BlastPoint's Banking Scorecard

Boelus State Bank

under $100M Specialty: Agricultural NE FDIC cert 17825

Designations: ✓ Community bank

Boelus, NE

537 banks in the under $100M peer group nationally 35 in NE

Boelus State Bank has 4 strengths but faces 1 concern

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Efficiency Ratio 46.80% below tier average
+ Delinquency Rate 1.36% below tier average
+ Nonperforming Asset Ratio 0.77% below tier average
+ ROA 0.43% above tier average

Key Concerns

Areas that may need attention

- Net Interest Margin 1.06% below tier average

Get updates when Boelus State Bank releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (NE)	National Avg	Tier Percentile
Total Assets ?	$25.1M +11.5% YoY +7.1% QoQ	-$37.1M	$62.3M -0.5% YoY	$791.1M +6.6% YoY	$6.2B +9.0% YoY	Bottom 7.8% in tier
Total Loans ?	$6.2M +1.4% YoY +23.5% QoQ	-$28.1M	$34.3M -1.5% YoY	$551.6M +6.9% YoY	$3.2B +10.7% YoY	Bottom 6.9% in tier
Total Deposits ?	$21.5M +12.4% YoY +8.1% QoQ	-$30.3M	$51.8M -0.6% YoY	$661.1M +6.6% YoY	$4.8B +8.0% YoY	Bottom 10.8% in tier
Return on Assets ?	1.28% +13.8% YoY +7.8% QoQ	+0.43%	0.86% -3.6% YoY	1.36% +20.0% YoY	1.24% +13.1% YoY	66%
Net Interest Margin ?	2.81% -6.3% YoY -9.7% QoQ	-1.06%	3.87% +2.7% YoY	3.79% +6.5% YoY	3.89% +5.7% YoY	Bottom 11.5% in tier
Efficiency Ratio ?	40.83% +0.8% YoY -20.7% QoQ	-46.80%	87.63% +2.3% YoY	60.11% -6.9% YoY	66.84% -3.8% YoY	Top 3.4% in tier
Delinquency Rate ?	0.00%	-1.36%	1.36% +33.7% YoY	0.72% +6.8% YoY	0.95% +18.8% YoY	Top 0.1% in tier
Loan-to-Deposit Ratio ?	28.98% -9.8% YoY +14.2% QoQ	-35.13%	64.11% -0.9% YoY	79.63% +0.4% YoY	76.69% +0.9% YoY	Top 8.6% in tier
Non-Interest-Bearing Deposit Share ?	23.97% +17.7% YoY +28.7% QoQ	+0.19%	23.79% +0.5% YoY	17.92% -1.5% YoY	22.01% -1.1% YoY	53%
Nonperforming Asset Ratio ?	0.00%	-0.77%	0.77% +28.7% YoY	0.55% +6.0% YoY	0.66% +19.3% YoY	Top 0.1% in tier
Tier 1 Capital Ratio ?	14.99% -56.1% YoY -63.1% QoQ	-11.78%	26.77% +2.0% YoY	14.10% +3.9% YoY	17.06% +0.8% YoY	47%
Non-Interest Income / Assets ?	0.02% -28.3% YoY -87.1% QoQ	-0.65%	0.67% +1.6% YoY	0.12% +3.0% YoY	0.32% +4.0% YoY	Bottom 10.4% in tier

Get Full Access to Boelus State Bank

Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free

$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

Want to see an example first? Preview JPMorgan Chase's scorecard →

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 537 peers in under $100M

Top Strengths (4 metrics)

Delinquency Rate

credit_quality

Value: 0.00%

Peer Median: 1.36%

#1 of 517 Top 0.1% in under $100M

Nonperforming Asset Ratio

credit_quality

Value: 0.00%

Peer Median: 0.77%

#1 of 537 Top 0.1% in under $100M

Efficiency Ratio

profitability

Value: 40.83%

Peer Median: 87.63%

#19 of 537 Top 3.4% in under $100M

Loan-to-Deposit Ratio

liquidity

Value: 28.98%

Peer Median: 64.11%

#47 of 537 Top 8.6% in under $100M

Top Weaknesses (5 metrics)

501

Total Loans

size

Value: $6.22M

Peer Median: $34.29M

#501 of 537 Bottom 6.9% in under $100M

496

Total Assets

size

Value: $25.15M

Peer Median: $62.28M

#496 of 537 Bottom 7.8% in under $100M

482

Non-Interest Income / Assets

revenue_mix

Value: 0.02%

Peer Median: 0.67%

#482 of 537 Bottom 10.4% in under $100M

480

Total Deposits

size

Value: $21.48M

Peer Median: $51.83M

#480 of 537 Bottom 10.8% in under $100M

476

Net Interest Margin

profitability

Value: 2.81%

Peer Median: 3.87%

#476 of 537 Bottom 11.5% in under $100M