BlastPoint's Banking Scorecard

Basile State Bank

under $100M Specialty: Other LA FDIC cert 17621

Designations: ✓ Community bank ✓ CDFI-certified

Basile, LA

3 branches across LA

537 banks in the under $100M peer group nationally 11 in LA

Basile State Bank has 3 strengths but faces 1 concern

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Net Interest Margin 1.98% above tier average
+ ROA 0.86% above tier average
+ Efficiency Ratio 19.19% below tier average

Key Concerns

Areas that may need attention

- Delinquency Rate 1.27% above tier average

Get updates when Basile State Bank releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (LA)	National Avg	Tier Percentile
Total Assets ?	$88.4M +8.5% YoY +9.4% QoQ	+$26.1M	$62.3M -0.5% YoY	$784.8M +7.0% YoY	$6.2B +9.0% YoY	85%
Total Loans ?	$67.5M +9.4% YoY +0.4% QoQ	+$33.2M	$34.3M -1.5% YoY	$523.7M +4.0% YoY	$3.2B +10.7% YoY	Top 6.3% in tier
Total Deposits ?	$79.2M +9.0% YoY +10.5% QoQ	+$27.3M	$51.8M -0.6% YoY	$671.5M +6.9% YoY	$4.8B +8.0% YoY	Top 11.2% in tier
Return on Assets ?	1.72% +54.8% YoY +11.2% QoQ	+0.86%	0.86% -3.6% YoY	1.24% +12.4% YoY	1.24% +13.1% YoY	84%
Net Interest Margin ?	5.85% +1.1% YoY -1.1% QoQ	+1.98%	3.87% +2.7% YoY	4.12% +1.2% YoY	3.89% +5.7% YoY	Top 2.4% in tier
Efficiency Ratio ?	68.44% -11.6% YoY -4.7% QoQ	-19.19%	87.63% +2.3% YoY	70.37% -1.0% YoY	66.84% -3.8% YoY	57%
Delinquency Rate ?	2.63% +7.5% YoY -7.3% QoQ	+1.27%	1.36% +33.7% YoY	1.51% +4.5% YoY	0.95% +18.8% YoY	15%
Loan-to-Deposit Ratio ?	85.22% +0.3% YoY -9.2% QoQ	+21.11%	64.11% -0.9% YoY	75.16% -1.5% YoY	76.69% +0.9% YoY	20%
Non-Interest-Bearing Deposit Share ?	38.11% +4.9% YoY +10.1% QoQ	+14.32%	23.79% +0.5% YoY	24.55% -1.4% YoY	22.01% -1.1% YoY	Top 10.6% in tier
Nonperforming Asset Ratio ?	2.06% +8.3% YoY -14.9% QoQ	+1.29%	0.77% +28.7% YoY	1.07% +4.2% YoY	0.66% +19.3% YoY	Bottom 10.2% in tier
Tier 1 Capital Ratio ?	10.33% -4.1% YoY -3.8% QoQ	-16.45%	26.77% +2.0% YoY	16.56% +0.4% YoY	17.06% +0.8% YoY	Bottom 8.4% in tier
Non-Interest Income / Assets ?	0.14% -18.7% YoY -77.4% QoQ	-0.53%	0.67% +1.6% YoY	0.11% -17.3% YoY	0.32% +4.0% YoY	84%

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 537 peers in under $100M

Top Strengths (7 metrics)

Net Interest Margin

profitability

Value: 5.85%

Peer Median: 3.87%

#14 of 537 Top 2.4% in under $100M

Total Loans

size

Value: $67.46M

Peer Median: $34.29M

#35 of 537 Top 6.3% in under $100M

Non-Interest-Bearing Deposit Share

funding

Value: 38.11%

Peer Median: 23.79%

#58 of 537 Top 10.6% in under $100M

Total Deposits

size

Value: $79.17M

Peer Median: $51.83M

#61 of 537 Top 11.2% in under $100M

Total Assets

size

Value: $88.42M

Peer Median: $62.28M

#83 of 537 Top 15.3% in under $100M

Return on Assets

profitability

Value: 1.72%

Peer Median: 0.86%

#87 of 537 Top 16.0% in under $100M

Non-Interest Income / Assets

revenue_mix

Value: 0.14%

Peer Median: 0.67%

#89 of 537 Top 16.4% in under $100M

Top Weaknesses (4 metrics)

493

Tier 1 Capital Ratio

capital

Value: 10.33%

Peer Median: 26.77%

#493 of 537 Bottom 8.4% in under $100M

483

Nonperforming Asset Ratio

credit_quality

Value: 2.06%

Peer Median: 0.77%

#483 of 537 Bottom 10.2% in under $100M

439

Delinquency Rate

credit_quality

Value: 2.63%

Peer Median: 1.36%

#439 of 517 Bottom 15.3% in under $100M

430

Loan-to-Deposit Ratio

liquidity

Value: 85.22%

Peer Median: 64.11%

#430 of 537 Bottom 20.1% in under $100M