BlastPoint's Banking Scorecard
City National Bank
Los Angeles, CA
71 branches across CA · NY · NV · GA · DC · FL · TN · VA
City National Bank has 1 strength but faces 3 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Delinquency Rate 0.24% below tier average
Key Concerns
Areas that may need attention
- - ROA 0.54% below tier average
- - Net Interest Margin 0.58% below tier average
- - Efficiency Ratio 13.96% above tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (CA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$99.9B
+7.3% YoY
+1.5% QoQ
|
+$53.0B |
$47.0B
-1.9% YoY
|
$4.7B
+7.7% YoY
|
$6.2B
+9.1% YoY
|
Top 11.7% in tier |
| Total Loans ? |
$68.8B
+9.0% YoY
+0.9% QoQ
|
+$39.4B |
$29.4B
-0.4% YoY
|
$3.2B
+8.4% YoY
|
$3.2B
+10.8% YoY
|
Top 8.0% in tier |
| Total Deposits ? |
$81.1B
+6.0% YoY
+3.2% QoQ
|
+$42.6B |
$38.4B
-1.6% YoY
|
$3.9B
+7.0% YoY
|
$4.8B
+8.2% YoY
|
Top 12.4% in tier |
| Return on Assets ? |
0.74%
+7.4% YoY
-22.2% QoQ
|
-0.54% |
1.28%
+18.7% YoY
|
1.80%
+29.4% YoY
|
1.23%
+13.4% YoY
|
Bottom 14.6% in tier |
| Net Interest Margin ? |
3.19%
-0.5% YoY
-2.4% QoQ
|
-0.58% |
3.77%
+5.8% YoY
|
3.85%
+3.8% YoY
|
3.89%
+5.7% YoY
|
31% |
| Efficiency Ratio ? |
67.97%
+1.2% YoY
+4.4% QoQ
|
+13.96% |
54.01%
-3.7% YoY
|
68.78%
-8.1% YoY
|
66.95%
-4.1% YoY
|
Bottom 13.1% in tier |
| Delinquency Rate ? |
0.77%
+61.7% YoY
+26.0% QoQ
|
-0.24% |
1.02%
-3.8% YoY
|
1.17%
+69.3% YoY
|
0.95%
+18.8% YoY
|
46% |
| Loan-to-Deposit Ratio ? |
84.87%
+2.9% YoY
-2.3% QoQ
|
+4.08% |
80.79%
+1.9% YoY
|
85.13%
+2.0% YoY
|
76.70%
+0.9% YoY
|
47% |
| Non-Interest-Bearing Deposit Share ? |
29.28%
-6.2% YoY
-1.5% QoQ
|
+9.24% |
20.04%
+0.2% YoY
|
25.15%
-3.9% YoY
|
22.01%
-1.2% YoY
|
80% |
| Nonperforming Asset Ratio ? |
0.53%
+63.0% YoY
+25.1% QoQ
|
-0.19% |
0.72%
+4.2% YoY
|
0.91%
+65.9% YoY
|
0.67%
+19.3% YoY
|
46% |
| Tier 1 Capital Ratio ? |
15.06%
-7.0% YoY
-6.9% QoQ
|
-0.46% |
15.51%
-0.4% YoY
|
21.08%
-3.4% YoY
|
17.06%
+0.8% YoY
|
75% |
| Non-Interest Income / Assets ? |
0.18%
-3.5% YoY
-75.8% QoQ
|
-0.04% |
0.22%
+0.3% YoY
|
0.70%
+11.6% YoY
|
0.32%
+4.1% YoY
|
57% |
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Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.