BlastPoint's Banking Scorecard
CoreFirst Bank & Trust
Designations: ✓ Community bank
Topeka, KS
13 branches across KS · CO
CoreFirst Bank & Trust has 3 strengths but faces 2 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Revenue Diversifier: Top 47.5% in tier
- + ROA 0.10% above tier average
- + Delinquency Rate 0.67% below tier average
Key Concerns
Areas that may need attention
- - Net Interest Margin 0.16% below tier average
- - Efficiency Ratio 3.94% above tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$1.3B
+8.6% YoY
+2.3% QoQ
|
-$1.5B |
$2.8B
-0.1% YoY
|
$509.2M
+7.2% YoY
|
$6.2B
+9.1% YoY
|
24% |
| Total Loans ? |
$879.9M
+9.5% YoY
+2.3% QoQ
|
-$1.1B |
$2.0B
+0.6% YoY
|
$338.5M
+8.8% YoY
|
$3.2B
+10.8% YoY
|
22% |
| Total Deposits ? |
$1.1B
+3.9% YoY
+3.2% QoQ
|
-$1.3B |
$2.3B
-0.3% YoY
|
$424.4M
+7.3% YoY
|
$4.8B
+8.2% YoY
|
22% |
| Return on Assets ? |
1.46%
+52.1% YoY
+12.4% QoQ
|
+0.10% |
1.37%
+19.6% YoY
|
1.40%
+19.8% YoY
|
1.23%
+13.4% YoY
|
69% |
| Net Interest Margin ? |
3.66%
+7.2% YoY
+3.6% QoQ
|
-0.16% |
3.82%
+6.9% YoY
|
3.92%
+4.5% YoY
|
3.89%
+5.7% YoY
|
51% |
| Efficiency Ratio ? |
65.00%
-11.8% YoY
-4.1% QoQ
|
+3.94% |
61.06%
-4.6% YoY
|
62.29%
-5.0% YoY
|
66.95%
-4.1% YoY
|
34% |
| Delinquency Rate ? |
0.22%
-38.0% YoY
-50.6% QoQ
|
-0.67% |
0.89%
+14.1% YoY
|
0.77%
+10.4% YoY
|
0.95%
+18.8% YoY
|
76% |
| Loan-to-Deposit Ratio ? |
81.01%
+5.4% YoY
-0.9% QoQ
|
-3.19% |
84.20%
+0.3% YoY
|
71.79%
+1.2% YoY
|
76.70%
+0.9% YoY
|
64% |
| Non-Interest-Bearing Deposit Share ? |
21.89%
-3.5% YoY
+0.1% QoQ
|
+0.60% |
21.29%
-2.5% YoY
|
22.83%
-2.0% YoY
|
22.01%
-1.2% YoY
|
60% |
| Nonperforming Asset Ratio ? |
0.15%
-38.4% YoY
-50.8% QoQ
|
-0.53% |
0.67%
+15.6% YoY
|
0.51%
+12.5% YoY
|
0.67%
+19.3% YoY
|
80% |
| Tier 1 Capital Ratio ? |
11.64%
-5.1% YoY
-0.7% QoQ
|
-3.52% |
15.16%
+2.0% YoY
|
17.98%
-0.9% YoY
|
17.06%
+0.8% YoY
|
26% |
| Non-Interest Income / Assets ? |
0.32%
-2.2% YoY
-77.1% QoQ
|
+0.06% |
0.26%
+1.6% YoY
|
0.28%
-1.8% YoY
|
0.32%
+4.1% YoY
|
Top 11.8% in tier |
Get Full Access to CoreFirst Bank & Trust
Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free
Check your email at - link expires in 72 hours
Want to see an example first? Preview JPMorgan Chase's scorecard →
Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (1)
Revenue Diversifier
growthTop-quartile non-interest income relative to assets. Revenue less dependent on spread - more resilient to rate cycles.
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.