BlastPoint's Banking Scorecard
Corn Growers State Bank
Designations: ✓ Community bank
Murdock, NE
Corn Growers State Bank has 2 strengths but faces 2 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Net Interest Margin 0.31% above tier average
- + Delinquency Rate 1.26% below tier average
Key Concerns
Areas that may need attention
- - ROA 0.92% below tier average
- - Efficiency Ratio 8.80% above tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$36.2M
+1.0% YoY
-3.0% QoQ
|
-$25.9M |
$62.2M
-0.6% YoY
|
$791.1M
+6.6% YoY
|
$6.2B
+9.1% YoY
|
17% |
| Total Loans ? |
$24.7M
+18.6% YoY
-1.7% QoQ
|
-$9.6M |
$34.2M
-1.4% YoY
|
$551.6M
+6.9% YoY
|
$3.2B
+10.8% YoY
|
36% |
| Total Deposits ? |
$33.1M
-0.2% YoY
+6.1% QoQ
|
-$18.6M |
$51.7M
-0.7% YoY
|
$661.1M
+6.6% YoY
|
$4.8B
+8.2% YoY
|
21% |
| Return on Assets ? |
-0.09%
+3.1% YoY
-115.2% QoQ
|
-0.92% |
0.84%
-2.3% YoY
|
1.36%
+20.0% YoY
|
1.23%
+13.4% YoY
|
Bottom 13.9% in tier |
| Net Interest Margin ? |
4.17%
+9.5% YoY
+2.2% QoQ
|
+0.31% |
3.86%
+2.8% YoY
|
3.79%
+6.5% YoY
|
3.89%
+5.7% YoY
|
64% |
| Efficiency Ratio ? |
97.14%
-0.5% YoY
+21.5% QoQ
|
+8.80% |
88.34%
+0.3% YoY
|
60.11%
-6.9% YoY
|
66.95%
-4.1% YoY
|
15% |
| Delinquency Rate ? |
0.11%
-68.1% YoY
+18.6% QoQ
|
-1.26% |
1.37%
+33.8% YoY
|
0.72%
+6.8% YoY
|
0.95%
+18.8% YoY
|
63% |
| Loan-to-Deposit Ratio ? |
74.56%
+18.9% YoY
-7.3% QoQ
|
+10.34% |
64.22%
-0.7% YoY
|
79.63%
+0.4% YoY
|
76.70%
+0.9% YoY
|
36% |
| Non-Interest-Bearing Deposit Share ? |
30.86%
+0.7% YoY
-2.5% QoQ
|
+7.15% |
23.71%
+0.3% YoY
|
17.92%
-1.5% YoY
|
22.01%
-1.2% YoY
|
75% |
| Nonperforming Asset Ratio ? |
0.08%
-62.5% YoY
+20.2% QoQ
|
-0.71% |
0.79%
+28.2% YoY
|
0.55%
+6.0% YoY
|
0.67%
+19.3% YoY
|
62% |
| Tier 1 Capital Ratio ? |
15.28%
-4.0% YoY
+1.0% QoQ
|
-11.41% |
26.68%
+2.0% YoY
|
14.10%
+3.9% YoY
|
17.06%
+0.8% YoY
|
49% |
| Non-Interest Income / Assets ? |
0.09%
+5.6% YoY
-73.6% QoQ
|
-0.58% |
0.67%
+1.9% YoY
|
0.12%
+3.0% YoY
|
0.32%
+4.1% YoY
|
65% |
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Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
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Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.