BlastPoint's Banking Scorecard
The Farmers State Bank of Blue Mound
Designations: ✓ Community bank
Blue Mound, KS
3 branches across KS
The Farmers State Bank of Blue Mound demonstrates 4 strengths
Key Strengths
Areas where this bank excels compared to peers
- + Net Interest Margin 1.35% above tier average
- + ROA 0.47% above tier average
- + Efficiency Ratio 21.23% below tier average
- + Delinquency Rate 1.18% below tier average
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$52.6M
-8.6% YoY
-0.2% QoQ
|
-$9.5M |
$62.2M
-0.6% YoY
|
$509.2M
+7.2% YoY
|
$6.2B
+9.1% YoY
|
34% |
| Total Loans ? |
$40.2M
+14.8% YoY
-3.8% QoQ
|
+$5.9M |
$34.2M
-1.4% YoY
|
$338.5M
+8.8% YoY
|
$3.2B
+10.8% YoY
|
63% |
| Total Deposits ? |
$45.7M
-6.5% YoY
-0.7% QoQ
|
-$6.1M |
$51.7M
-0.7% YoY
|
$424.4M
+7.3% YoY
|
$4.8B
+8.2% YoY
|
38% |
| Return on Assets ? |
1.31%
-3.0% YoY
+471.6% QoQ
|
+0.47% |
0.84%
-2.3% YoY
|
1.40%
+19.8% YoY
|
1.23%
+13.4% YoY
|
68% |
| Net Interest Margin ? |
5.21%
+8.7% YoY
+311.4% QoQ
|
+1.35% |
3.86%
+2.8% YoY
|
3.92%
+4.5% YoY
|
3.89%
+5.7% YoY
|
Top 7.0% in tier |
| Efficiency Ratio ? |
67.12%
-3.5% YoY
-11.4% QoQ
|
-21.23% |
88.34%
+0.3% YoY
|
62.29%
-5.0% YoY
|
66.95%
-4.1% YoY
|
60% |
| Delinquency Rate ? |
0.20%
+34.9% YoY
+105.2% QoQ
|
-1.18% |
1.37%
+33.8% YoY
|
0.77%
+10.4% YoY
|
0.95%
+18.8% YoY
|
60% |
| Loan-to-Deposit Ratio ? |
87.92%
+22.8% YoY
-3.1% QoQ
|
+23.70% |
64.22%
-0.7% YoY
|
71.79%
+1.2% YoY
|
76.70%
+0.9% YoY
|
17% |
| Non-Interest-Bearing Deposit Share ? |
27.81%
-14.5% YoY
-5.6% QoQ
|
+4.10% |
23.71%
+0.3% YoY
|
22.83%
-2.0% YoY
|
22.01%
-1.2% YoY
|
67% |
| Nonperforming Asset Ratio ? |
0.15%
+69.5% YoY
+97.8% QoQ
|
-0.64% |
0.79%
+28.2% YoY
|
0.51%
+12.5% YoY
|
0.67%
+19.3% YoY
|
56% |
| Tier 1 Capital Ratio ? |
11.23%
-29.3% YoY
+4.3% QoQ
|
-15.46% |
26.68%
+2.0% YoY
|
17.98%
-0.9% YoY
|
17.06%
+0.8% YoY
|
15% |
| Non-Interest Income / Assets ? |
0.11%
+5.8% YoY
+66.0% QoQ
|
-0.56% |
0.67%
+1.9% YoY
|
0.28%
-1.8% YoY
|
0.32%
+4.1% YoY
|
76% |
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Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.