|
+0.04% |
1.37%
+19.6% YoY
|
1.18%
+45.0% YoY
|
1.23%
+13.4% YoY
|
64% |
| Net Interest Margin ? |
3.23%
+12.7% YoY
+2.5% QoQ
|
-0.58% |
3.82%
+6.9% YoY
|
3.64%
+5.2% YoY
|
3.89%
+5.7% YoY
|
26% |
| Efficiency Ratio ? |
47.38%
-12.0% YoY
-8.5% QoQ
|
-13.69% |
61.06%
-4.6% YoY
|
67.38%
-5.7% YoY
|
66.95%
-4.1% YoY
|
Top 14.8% in tier |
| Delinquency Rate ? |
0.07%
-38.1% YoY
+20.4% QoQ
|
-0.82% |
0.89%
+14.1% YoY
|
0.54%
+11.8% YoY
|
0.95%
+18.8% YoY
|
Top 8.5% in tier |
| Loan-to-Deposit Ratio ? |
52.27%
+2.4% YoY
+2.6% QoQ
|
-31.94% |
84.20%
+0.3% YoY
|
73.64%
+1.6% YoY
|
76.70%
+0.9% YoY
|
Top 4.6% in tier |
| Non-Interest-Bearing Deposit Share ? |
27.19%
-0.0% YoY
-0.9% QoQ
|
+5.90% |
21.29%
-2.5% YoY
|
20.84%
-0.7% YoY
|
22.01%
-1.2% YoY
|
77% |
| Nonperforming Asset Ratio ? |
0.03%
-37.5% YoY
+23.7% QoQ
|
-0.65% |
0.67%
+15.6% YoY
|
0.34%
+10.8% YoY
|
0.67%
+19.3% YoY
|
Top 6.1% in tier |
| Tier 1 Capital Ratio ? |
18.80%
+3.8% YoY
+1.8% QoQ
|
+3.64% |
15.16%
+2.0% YoY
|
17.50%
+3.0% YoY
|
17.06%
+0.8% YoY
|
Top 9.7% in tier |
| Non-Interest Income / Assets ? |
0.12%
+4.4% YoY
-74.3% QoQ
|
-0.13% |
0.26%
+1.6% YoY
|
0.17%
+48.2% YoY
|
0.32%
+4.1% YoY
|
42% |
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Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.