BlastPoint's Banking Scorecard

Vintage Bank Kansas

$100M-$1B Specialty: Agricultural KS FDIC cert 17927

Leon, KS

12 branches across KS

2664 banks in the $100M-$1B peer group nationally 118 in KS

Vintage Bank Kansas shows strong momentum with 4 strengths and 5.1% YoY asset growth

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ ROA 0.45% above tier average
+ Net Interest Margin 0.48% above tier average
+ Efficiency Ratio 9.41% below tier average
+ Delinquency Rate 0.33% below tier average

Key Concerns

Areas that may need attention

No key concerns identified

Get updates when Vintage Bank Kansas releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (KS)	National Avg	Tier Percentile
Total Assets ?	$273.9M +5.1% YoY +0.9% QoQ	-$112.2M	$386.1M +0.5% YoY	$509.2M +7.2% YoY	$6.2B +9.1% YoY	41%
Total Loans ?	$179.7M +9.4% YoY +2.8% QoQ	-$76.1M	$255.7M +1.1% YoY	$338.5M +8.8% YoY	$3.2B +10.8% YoY	44%
Total Deposits ?	$223.4M +3.9% YoY +2.5% QoQ	-$104.6M	$328.0M +0.1% YoY	$424.4M +7.3% YoY	$4.8B +8.2% YoY	40%
Return on Assets ?	1.72% +25.1% YoY +11.6% QoQ	+0.45%	1.27% +12.9% YoY	1.40% +19.8% YoY	1.23% +13.4% YoY	79%
Net Interest Margin ?	4.41% +5.3% YoY +2.8% QoQ	+0.48%	3.93% +6.0% YoY	3.92% +4.5% YoY	3.89% +5.7% YoY	78%
Efficiency Ratio ?	55.88% -10.0% YoY -5.7% QoQ	-9.41%	65.29% -4.5% YoY	62.29% -5.0% YoY	66.95% -4.1% YoY	72%
Delinquency Rate ?	0.55% +37.4% QoQ	-0.33%	0.89% +18.8% YoY	0.77% +10.4% YoY	0.95% +18.8% YoY	42%
Loan-to-Deposit Ratio ?	80.42% +5.4% YoY +0.4% QoQ	+3.78%	76.64% +0.8% YoY	71.79% +1.2% YoY	76.70% +0.9% YoY	46%
Non-Interest-Bearing Deposit Share ?	25.46% +3.6% YoY +3.9% QoQ	+3.44%	22.02% -1.0% YoY	22.83% -2.0% YoY	22.01% -1.2% YoY	68%
Nonperforming Asset Ratio ?	0.36% +39.9% QoQ	-0.28%	0.64% +19.7% YoY	0.51% +12.5% YoY	0.67% +19.3% YoY	45%
Tier 1 Capital Ratio ?	11.51% +5.4% YoY +2.1% QoQ	-4.32%	15.83% +1.5% YoY	17.98% -0.9% YoY	17.06% +0.8% YoY	29%
Non-Interest Income / Assets ?	0.06% +8.3% YoY -76.3% QoQ	-0.22%	0.28% +9.3% YoY	0.28% -1.8% YoY	0.32% +4.1% YoY	28%

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 2664 peers in $100M-$1B

Top Strengths (2 metrics)

572

Return on Assets

profitability

Value: 1.72%

Peer Median: 1.27%

#572 of 2664 Top 21.4% in $100M-$1B

578

Net Interest Margin

profitability

Value: 4.41%

Peer Median: 3.93%

#578 of 2664 Top 21.7% in $100M-$1B

Top Weaknesses (0 metrics)

No weakness rankings available