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BlastPoint's Banking Scorecard

Marquette Farmers State Bank of Marquette

under $100M Specialty: Agricultural KS FDIC cert 18094

Designations: Community bank

Marquette, KS

537 banks in the under $100M peer group nationally 47 in KS
View under $100M leaderboard (KS) →

Marquette Farmers State Bank of Marquette has 1 strength but faces 2 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Efficiency Ratio 23.96% below tier average

Key Concerns

Areas that may need attention

  • - Net Interest Margin 0.37% below tier average
  • - Delinquency Rate 1.26% above tier average

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (KS) National Avg Tier Percentile
Total Assets ? $32.9M
+1.1% YoY +4.0% QoQ
-$29.4M $62.3M
-0.5% YoY
$511.5M
+7.3% YoY
$6.2B
+9.0% YoY
Bottom 14.2% in tier
Total Loans ? $10.8M
+0.1% YoY -3.0% QoQ
-$23.5M $34.3M
-1.5% YoY
$340.0M
+8.8% YoY
$3.2B
+10.7% YoY
Bottom 11.9% in tier
Total Deposits ? $27.6M
-0.0% YoY +4.9% QoQ
-$24.2M $51.8M
-0.6% YoY
$426.3M
+7.3% YoY
$4.8B
+8.0% YoY
18%
Return on Assets ? 0.81%
+83.8% YoY +68.3% QoQ
-0.05% 0.86%
-3.6% YoY
1.43%
+17.3% YoY
1.24%
+13.1% YoY
42%
Net Interest Margin ? 3.50%
+23.4% YoY +21.4% QoQ
-0.37% 3.87%
+2.7% YoY
3.93%
+4.6% YoY
3.89%
+5.7% YoY
31%
Efficiency Ratio ? 63.67%
-25.8% YoY -24.1% QoQ
-23.96% 87.63%
+2.3% YoY
61.28%
-4.6% YoY
66.84%
-3.8% YoY
67%
Delinquency Rate ? 2.62%
-55.0% QoQ
+1.26% 1.36%
+33.7% YoY
0.75%
+8.4% YoY
0.95%
+18.8% YoY
15%
Loan-to-Deposit Ratio ? 38.95%
+0.1% YoY -7.5% QoQ
-25.16% 64.11%
-0.9% YoY
71.71%
+1.1% YoY
76.69%
+0.9% YoY
83%
Non-Interest-Bearing Deposit Share ? 18.63%
-1.8% YoY +0.4% QoQ
-5.15% 23.79%
+0.5% YoY
22.79%
-1.9% YoY
22.01%
-1.1% YoY
35%
Nonperforming Asset Ratio ? 0.86%
-58.0% QoQ
+0.08% 0.77%
+28.7% YoY
0.49%
+9.8% YoY
0.66%
+19.3% YoY
26%
Tier 1 Capital Ratio ? 17.59%
+1.4% YoY -2.9% QoQ
-9.18% 26.77%
+2.0% YoY
18.00%
-0.6% YoY
17.06%
+0.8% YoY
60%
Non-Interest Income / Assets ? 0.05%
-1.1% YoY -77.3% QoQ
-0.62% 0.67%
+1.6% YoY
0.28%
-2.0% YoY
0.32%
+4.0% YoY
44%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 537 peers in under $100M

Top Strengths (1 metrics)

94
Loan-to-Deposit Ratio
liquidity
Value: 38.95%
Peer Median: 64.11%
#94 of 537 Top 17.3% in under $100M

Top Weaknesses (4 metrics)

474
Total Loans
size
Value: $10.75M
Peer Median: $34.29M
#474 of 537 Bottom 11.9% in under $100M
462
Total Assets
size
Value: $32.91M
Peer Median: $62.28M
#462 of 537 Bottom 14.2% in under $100M
438
Delinquency Rate
credit_quality
Value: 2.62%
Peer Median: 1.36%
#438 of 517 Bottom 15.5% in under $100M
444
Total Deposits
size
Value: $27.60M
Peer Median: $51.83M
#444 of 537 Bottom 17.5% in under $100M
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