BlastPoint's Banking Scorecard
Security State Bank of Wanamingo
Wanamingo, MN
Security State Bank of Wanamingo has 4 strengths but faces 1 concern
Key Strengths
Areas where this bank excels compared to peers
- + Profitability Leader: Top 6.6% in tier
- + Efficiency Ratio 21.49% below tier average
- + Net Interest Margin 0.24% above tier average
- + Delinquency Rate 0.79% below tier average
Key Concerns
Areas that may need attention
- - Loan-to-Deposit Ratio 22.34% above tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (MN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$113.1M
+12.3% YoY
-0.4% QoQ
|
-$273.0M |
$386.1M
+0.5% YoY
|
$512.9M
+5.5% YoY
|
$6.2B
+9.1% YoY
|
Bottom 3.8% in tier |
| Total Loans ? |
$96.9M
+19.5% YoY
+4.1% QoQ
|
-$158.8M |
$255.7M
+1.1% YoY
|
$288.3M
+6.9% YoY
|
$3.2B
+10.8% YoY
|
19% |
| Total Deposits ? |
$97.9M
+11.4% YoY
-0.4% QoQ
|
-$230.1M |
$328.0M
+0.1% YoY
|
$443.8M
+5.0% YoY
|
$4.8B
+8.2% YoY
|
Bottom 4.9% in tier |
| Return on Assets ? |
2.38%
+58.4% YoY
+13.0% QoQ
|
+1.11% |
1.27%
+12.9% YoY
|
1.13%
+10.7% YoY
|
1.23%
+13.4% YoY
|
Top 5.9% in tier |
| Net Interest Margin ? |
4.17%
+7.3% YoY
+0.2% QoQ
|
+0.24% |
3.93%
+6.0% YoY
|
3.93%
+7.5% YoY
|
3.89%
+5.7% YoY
|
67% |
| Efficiency Ratio ? |
43.79%
-14.0% YoY
-8.9% QoQ
|
-21.49% |
65.29%
-4.5% YoY
|
64.77%
-3.3% YoY
|
66.95%
-4.1% YoY
|
Top 7.6% in tier |
| Delinquency Rate ? |
0.10%
-92.7% YoY
-3.9% QoQ
|
-0.79% |
0.89%
+18.8% YoY
|
1.04%
+28.9% YoY
|
0.95%
+18.8% YoY
|
74% |
| Loan-to-Deposit Ratio ? |
98.98%
+7.3% YoY
+4.5% QoQ
|
+22.34% |
76.64%
+0.8% YoY
|
76.69%
-0.4% YoY
|
76.70%
+0.9% YoY
|
Bottom 9.6% in tier |
| Non-Interest-Bearing Deposit Share ? |
20.79%
-3.7% YoY
-5.8% QoQ
|
-1.23% |
22.02%
-1.0% YoY
|
21.87%
-0.9% YoY
|
22.01%
-1.2% YoY
|
49% |
| Nonperforming Asset Ratio ? |
0.08%
-92.2% YoY
+0.4% QoQ
|
-0.55% |
0.64%
+19.7% YoY
|
0.77%
+27.1% YoY
|
0.67%
+19.3% YoY
|
73% |
| Tier 1 Capital Ratio ? |
11.13%
-2.2% YoY
-3.5% QoQ
|
-4.70% |
15.83%
+1.5% YoY
|
15.37%
+0.7% YoY
|
17.06%
+0.8% YoY
|
25% |
| Non-Interest Income / Assets ? |
0.06%
+5.0% YoY
-73.2% QoQ
|
-0.22% |
0.28%
+9.3% YoY
|
0.16%
+5.0% YoY
|
0.32%
+4.1% YoY
|
25% |
Get Full Access to Security State Bank of Wanamingo
Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free
Check your email at - link expires in 72 hours
Want to see an example first? Preview JPMorgan Chase's scorecard →
Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (1)
Profitability Leader
growthTop-quartile profitability for peers of this size. Strong fundamentals and operational efficiency.
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.