BlastPoint's Banking Scorecard

Webster Bank, National Association

$10B-$250B Specialty: Commercial CT FDIC cert 18221

Stamford, CT

194 branches across CT · NY · MA · RI

135 banks in the $10B-$250B peer group nationally 1 in CT

Webster Bank, National Association has 2 strengths but faces 1 concern

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Efficiency Ratio 5.89% below tier average
+ Delinquency Rate 0.07% below tier average

Key Concerns

Areas that may need attention

- Net Interest Margin 0.44% below tier average

Get updates when Webster Bank, National Association releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (CT)	National Avg	Tier Percentile
Total Assets ?	$85.5B +6.6% YoY +1.8% QoQ	+$38.2B	$47.4B -2.0% YoY	$4.8B +6.9% YoY	$6.2B +9.0% YoY	Top 14.8% in tier
Total Loans ?	$56.5B +7.9% YoY +1.1% QoQ	+$26.9B	$29.6B -0.4% YoY	$3.3B +8.3% YoY	$3.2B +10.7% YoY	Top 13.3% in tier
Total Deposits ?	$69.4B +5.4% YoY +0.7% QoQ	+$30.6B	$38.7B -1.6% YoY	$3.8B +5.9% YoY	$4.8B +8.0% YoY	Top 14.1% in tier
Return on Assets ?	1.24% +5.1% YoY -1.8% QoQ	-0.05%	1.28% +19.3% YoY	0.79% +125.6% YoY	1.24% +13.1% YoY	53%
Net Interest Margin ?	3.33% -3.5% YoY -3.1% QoQ	-0.44%	3.77% +5.6% YoY	3.37% +12.2% YoY	3.89% +5.7% YoY	41%
Efficiency Ratio ?	48.01% +3.7% YoY +2.2% QoQ	-5.89%	53.90% -4.0% YoY	73.54% -0.5% YoY	66.84% -3.8% YoY	76%
Delinquency Rate ?	0.95% -20.9% YoY +3.1% QoQ	-0.07%	1.02% -4.1% YoY	0.76% +15.1% YoY	0.95% +18.8% YoY	34%
Loan-to-Deposit Ratio ?	81.47% +2.4% YoY +0.4% QoQ	+0.59%	80.88% +2.0% YoY	90.89% +0.6% YoY	76.69% +0.9% YoY	60%
Non-Interest-Bearing Deposit Share ?	14.38% -7.6% YoY -3.0% QoQ	-5.45%	19.82% +0.3% YoY	21.24% -2.9% YoY	22.01% -1.1% YoY	27%
Nonperforming Asset Ratio ?	0.63% -19.9% YoY +2.5% QoQ	-0.10%	0.73% +4.0% YoY	0.56% +14.2% YoY	0.66% +19.3% YoY	35%
Tier 1 Capital Ratio ?	12.07% -3.9% YoY -1.0% QoQ	-3.49%	15.56% -0.1% YoY	14.13% +2.0% YoY	17.06% +0.8% YoY	26%
Non-Interest Income / Assets ?	0.12% +7.2% YoY -73.6% QoQ	-0.11%	0.23% +0.9% YoY	0.17% +12.0% YoY	0.32% +4.0% YoY	33%

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 135 peers in $10B-$250B

Top Strengths (4 metrics)

Total Loans

size

Value: $56.53B

Peer Median: $29.62B

#19 of 135 Top 13.3% in $10B-$250B

Total Deposits

size

Value: $69.39B

Peer Median: $38.75B

#20 of 135 Top 14.1% in $10B-$250B

Total Assets

size

Value: $85.53B

Peer Median: $47.36B

#21 of 135 Top 14.8% in $10B-$250B

Efficiency Ratio

profitability

Value: 48.01%

Peer Median: 53.90%

#34 of 135 Top 24.4% in $10B-$250B

Top Weaknesses (0 metrics)

No weakness rankings available