BlastPoint's Banking Scorecard
ANB Bank
Designations: ✓ Community bank
Denver, CO
33 branches across CO · WY · MO
ANB Bank has 2 strengths but faces 4 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Non-Interest-Bearing Deposit Share 16.08% above tier average
- + Delinquency Rate 0.45% below tier average
Key Concerns
Areas that may need attention
- - Flatlined Growth: Bottom 17.3% in tier
- - Efficiency Ratio 17.79% above tier average
- - ROA 0.70% below tier average
- - Net Interest Margin 0.23% below tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (CO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$3.0B
+0.5% YoY
-0.9% QoQ
|
+$148.5M |
$2.8B
-0.1% YoY
|
$1.3B
+9.7% YoY
|
$6.2B
+9.1% YoY
|
70% |
| Total Loans ? |
$1.8B
-6.5% YoY
-4.3% QoQ
|
-$214.1M |
$2.0B
+0.6% YoY
|
$851.2M
+6.5% YoY
|
$3.2B
+10.8% YoY
|
61% |
| Total Deposits ? |
$2.7B
+5.0% YoY
-1.1% QoQ
|
+$321.5M |
$2.3B
-0.3% YoY
|
$1.1B
+5.2% YoY
|
$4.8B
+8.2% YoY
|
73% |
| Return on Assets ? |
0.67%
+11.3% YoY
-17.3% QoQ
|
-0.70% |
1.37%
+19.6% YoY
|
0.93%
+11.9% YoY
|
1.23%
+13.4% YoY
|
15% |
| Net Interest Margin ? |
3.59%
+10.9% YoY
+3.8% QoQ
|
-0.23% |
3.82%
+6.9% YoY
|
3.99%
+5.0% YoY
|
3.89%
+5.7% YoY
|
47% |
| Efficiency Ratio ? |
78.85%
-5.2% YoY
+0.6% QoQ
|
+17.79% |
61.06%
-4.6% YoY
|
74.00%
-3.2% YoY
|
66.95%
-4.1% YoY
|
Bottom 9.7% in tier |
| Delinquency Rate ? |
0.44%
+803.5% YoY
-68.8% QoQ
|
-0.45% |
0.89%
+14.1% YoY
|
0.67%
-8.3% YoY
|
0.95%
+18.8% YoY
|
58% |
| Loan-to-Deposit Ratio ? |
65.70%
-11.0% YoY
-3.2% QoQ
|
-18.51% |
84.20%
+0.3% YoY
|
78.09%
+0.7% YoY
|
76.70%
+0.9% YoY
|
Top 12.9% in tier |
| Non-Interest-Bearing Deposit Share ? |
37.37%
+0.7% YoY
-1.4% QoQ
|
+16.08% |
21.29%
-2.5% YoY
|
23.93%
-3.2% YoY
|
22.01%
-1.2% YoY
|
Top 6.2% in tier |
| Nonperforming Asset Ratio ? |
0.35%
+654.4% YoY
-62.3% QoQ
|
-0.32% |
0.67%
+15.6% YoY
|
0.50%
-1.2% YoY
|
0.67%
+19.3% YoY
|
58% |
| Tier 1 Capital Ratio ? |
14.19%
+9.0% YoY
+5.6% QoQ
|
-0.97% |
15.16%
+2.0% YoY
|
21.66%
+2.9% YoY
|
17.06%
+0.8% YoY
|
64% |
| Non-Interest Income / Assets ? |
0.11%
-0.4% YoY
-75.0% QoQ
|
-0.15% |
0.26%
+1.6% YoY
|
0.26%
+10.8% YoY
|
0.32%
+4.1% YoY
|
34% |
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Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (1)
Flatlined Growth
riskAsset growth stalled (-2% to +2% YoY) despite healthy profitability (>0.25% ROA). Suggests untapped opportunity or strategic drift worth investigating.
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.