BlastPoint's Banking Scorecard
Webster Bank, National Association
Stamford, CT
195 branches across CT · NY · MA · RI
Webster Bank, National Association has 2 strengths but faces 1 concern
Key Strengths
Areas where this bank excels compared to peers
- + Efficiency Ratio 5.99% below tier average
- + Delinquency Rate 0.07% below tier average
Key Concerns
Areas that may need attention
- - Net Interest Margin 0.44% below tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (CT) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$85.5B
+6.6% YoY
+1.8% QoQ
|
+$38.6B |
$47.0B
-1.9% YoY
|
$4.6B
+6.9% YoY
|
$6.2B
+9.1% YoY
|
Top 14.6% in tier |
| Total Loans ? |
$56.5B
+7.9% YoY
+1.1% QoQ
|
+$27.2B |
$29.4B
-0.4% YoY
|
$3.2B
+8.3% YoY
|
$3.2B
+10.8% YoY
|
Top 13.1% in tier |
| Total Deposits ? |
$69.4B
+5.4% YoY
+0.7% QoQ
|
+$31.0B |
$38.4B
-1.6% YoY
|
$3.7B
+5.9% YoY
|
$4.8B
+8.2% YoY
|
Top 13.9% in tier |
| Return on Assets ? |
1.24%
+5.1% YoY
-1.8% QoQ
|
-0.04% |
1.28%
+18.7% YoY
|
0.98%
+59.4% YoY
|
1.23%
+13.4% YoY
|
54% |
| Net Interest Margin ? |
3.33%
-3.5% YoY
-3.1% QoQ
|
-0.44% |
3.77%
+5.8% YoY
|
3.30%
+11.1% YoY
|
3.89%
+5.7% YoY
|
40% |
| Efficiency Ratio ? |
48.01%
+3.7% YoY
+2.2% QoQ
|
-5.99% |
54.01%
-3.7% YoY
|
74.04%
-0.3% YoY
|
66.95%
-4.1% YoY
|
76% |
| Delinquency Rate ? |
0.95%
-20.9% YoY
+3.1% QoQ
|
-0.07% |
1.02%
-3.8% YoY
|
0.76%
+15.1% YoY
|
0.95%
+18.8% YoY
|
33% |
| Loan-to-Deposit Ratio ? |
81.47%
+2.4% YoY
+0.4% QoQ
|
+0.68% |
80.79%
+1.9% YoY
|
87.65%
+0.6% YoY
|
76.70%
+0.9% YoY
|
60% |
| Non-Interest-Bearing Deposit Share ? |
14.38%
-7.6% YoY
-3.0% QoQ
|
-5.66% |
20.04%
+0.2% YoY
|
20.48%
-2.9% YoY
|
22.01%
-1.2% YoY
|
26% |
| Nonperforming Asset Ratio ? |
0.63%
-19.9% YoY
+2.5% QoQ
|
-0.10% |
0.72%
+4.2% YoY
|
0.54%
+14.2% YoY
|
0.67%
+19.3% YoY
|
35% |
| Tier 1 Capital Ratio ? |
12.07%
-3.9% YoY
-1.0% QoQ
|
-3.45% |
15.51%
-0.4% YoY
|
15.66%
+1.9% YoY
|
17.06%
+0.8% YoY
|
26% |
| Non-Interest Income / Assets ? |
0.12%
+7.2% YoY
-73.6% QoQ
|
-0.11% |
0.22%
+0.3% YoY
|
0.74%
+3.6% YoY
|
0.32%
+4.1% YoY
|
34% |
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Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.