BlastPoint's Banking Scorecard

Alliant Bank

$100M-$1B Specialty: Agricultural MO FDIC cert 1946

Madison, MO

6 branches across MO

2664 banks in the $100M-$1B peer group nationally 143 in MO

Alliant Bank has 2 strengths but faces 2 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Delinquency Rate 0.89% below tier average
+ Net Interest Margin 0.49% above tier average

Key Concerns

Areas that may need attention

- ROA 0.26% below tier average
- Efficiency Ratio 6.27% above tier average

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Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (MO)	National Avg	Tier Percentile
Total Assets ?	$263.8M +5.7% YoY -1.3% QoQ	-$122.3M	$386.1M +0.5% YoY	$1.6B +6.5% YoY	$6.2B +9.1% YoY	40%
Total Loans ?	$200.9M +4.3% YoY -1.3% QoQ	-$54.8M	$255.7M +1.1% YoY	$1.0B +8.5% YoY	$3.2B +10.8% YoY	49%
Total Deposits ?	$240.2M +5.9% YoY -1.7% QoQ	-$87.8M	$328.0M +0.1% YoY	$1.3B +6.1% YoY	$4.8B +8.2% YoY	43%
Return on Assets ?	1.01% +36.0% YoY +28.7% QoQ	-0.26%	1.27% +12.9% YoY	1.43% +10.8% YoY	1.23% +13.4% YoY	38%
Net Interest Margin ?	4.42% +4.1% YoY +1.5% QoQ	+0.49%	3.93% +6.0% YoY	4.51% +2.1% YoY	3.89% +5.7% YoY	79%
Efficiency Ratio ?	71.56% -12.5% YoY -10.0% QoQ	+6.27%	65.29% -4.5% YoY	59.97% -5.2% YoY	66.95% -4.1% YoY	29%
Delinquency Rate ?	0.00% -100.0% YoY -100.0% QoQ	-0.89%	0.89% +18.8% YoY	0.83% +18.3% YoY	0.95% +18.8% YoY	Top 0.1% in tier
Loan-to-Deposit Ratio ?	83.63% -1.6% YoY +0.4% QoQ	+7.00%	76.64% +0.8% YoY	79.48% +1.6% YoY	76.70% +0.9% YoY	38%
Non-Interest-Bearing Deposit Share ?	26.34% -1.1% YoY +5.2% QoQ	+4.32%	22.02% -1.0% YoY	20.72% +0.3% YoY	22.01% -1.2% YoY	71%
Nonperforming Asset Ratio ?	0.27% -70.7% YoY -57.5% QoQ	-0.37%	0.64% +19.7% YoY	0.67% +20.5% YoY	0.67% +19.3% YoY	53%
Tier 1 Capital Ratio ?	12.35% +0.3% YoY +4.5% QoQ	-3.48%	15.83% +1.5% YoY	15.44% -0.4% YoY	17.06% +0.8% YoY	39%
Non-Interest Income / Assets ?	0.18% +14.0% YoY -64.9% QoQ	-0.10%	0.28% +9.3% YoY	0.29% +5.6% YoY	0.32% +4.1% YoY	81%

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 2664 peers in $100M-$1B

Top Strengths (3 metrics)

Delinquency Rate

credit_quality

Value: 0.00%

Peer Median: 0.89%

#1 of 2654 Top 0.1% in $100M-$1B

502

Non-Interest Income / Assets

revenue_mix

Value: 0.18%

Peer Median: 0.28%

#502 of 2664 Top 18.8% in $100M-$1B

567

Net Interest Margin

profitability

Value: 4.42%

Peer Median: 3.93%

#567 of 2664 Top 21.2% in $100M-$1B

Top Weaknesses (0 metrics)

No weakness rankings available