BlastPoint's Banking Scorecard

Longview Bank

$100M-$1B Specialty: Agricultural IL FDIC cert 1786

Ogden, IL

13 branches across IL

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

1 of 2,643 banks in the $100M-$1B peer group nationwide — 1 of 211 in IL.
Deposits +13.4% year over year ($653.1M on the books).
Delinquency rate 0.81%.
Return on assets 1.54%.
Efficiency ratio 51.09% vs a 64.48% peer average.
Loan-to-deposit ratio 92.59% vs a 77.95% peer average.

Animation disabled (reduced-motion preference). Full details in the Core Metrics table below.

2643 banks in the $100M-$1B peer group nationally 211 in IL

View $100M-$1B leaderboard (IL) →

Longview Bank shows strong momentum with 4 strengths and 15.2% YoY asset growth

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ ROA 0.22% above tier average
+ Net Interest Margin 0.43% above tier average
+ Efficiency Ratio 13.39% below tier average
+ Delinquency Rate 0.11% below tier average

Key Concerns

Areas that may need attention

No key concerns identified

Get updates when Longview Bank releases new data →

Core Metrics

As of 2026-Q2

Metric	Current	vs Tier	Tier Avg	State Avg (IL)	National Avg	Tier Percentile
Total Assets ?	$732.1M +15.2% YoY +7.6% QoQ	+$345.5M	$386.6M +1.2% YoY	$2.4B +4.3% YoY	$6.3B +7.7% YoY	Top 11.2% in tier
Total Loans ?	$604.7M +18.0% YoY +11.2% QoQ	+$346.4M	$258.3M +1.7% YoY	$1.3B +4.4% YoY	$3.2B +9.4% YoY	Top 5.8% in tier
Total Deposits ?	$653.1M +13.4% YoY +5.9% QoQ	+$326.4M	$326.7M +0.7% YoY	$1.9B +3.7% YoY	$4.9B +7.3% YoY	Top 9.3% in tier
Return on Assets ?	1.54% +20.8% YoY +1.6% QoQ	+0.22%	1.32% +10.8% YoY	1.12% +2.8% YoY	1.30% +12.1% YoY	68%
Net Interest Margin ?	4.42% +7.0% YoY +0.6% QoQ	+0.43%	3.99% +5.0% YoY	3.68% +7.2% YoY	3.95% +4.9% YoY	76%
Efficiency Ratio ?	51.09% -7.4% YoY -0.2% QoQ	-13.39%	64.48% -3.2% YoY	63.11% -4.5% YoY	70.05% +2.5% YoY	81%
Delinquency Rate ?	0.81% -28.1% YoY +8.1% QoQ	-0.11%	0.92% +15.7% YoY	1.19% +6.2% YoY	0.98% +16.3% YoY	34%
Loan-to-Deposit Ratio ?	92.59% +4.0% YoY +5.0% QoQ	+14.64%	77.95% +1.0% YoY	72.86% +0.7% YoY	79.03% +2.3% YoY	21%
Non-Interest-Bearing Deposit Share ?	13.83% -0.9% YoY -12.8% QoQ	-8.20%	22.03% -0.6% YoY	20.01% -0.1% YoY	21.98% -0.6% YoY	20%
Nonperforming Asset Ratio ?	0.68% -31.4% YoY +8.0% QoQ	+0.01%	0.67% +16.4% YoY	0.81% +6.3% YoY	0.69% +15.8% YoY	31%
Tier 1 Capital Ratio ?	10.29% -7.5% YoY -8.2% QoQ	-5.62%	15.91% +1.4% YoY	17.17% +1.3% YoY	17.09% +0.8% YoY	Bottom 14.2% in tier
Non-Interest Income / Assets ?	0.20% +13.1% YoY +100.3% QoQ	-0.37%	0.57% +7.6% YoY	0.68% +1.1% YoY	0.66% +5.2% YoY	49%

Additional Detail

Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2

Deposit Composition

% of total deposits

Metric	Current	vs Tier	Tier Avg	State Avg (IL)	National Avg	Tier Percentile
Noninterest-Bearing	13.8% -0.1pp YoY -2.0pp QoQ	-8.3pp	22.1%	20.1%	22.2%	20%
Brokered Deposits	4.6%	-3.3pp	7.9%	8.0%	8.5%	49%

Loan Composition

% of total loans & leases

Metric	Current	vs Tier	Tier Avg	State Avg (IL)	National Avg	Tier Percentile
C&I	9.5% +0.5pp YoY +0.5pp QoQ	-2.1pp	11.6%	14.7%	12.5%	49%
CRE	28.4% -0.6pp YoY -1.8pp QoQ	-11.1pp	39.5%	37.9%	41.4%	32%
1-4 Family	21.5% +0.8pp YoY -0.9pp QoQ	-11.2pp	32.6%	28.3%	31.3%	33%
Consumer	1.2% -0.4pp YoY -0.1pp QoQ	-2.9pp	4.1%	5.4%	5.0%	34%

Capital

Metric	Current	vs Tier	Tier Avg	State Avg (IL)	National Avg	Tier Percentile
CET1 Ratio	10.3% -0.8pp YoY -0.9pp QoQ	-8.5pp	18.8%	19.9%	19.7%	4%
Leverage Ratio	8.4% 0.0pp YoY +0.1pp QoQ	-3.7pp	12.2%	12.2%	12.6%	5%
Total Capital Ratio	11.1% -0.8pp YoY -1.0pp QoQ	-8.8pp	19.9%	20.9%	20.8%	2%

Efficiency & Staffing

Metric	Current	vs Tier	Tier Avg	State Avg (IL)	National Avg	Tier Percentile
Full-Time Employees	109 +2 (+1.9%) YoY +5 (+4.8%) QoQ	+50	58	228	482	89%
Assets per Employee ($)	$6.7M +13.1% YoY +2.7% QoQ	-$802K	$7.5M	$8.3M	$8.8M	47%
Branch Count	13 0 YoY 0 QoQ	+8	4	10	18	96%

Asset Quality

Metric	Current	vs Tier	Tier Avg	State Avg (IL)	National Avg	Tier Percentile
Past Due 90+ Days	0.1% -0.1pp YoY +0.1pp QoQ	-0.2pp	0.3%	0.4%	0.4%	58%
Nonaccrual	0.7% -0.2pp YoY -0.1pp QoQ	-0.3pp	0.9%	1.1%	1.0%	61%
Allowance Coverage	0.94x +35.4% YoY -13.2% QoQ	-23.22x	24.15x	5.62x	20.23x	25%
Net Charge-off Rate (YTD)	0.0% -0.3pp YoY 0.0pp QoQ	-0.1pp	0.1%	0.1%	0.2%	54%

Profitability

Metric	Current	vs Tier	Tier Avg	State Avg (IL)	National Avg	Tier Percentile
ROE	18.7% +3.2pp YoY +0.5pp QoQ	+6.5pp	12.2%	10.5%	11.6%	84%
Cost of Funds (YTD)	1.7% -0.2pp YoY 0.0pp QoQ	0.0pp	1.7%	1.6%	1.7%	53%
Net Income ($, YTD)	$5.4M +32.2% YoY — QoQ	+$2.8M	$2.6M	$11.7M	$40.4M	89%

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 2643 peers in $100M-$1B

Top Strengths (5 metrics)

155

Total Loans

size

Value: $604.75M

Peer Median: $258.35M

#155 of 2643 Top 5.8% in $100M-$1B

247

Total Deposits

size

Value: $653.13M

Peer Median: $326.73M

#247 of 2643 Top 9.3% in $100M-$1B

297

Total Assets

size

Value: $732.07M

Peer Median: $386.57M

#297 of 2643 Top 11.2% in $100M-$1B

506

Efficiency Ratio

profitability

Value: 51.09%

Peer Median: 64.48%

#506 of 2643 Top 19.1% in $100M-$1B

645

Net Interest Margin

profitability

Value: 4.42%

Peer Median: 3.99%

#645 of 2643 Top 24.4% in $100M-$1B

Top Weaknesses (3 metrics)

2269

Tier 1 Capital Ratio

capital

Value: 10.29%

Peer Median: 15.91%

#2269 of 2643 Bottom 14.2% in $100M-$1B

2109

Non-Interest-Bearing Deposit Share

funding

Value: 13.83%

Peer Median: 22.03%

#2109 of 2643 Bottom 20.2% in $100M-$1B

2083

Loan-to-Deposit Ratio

liquidity

Value: 92.59%

Peer Median: 77.95%

#2083 of 2643 Bottom 21.2% in $100M-$1B