BlastPoint's Banking Scorecard
The Farmers State Bank of Bucklin, Kansas
Designations: ✓ Community bank
Bucklin, KS
The Farmers State Bank of Bucklin, Kansas has 5 strengths but faces 1 concern
Key Strengths
Areas where this bank excels compared to peers
- + Efficiency Ratio 41.59% below tier average
- + Delinquency Rate 1.37% below tier average
- + Non-Interest-Bearing Deposit Share 18.22% above tier average
- + Nonperforming Asset Ratio 0.79% below tier average
- + ROA 0.64% above tier average
Key Concerns
Areas that may need attention
- - Net Interest Margin 0.09% below tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$57.8M
+1.7% YoY
-12.2% QoQ
|
-$4.4M |
$62.2M
-0.6% YoY
|
$509.2M
+7.2% YoY
|
$6.2B
+9.1% YoY
|
42% |
| Total Loans ? |
$31.0M
+1.1% YoY
-6.2% QoQ
|
-$3.3M |
$34.2M
-1.4% YoY
|
$338.5M
+8.8% YoY
|
$3.2B
+10.8% YoY
|
48% |
| Total Deposits ? |
$49.4M
-0.2% YoY
-14.3% QoQ
|
-$2.3M |
$51.7M
-0.7% YoY
|
$424.4M
+7.3% YoY
|
$4.8B
+8.2% YoY
|
44% |
| Return on Assets ? |
1.48%
+6.7% YoY
+4.9% QoQ
|
+0.64% |
0.84%
-2.3% YoY
|
1.40%
+19.8% YoY
|
1.23%
+13.4% YoY
|
77% |
| Net Interest Margin ? |
3.77%
+1.4% YoY
-2.3% QoQ
|
-0.09% |
3.86%
+2.8% YoY
|
3.92%
+4.5% YoY
|
3.89%
+5.7% YoY
|
48% |
| Efficiency Ratio ? |
46.75%
-6.3% YoY
-6.5% QoQ
|
-41.59% |
88.34%
+0.3% YoY
|
62.29%
-5.0% YoY
|
66.95%
-4.1% YoY
|
Top 6.5% in tier |
| Delinquency Rate ? | 0.00% | -1.37% |
1.37%
+33.8% YoY
|
0.77%
+10.4% YoY
|
0.95%
+18.8% YoY
|
Top 0.1% in tier |
| Loan-to-Deposit Ratio ? |
62.65%
+1.3% YoY
+9.4% QoQ
|
-1.56% |
64.22%
-0.7% YoY
|
71.79%
+1.2% YoY
|
76.70%
+0.9% YoY
|
54% |
| Non-Interest-Bearing Deposit Share ? |
41.93%
+11.0% YoY
+6.4% QoQ
|
+18.22% |
23.71%
+0.3% YoY
|
22.83%
-2.0% YoY
|
22.01%
-1.2% YoY
|
Top 7.6% in tier |
| Nonperforming Asset Ratio ? | 0.00% | -0.79% |
0.79%
+28.2% YoY
|
0.51%
+12.5% YoY
|
0.67%
+19.3% YoY
|
Top 0.1% in tier |
| Tier 1 Capital Ratio ? |
11.82%
+4.8% YoY
+13.3% QoQ
|
-14.86% |
26.68%
+2.0% YoY
|
17.98%
-0.9% YoY
|
17.06%
+0.8% YoY
|
21% |
| Non-Interest Income / Assets ? |
0.02%
+9.3% YoY
-69.2% QoQ
|
-0.65% |
0.67%
+1.9% YoY
|
0.28%
-1.8% YoY
|
0.32%
+4.1% YoY
|
Bottom 10.9% in tier |
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Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.