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Meredith Village Savings Bank

$1B-$10B Specialty: Mortgage NH FDIC cert 17180

Designations: ✓ Community bank

Meredith, NH

18 branches across NH

884 banks in the $1B-$10B peer group nationally 5 in NH
View $1B-$10B leaderboard (NH) →

Meredith Village Savings Bank has 1 strength but faces 4 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Delinquency Rate 0.52% below tier average

Key Concerns

Areas that may need attention

  • - Efficiency Ratio 17.60% above tier average
  • - Loan-to-Deposit Ratio 21.83% above tier average
  • - ROA 0.80% below tier average
  • - Net Interest Margin 0.49% below tier average
Get updates when Meredith Village Savings Bank releases new data →

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (NH) National Avg Tier Percentile
Total Assets ? $1.6B
+2.0% YoY +0.7% QoQ
-$1.2B $2.8B
-0.1% YoY
$977.6M
+5.3% YoY
$6.2B
+9.1% YoY
40%
Total Loans ? $1.4B
+1.9% YoY -0.0% QoQ
-$555.8M $2.0B
+0.6% YoY
$770.5M
+4.0% YoY
$3.2B
+10.8% YoY
50%
Total Deposits ? $1.3B
+2.4% YoY +1.3% QoQ
-$1.0B $2.3B
-0.3% YoY
$822.1M
+5.6% YoY
$4.8B
+8.2% YoY
38%
Return on Assets ? 0.56%
+85.9% YoY +31.5% QoQ
-0.80% 1.37%
+19.6% YoY
2.50%
+26.1% YoY
1.23%
+13.4% YoY
Bottom 10.9% in tier
Net Interest Margin ? 3.33%
+20.2% YoY +11.6% QoQ
-0.49% 3.82%
+6.9% YoY
3.31%
+10.6% YoY
3.89%
+5.7% YoY
30%
Efficiency Ratio ? 78.66%
-9.6% YoY -5.7% QoQ
+17.60% 61.06%
-4.6% YoY
72.72%
-15.7% YoY
66.95%
-4.1% YoY
Bottom 9.8% in tier
Delinquency Rate ? 0.37%
-13.0% YoY +20.5% QoQ
-0.52% 0.89%
+14.1% YoY
0.86%
+40.0% YoY
0.95%
+18.8% YoY
64%
Loan-to-Deposit Ratio ? 106.03%
-0.5% YoY -1.3% QoQ
+21.83% 84.20%
+0.3% YoY
86.08%
-1.1% YoY
76.70%
+0.9% YoY
Bottom 6.7% in tier
Non-Interest-Bearing Deposit Share ? 11.79%
-0.9% YoY -12.7% QoQ
-9.49% 21.29%
-2.5% YoY
13.95%
-6.5% YoY
22.01%
-1.2% YoY
16%
Nonperforming Asset Ratio ? 0.32%
-13.2% YoY +19.6% QoQ
-0.35% 0.67%
+15.6% YoY
0.71%
+38.7% YoY
0.67%
+19.3% YoY
60%
Tier 1 Capital Ratio ? 15.10%
+2.5% YoY +1.0% QoQ
-0.06% 15.16%
+2.0% YoY
18.81%
-1.3% YoY
17.06%
+0.8% YoY
74%
Non-Interest Income / Assets ? 0.08%
-4.5% YoY -78.3% QoQ
-0.17% 0.26%
+1.6% YoY
1.05%
+15.4% YoY
0.32%
+4.1% YoY
24%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 884 peers in $1B-$10B

Top Strengths (0 metrics)

No strength rankings available

Top Weaknesses (5 metrics)

826
Loan-to-Deposit Ratio
liquidity
Value: 106.03%
Peer Median: 84.20%
#826 of 884 Bottom 6.7% in $1B-$10B
798
Efficiency Ratio
profitability
Value: 78.66%
Peer Median: 61.06%
#798 of 884 Bottom 9.8% in $1B-$10B
789
Return on Assets
profitability
Value: 0.56%
Peer Median: 1.37%
#789 of 884 Bottom 10.9% in $1B-$10B
742
Non-Interest-Bearing Deposit Share
funding
Value: 11.79%
Peer Median: 21.29%
#742 of 884 Bottom 16.2% in $1B-$10B
671
Non-Interest Income / Assets
revenue_mix
Value: 0.08%
Peer Median: 0.26%
#671 of 884 Bottom 24.2% in $1B-$10B
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