BlastPoint's Banking Scorecard
Claremont Savings Bank
Designations: ✓ Mutual
Claremont, NH
4 branches across NH · VT
Claremont Savings Bank has 1 strength but faces 4 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Delinquency Rate 0.48% below tier average
Key Concerns
Areas that may need attention
- - Return on Assets 0.92% below tier average
- - Efficiency Ratio 22.99% above tier average
- - Loan-to-Deposit Ratio 26.91% above tier average
- - Net Interest Margin 0.96% below tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (NH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$619.7M
+7.6% YoY
-0.1% QoQ
|
+$233.6M |
$386.1M
+0.5% YoY
|
$977.6M
+5.3% YoY
|
$6.2B
+9.1% YoY
|
82% |
| Total Loans ? |
$478.1M
+6.1% YoY
+0.7% QoQ
|
+$222.4M |
$255.7M
+1.1% YoY
|
$770.5M
+4.0% YoY
|
$3.2B
+10.8% YoY
|
Top 12.9% in tier |
| Total Deposits ? |
$461.7M
+4.1% YoY
-0.2% QoQ
|
+$133.7M |
$328.0M
+0.1% YoY
|
$822.1M
+5.6% YoY
|
$4.8B
+8.2% YoY
|
76% |
| Return on Assets ? |
0.35%
+43.4% YoY
-18.6% QoQ
|
-0.92% |
1.27%
+12.9% YoY
|
2.50%
+26.1% YoY
|
1.23%
+13.4% YoY
|
Bottom 9.1% in tier |
| Net Interest Margin ? |
2.97%
+5.1% YoY
+1.2% QoQ
|
-0.96% |
3.93%
+6.0% YoY
|
3.31%
+10.6% YoY
|
3.89%
+5.7% YoY
|
Bottom 10.6% in tier |
| Efficiency Ratio ? |
88.28%
-5.3% YoY
+0.8% QoQ
|
+22.99% |
65.29%
-4.5% YoY
|
72.72%
-15.7% YoY
|
66.95%
-4.1% YoY
|
Bottom 7.7% in tier |
| Delinquency Rate ? |
0.41%
-35.8% YoY
-2.0% QoQ
|
-0.48% |
0.89%
+18.8% YoY
|
0.86%
+40.0% YoY
|
0.95%
+18.8% YoY
|
50% |
| Loan-to-Deposit Ratio ? |
103.55%
+1.9% YoY
+1.0% QoQ
|
+26.91% |
76.64%
+0.8% YoY
|
86.08%
-1.1% YoY
|
76.70%
+0.9% YoY
|
Bottom 5.7% in tier |
| Non-Interest-Bearing Deposit Share ? |
14.63%
+6.5% YoY
-0.5% QoQ
|
-7.39% |
22.02%
-1.0% YoY
|
13.95%
-6.5% YoY
|
22.01%
-1.2% YoY
|
23% |
| Nonperforming Asset Ratio ? |
0.31%
-36.7% YoY
-1.2% QoQ
|
-0.32% |
0.64%
+19.7% YoY
|
0.71%
+38.7% YoY
|
0.67%
+19.3% YoY
|
49% |
| Tier 1 Capital Ratio ? |
12.47%
-3.7% YoY
-0.6% QoQ
|
-3.36% |
15.83%
+1.5% YoY
|
18.81%
-1.3% YoY
|
17.06%
+0.8% YoY
|
41% |
| Non-Interest Income / Assets ? |
0.15%
+0.3% YoY
-74.4% QoQ
|
-0.13% |
0.28%
+9.3% YoY
|
1.05%
+15.4% YoY
|
0.32%
+4.1% YoY
|
73% |
Get Full Access to Claremont Savings Bank
Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free
Check your email at - link expires in 72 hours
Want to see an example first? Preview JPMorgan Chase's scorecard →
Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.