BlastPoint's Banking Scorecard
First National Bank of Gillette
Gillette, WY
3 branches across WY
First National Bank of Gillette has 2 strengths but faces 1 concern
Key Strengths
Areas where this bank excels compared to peers
- + ROA 0.27% above tier average
- + Efficiency Ratio 12.57% below tier average
Key Concerns
Areas that may need attention
- - Net Interest Margin 0.96% below tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (WY) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$626.2M
+4.6% YoY
+0.1% QoQ
|
+$240.1M |
$386.1M
+0.5% YoY
|
$445.8M
+4.9% YoY
|
$6.2B
+9.1% YoY
|
82% |
| Total Loans ? |
$153.8M
-2.2% YoY
+1.2% QoQ
|
-$101.9M |
$255.7M
+1.1% YoY
|
$250.1M
+8.7% YoY
|
$3.2B
+10.8% YoY
|
37% |
| Total Deposits ? |
$547.5M
+2.5% YoY
-0.1% QoQ
|
+$219.6M |
$328.0M
+0.1% YoY
|
$397.2M
+4.6% YoY
|
$4.8B
+8.2% YoY
|
84% |
| Return on Assets ? |
1.54%
+21.6% YoY
+14.2% QoQ
|
+0.27% |
1.27%
+12.9% YoY
|
1.18%
+46.8% YoY
|
1.23%
+13.4% YoY
|
70% |
| Net Interest Margin ? |
2.97%
+6.7% YoY
+1.5% QoQ
|
-0.96% |
3.93%
+6.0% YoY
|
3.82%
+5.9% YoY
|
3.89%
+5.7% YoY
|
Bottom 10.7% in tier |
| Efficiency Ratio ? |
52.71%
-5.3% YoY
-1.7% QoQ
|
-12.57% |
65.29%
-4.5% YoY
|
71.89%
-9.4% YoY
|
66.95%
-4.1% YoY
|
79% |
| Delinquency Rate ? |
0.89%
-8.5% YoY
+5.1% QoQ
|
+0.00% |
0.89%
+18.8% YoY
|
0.47%
-19.3% YoY
|
0.95%
+18.8% YoY
|
31% |
| Loan-to-Deposit Ratio ? |
28.09%
-4.6% YoY
+1.3% QoQ
|
-48.54% |
76.64%
+0.8% YoY
|
68.79%
+12.9% YoY
|
76.70%
+0.9% YoY
|
Top 1.5% in tier |
| Non-Interest-Bearing Deposit Share ? |
22.23%
-0.2% YoY
-3.2% QoQ
|
+0.21% |
22.02%
-1.0% YoY
|
24.89%
+11.1% YoY
|
22.01%
-1.2% YoY
|
55% |
| Nonperforming Asset Ratio ? |
0.22%
-14.4% YoY
+6.2% QoQ
|
-0.42% |
0.64%
+19.7% YoY
|
0.38%
+6.8% YoY
|
0.67%
+19.3% YoY
|
58% |
| Tier 1 Capital Ratio ? |
14.79%
+2.2% YoY
+2.2% QoQ
|
-1.04% |
15.83%
+1.5% YoY
|
19.62%
+12.7% YoY
|
17.06%
+0.8% YoY
|
64% |
| Non-Interest Income / Assets ? |
0.10%
+13.8% YoY
-77.0% QoQ
|
-0.18% |
0.28%
+9.3% YoY
|
0.21%
+17.8% YoY
|
0.32%
+4.1% YoY
|
52% |
Get Full Access to First National Bank of Gillette
Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free
Check your email at - link expires in 72 hours
Want to see an example first? Preview JPMorgan Chase's scorecard →
Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.