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Maverick Bank

$100M-$1B Specialty: Commercial TX FDIC cert 17446

Fort Davis, TX

9 branches across TX

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • 1 of 2,643 banks in the $100M-$1B peer group nationwide — 1 of 219 in TX.
  • Deposits +119.2% year over year ($710.5M on the books).
  • Delinquency rate 0.01%.
  • Return on assets 2.43%.
  • Efficiency ratio 43.16% vs a 64.48% peer average.
  • Loan-to-deposit ratio 63.19% vs a 77.95% peer average.

Animation disabled (reduced-motion preference). Full details in the Core Metrics table below.

2643 banks in the $100M-$1B peer group nationally 219 in TX
View $100M-$1B leaderboard (TX) →

Maverick Bank shows strong momentum with 4 strengths and 122.1% YoY asset growth

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Profitability Leader: Top 5.0% in tier
  • + Deposit Franchise: Top 8.6% in tier
  • + Efficiency Ratio 21.32% below tier average
  • + Delinquency Rate 0.91% below tier average

Key Concerns

Areas that may need attention

No key concerns identified

Get updates when Maverick Bank releases new data →

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (TX) National Avg Tier Percentile
Total Assets ? $809.1M
+122.1% YoY +3.7% QoQ
+$422.6M $386.6M
+1.2% YoY
$2.3B
+5.2% YoY
$6.3B
+7.7% YoY
Top 7.7% in tier
Total Loans ? $449.0M
+105.7% YoY +7.0% QoQ
+$190.7M $258.3M
+1.7% YoY
$1.1B
+11.2% YoY
$3.2B
+9.4% YoY
84%
Total Deposits ? $710.5M
+119.2% YoY +3.4% QoQ
+$383.8M $326.7M
+0.7% YoY
$2.0B
+7.3% YoY
$4.9B
+7.3% YoY
Top 6.1% in tier
Return on Assets ? 2.43%
+86.6% YoY +7.9% QoQ
+1.11% 1.32%
+10.8% YoY
1.27%
-5.3% YoY
1.30%
+12.1% YoY
Top 5.5% in tier
Net Interest Margin ? 5.62%
+10.7% YoY -1.9% QoQ
+1.63% 3.99%
+5.0% YoY
4.08%
+2.2% YoY
3.95%
+4.9% YoY
Top 2.4% in tier
Efficiency Ratio ? 43.16%
-25.4% YoY -7.6% QoQ
-21.32% 64.48%
-3.2% YoY
90.57%
+43.9% YoY
70.05%
+2.5% YoY
Top 6.7% in tier
Delinquency Rate ? 0.01%
-90.3% YoY +12.7% QoQ
-0.91% 0.92%
+15.7% YoY
0.94%
+18.8% YoY
0.98%
+16.3% YoY
Top 14.0% in tier
Loan-to-Deposit Ratio ? 63.19%
-6.2% YoY +3.5% QoQ
-14.76% 77.95%
+1.0% YoY
67.96%
-1.3% YoY
79.03%
+2.3% YoY
79%
Non-Interest-Bearing Deposit Share ? 39.36%
+12.3% YoY -7.0% QoQ
+17.33% 22.03%
-0.6% YoY
29.12%
-0.7% YoY
21.98%
-0.6% YoY
Top 5.3% in tier
Nonperforming Asset Ratio ? 0.05%
-65.1% YoY +69.6% QoQ
-0.62% 0.67%
+16.4% YoY
0.64%
+15.8% YoY
0.69%
+15.8% YoY
79%
Tier 1 Capital Ratio ? 8.81%
-3.0% YoY -9.9% QoQ
-7.10% 15.91%
+1.4% YoY
18.23%
+1.1% YoY
17.09%
+0.8% YoY
Bottom 0.6% in tier
Non-Interest Income / Assets ? 0.24%
+47.2% YoY +236.6% QoQ
-0.32% 0.57%
+7.6% YoY
0.40%
+1.2% YoY
0.66%
+5.2% YoY
61%

Additional Detail

Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2

Deposit Composition

% of total deposits

Metric Current vs Tier Tier Avg State Avg (TX) National Avg Tier Percentile
Noninterest-Bearing 39.4%
+4.3pp YoY
-3.0pp QoQ
 +17.2pp 22.1% 29.2% 22.2% 95%
Brokered Deposits 0.0%
0.0pp QoQ
 -7.9pp 7.9% 8.0% 8.5% 4%

Loan Composition

% of total loans & leases

Metric Current vs Tier Tier Avg State Avg (TX) National Avg Tier Percentile
C&I 24.2%
-0.4pp YoY
-0.9pp QoQ
 +12.6pp 11.6% 14.8% 12.5% 92%
CRE 39.4%
+6.6pp YoY
+0.9pp QoQ
 -0.1pp 39.5% 48.4% 41.4% 52%
1-4 Family 12.4%
+2.3pp YoY
-0.4pp QoQ
 -20.2pp 32.6% 25.8% 31.3% 14%
Consumer 1.1%
+0.2pp YoY
-0.2pp QoQ
 -3.0pp 4.1% 4.7% 5.0% 32%

Capital

Metric Current vs Tier Tier Avg State Avg (TX) National Avg Tier Percentile
CET1 Ratio n/a n/a 18.8% 22.7% 19.7% n/a
Leverage Ratio 8.8%
-0.3pp YoY
-1.0pp QoQ
 -3.4pp 12.2% 12.6% 12.6% 10%
Total Capital Ratio n/a n/a 19.9% 23.8% 20.8% n/a

Efficiency & Staffing

Metric Current vs Tier Tier Avg State Avg (TX) National Avg Tier Percentile
Full-Time Employees 90
+28 (+45.2%) YoY
+5 (+5.9%) QoQ
 +31 58 186 482 82%
Assets per Employee ($) $9.0M
+53.0% YoY
-2.1% QoQ
 +$1.5M $7.5M $10.1M $8.8M 79%
Branch Count 9
+1 (+12.5%) YoY
0 QoQ
 +4 4 12 18 86%

Asset Quality

Metric Current vs Tier Tier Avg State Avg (TX) National Avg Tier Percentile
Past Due 90+ Days 0.0%
0.0pp YoY
 -0.3pp 0.3% 0.3% 0.4% 8%
Nonaccrual 0.0%
-0.1pp YoY
0.0pp QoQ
 -0.9pp 0.9% 1.0% 1.0% 2%
Allowance Coverage 136.63x
+1109.9% YoY
-12.1% QoQ
 +112.48x 24.15x 18.82x 20.23x 97%
Net Charge-off Rate (YTD) 0.0%
0.0pp YoY
0.0pp QoQ
 -0.1pp 0.1% 0.1% 0.2% 42%

Profitability

Metric Current vs Tier Tier Avg State Avg (TX) National Avg Tier Percentile
ROE 21.7%
+9.8pp YoY
+1.1pp QoQ
 +9.5pp 12.2% 13.2% 11.6% 92%
Cost of Funds (YTD) 1.4%
-0.4pp YoY
0.0pp QoQ
 -0.3pp 1.7% 1.6% 1.7% 30%
Net Income ($, YTD) $8.3M
+289.8% YoY
— QoQ
 +$5.8M $2.6M $15.9M $40.4M 98%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (2)

Profitability Leader

growth
#34 of 661 • Top 5.0% in tier

Top-quartile profitability for peers of this size. Strong fundamentals and operational efficiency.

Why this signature
Return on Assets: 2.43%
(Tier: 1.32%, National: 1.30%)
better than tier avg
661 of 661 Community banks match · 923 nationally
→ Stable | QoQ rank improving

Deposit Franchise

growth
#25 of 278 • Top 8.6% in tier

Top-quartile non-interest-bearing deposits AND top-quartile NIM. A premium deposit franchise translating into above-peer spread.

Why this signature
Noninterest-Bearing Deposit Share: 39.36%
(Tier: 22.03%, National: 21.98%)
better than tier avg
Net Interest Margin: 5.62%
(Tier: 3.99%, National: 3.95%)
better than tier avg
278 of 278 Community banks match · 368 nationally
→ Stable -1 banks QoQ | QoQ rank declining

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 2643 peers in $100M-$1B

Top Strengths (10 metrics)

64
Net Interest Margin
profitability
Value: 5.62%
Peer Median: 3.99%
#64 of 2643 Top 2.4% in $100M-$1B
141
Non-Interest-Bearing Deposit Share
funding
Value: 39.36%
Peer Median: 22.03%
#141 of 2643 Top 5.3% in $100M-$1B
146
Return on Assets
profitability
Value: 2.43%
Peer Median: 1.32%
#146 of 2643 Top 5.5% in $100M-$1B
162
Total Deposits
size
Value: $710.55M
Peer Median: $326.73M
#162 of 2643 Top 6.1% in $100M-$1B
177
Efficiency Ratio
profitability
Value: 43.16%
Peer Median: 64.48%
#177 of 2643 Top 6.7% in $100M-$1B
205
Total Assets
size
Value: $809.14M
Peer Median: $386.57M
#205 of 2643 Top 7.7% in $100M-$1B
369
Delinquency Rate
credit_quality
Value: 0.01%
Peer Median: 0.92%
#369 of 2633 Top 14.0% in $100M-$1B
430
Total Loans
size
Value: $449.02M
Peer Median: $258.35M
#430 of 2643 Top 16.2% in $100M-$1B
556
Loan-to-Deposit Ratio
liquidity
Value: 63.19%
Peer Median: 77.95%
#556 of 2643 Top 21.0% in $100M-$1B
567
Nonperforming Asset Ratio
credit_quality
Value: 0.05%
Peer Median: 0.67%
#567 of 2643 Top 21.4% in $100M-$1B

Top Weaknesses (1 metrics)

2628
Tier 1 Capital Ratio
capital
Value: 8.81%
Peer Median: 15.91%
#2628 of 2643 Bottom 0.6% in $100M-$1B
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