BlastPoint's Banking Scorecard

The Farmers State Bank of Blue Mound

under $100M Specialty: Agricultural KS FDIC cert 17629

Designations: ✓ Community bank

Blue Mound, KS

3 branches across KS

537 banks in the under $100M peer group nationally 47 in KS

The Farmers State Bank of Blue Mound demonstrates 4 strengths

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Net Interest Margin 1.34% above tier average
+ ROA 0.45% above tier average
+ Efficiency Ratio 20.51% below tier average
+ Delinquency Rate 1.16% below tier average

Key Concerns

Areas that may need attention

No key concerns identified

Get updates when The Farmers State Bank of Blue Mound releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (KS)	National Avg	Tier Percentile
Total Assets ?	$52.6M -8.6% YoY -0.2% QoQ	-$9.6M	$62.3M -0.5% YoY	$511.5M +7.3% YoY	$6.2B +9.0% YoY	34%
Total Loans ?	$40.2M +14.8% YoY -3.8% QoQ	+$5.9M	$34.3M -1.5% YoY	$340.0M +8.8% YoY	$3.2B +10.7% YoY	63%
Total Deposits ?	$45.7M -6.5% YoY -0.7% QoQ	-$6.1M	$51.8M -0.6% YoY	$426.3M +7.3% YoY	$4.8B +8.0% YoY	38%
Return on Assets ?	1.31% -3.0% YoY +471.6% QoQ	+0.45%	0.86% -3.6% YoY	1.43% +17.3% YoY	1.24% +13.1% YoY	68%
Net Interest Margin ?	5.21% +8.7% YoY +311.4% QoQ	+1.34%	3.87% +2.7% YoY	3.93% +4.6% YoY	3.89% +5.7% YoY	Top 7.1% in tier
Efficiency Ratio ?	67.12% -3.5% YoY -11.4% QoQ	-20.51%	87.63% +2.3% YoY	61.28% -4.6% YoY	66.84% -3.8% YoY	59%
Delinquency Rate ?	0.20% +34.9% YoY +105.2% QoQ	-1.16%	1.36% +33.7% YoY	0.75% +8.4% YoY	0.95% +18.8% YoY	60%
Loan-to-Deposit Ratio ?	87.92% +22.8% YoY -3.1% QoQ	+23.81%	64.11% -0.9% YoY	71.71% +1.1% YoY	76.69% +0.9% YoY	17%
Non-Interest-Bearing Deposit Share ?	27.81% -14.5% YoY -5.6% QoQ	+4.02%	23.79% +0.5% YoY	22.79% -1.9% YoY	22.01% -1.1% YoY	67%
Nonperforming Asset Ratio ?	0.15% +69.5% YoY +97.8% QoQ	-0.62%	0.77% +28.7% YoY	0.49% +9.8% YoY	0.66% +19.3% YoY	56%
Tier 1 Capital Ratio ?	11.23% -29.3% YoY +4.3% QoQ	-15.54%	26.77% +2.0% YoY	18.00% -0.6% YoY	17.06% +0.8% YoY	15%
Non-Interest Income / Assets ?	0.11% +5.8% YoY +66.0% QoQ	-0.56%	0.67% +1.6% YoY	0.28% -2.0% YoY	0.32% +4.0% YoY	76%

Get Full Access to The Farmers State Bank of Blue Mound

Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free

$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

Want to see an example first? Preview JPMorgan Chase's scorecard →

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 537 peers in under $100M

Top Strengths (2 metrics)

Net Interest Margin

profitability

Value: 5.21%

Peer Median: 3.87%

#39 of 537 Top 7.1% in under $100M

131

Non-Interest Income / Assets

revenue_mix

Value: 0.11%

Peer Median: 0.67%

#131 of 537 Top 24.2% in under $100M

Top Weaknesses (2 metrics)

457

Tier 1 Capital Ratio

capital

Value: 11.23%

Peer Median: 26.77%

#457 of 537 Bottom 15.1% in under $100M

445

Loan-to-Deposit Ratio

liquidity

Value: 87.92%

Peer Median: 64.11%

#445 of 537 Bottom 17.3% in under $100M