BlastPoint's Banking Scorecard
The Bank of Glen Burnie
Glen Burnie, MD
6 branches across MD
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- 1 of 2,643 banks in the $100M-$1B peer group nationwide — 1 of 16 in MD.
- Deposits +12.5% year over year ($357.0M on the books).
- Delinquency rate 0.25%.
- Return on assets -0.07%.
- Efficiency ratio 95.41% vs a 64.48% peer average.
- Loan-to-deposit ratio 74.08% vs a 77.95% peer average.
Animation disabled (reduced-motion preference). Full details in the Core Metrics table below.
The Bank of Glen Burnie has 1 strength but faces 3 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Delinquency Rate 0.67% below tier average
Key Concerns
Areas that may need attention
- - Return on Assets 1.39% below tier average
- - Efficiency Ratio 30.93% above tier average
- - Net Interest Margin 0.63% below tier average
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (MD) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$394.9M
+12.6% YoY
+3.8% QoQ
|
+$8.3M |
$386.6M
+1.2% YoY
|
$1.8B
+4.0% YoY
|
$6.3B
+7.7% YoY
|
60% |
| Total Loans ? |
$264.5M
+25.5% YoY
+10.3% QoQ
|
+$6.1M |
$258.3M
+1.7% YoY
|
$1.3B
+3.8% YoY
|
$3.2B
+9.4% YoY
|
61% |
| Total Deposits ? |
$357.0M
+12.5% YoY
-0.2% QoQ
|
+$30.3M |
$326.7M
+0.7% YoY
|
$1.6B
+4.1% YoY
|
$4.9B
+7.3% YoY
|
64% |
| Return on Assets ? |
-0.07%
-302.6% YoY
-153.2% QoQ
|
-1.39% |
1.32%
+10.8% YoY
|
0.92%
+12.6% YoY
|
1.30%
+12.1% YoY
|
Bottom 3.0% in tier |
| Net Interest Margin ? |
3.36%
+4.8% YoY
-2.1% QoQ
|
-0.63% |
3.99%
+5.0% YoY
|
3.72%
+5.0% YoY
|
3.95%
+4.9% YoY
|
22% |
| Efficiency Ratio ? |
95.41%
-14.2% YoY
+0.1% QoQ
|
+30.93% |
64.48%
-3.2% YoY
|
67.38%
-3.5% YoY
|
70.05%
+2.5% YoY
|
Bottom 3.1% in tier |
| Delinquency Rate ? |
0.25%
-50.0% YoY
-8.4% QoQ
|
-0.67% |
0.92%
+15.7% YoY
|
1.07%
+9.6% YoY
|
0.98%
+16.3% YoY
|
61% |
| Loan-to-Deposit Ratio ? |
74.08%
+11.5% YoY
+10.5% QoQ
|
-3.87% |
77.95%
+1.0% YoY
|
87.38%
+1.5% YoY
|
79.03%
+2.3% YoY
|
62% |
| Non-Interest-Bearing Deposit Share ? |
29.45%
-12.7% YoY
-3.9% QoQ
|
+7.42% |
22.03%
-0.6% YoY
|
20.47%
+3.3% YoY
|
21.98%
-0.6% YoY
|
80% |
| Nonperforming Asset Ratio ? |
0.17%
-44.3% YoY
-2.7% QoQ
|
-0.50% |
0.67%
+16.4% YoY
|
0.90%
+8.0% YoY
|
0.69%
+15.8% YoY
|
64% |
| Tier 1 Capital Ratio ? |
11.95%
-19.8% YoY
-9.2% QoQ
|
-3.96% |
15.91%
+1.4% YoY
|
16.33%
+1.1% YoY
|
17.09%
+0.8% YoY
|
35% |
| Non-Interest Income / Assets ? |
0.25%
+108.9% YoY
+131.6% QoQ
|
-0.31% |
0.57%
+7.6% YoY
|
0.25%
+1.8% YoY
|
0.66%
+5.2% YoY
|
64% |
Additional Detail
Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2
Additional Detail
Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2
Deposit Composition
% of total deposits
| Metric | Current | vs Tier | Tier Avg | State Avg (MD) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Noninterest-Bearing |
29.5%
-4.3pp YoY -1.2pp QoQ |
+7.3pp | 22.1% | 21.3% | 22.2% | 80% |
| Brokered Deposits |
4.4%
-1.6pp QoQ |
-3.5pp | 7.9% | 10.7% | 8.5% | 47% |
Loan Composition
% of total loans & leases
| Metric | Current | vs Tier | Tier Avg | State Avg (MD) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| C&I |
16.7%
+5.0pp YoY -0.1pp QoQ |
+5.1pp | 11.6% | 8.9% | 12.5% | 81% |
| CRE |
25.1%
-3.4pp YoY -1.6pp QoQ |
-14.4pp | 39.5% | 50.0% | 41.4% | 26% |
| 1-4 Family |
37.6%
-11.8pp YoY -3.1pp QoQ |
+5.0pp | 32.6% | 37.9% | 31.3% | 66% |
| Consumer |
21.6%
+10.2pp YoY +4.8pp QoQ |
+17.5pp | 4.1% | 3.2% | 5.0% | 98% |
Capital
| Metric | Current | vs Tier | Tier Avg | State Avg (MD) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| CET1 Ratio |
11.9%
-3.0pp YoY -1.2pp QoQ |
-6.9pp | 18.8% | 16.4% | 19.7% | 16% |
| Leverage Ratio |
8.8%
-0.8pp YoY -0.4pp QoQ |
-3.4pp | 12.2% | 13.0% | 12.6% | 9% |
| Total Capital Ratio |
13.1%
-3.0pp YoY -1.2pp QoQ |
-6.8pp | 19.9% | 17.5% | 20.8% | 17% |
Efficiency & Staffing
| Metric | Current | vs Tier | Tier Avg | State Avg (MD) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Full-Time Employees |
69
-4 (-5.5%) YoY +3 (+4.5%) QoQ |
+10 | 58 | 170 | 482 | 70% |
| Assets per Employee ($) |
$5.7M
+19.2% YoY -0.7% QoQ |
-$1.8M | $7.5M | $9.4M | $8.8M | 27% |
| Branch Count |
6
0 YoY 0 QoQ |
+1 | 4 | 9 | 18 | 66% |
Asset Quality
| Metric | Current | vs Tier | Tier Avg | State Avg (MD) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Past Due 90+ Days | n/a | n/a | 0.3% | 0.2% | 0.4% | n/a |
| Nonaccrual |
0.3%
-0.3pp YoY 0.0pp QoQ |
-0.7pp | 0.9% | 1.1% | 1.0% | 34% |
| Allowance Coverage |
4.73x
+94.9% YoY +12.1% QoQ |
-19.42x | 24.15x | 46.66x | 20.23x | 69% |
| Net Charge-off Rate (YTD) |
0.1%
+0.1pp YoY 0.0pp QoQ |
0.0pp | 0.1% | 0.1% | 0.2% | 80% |
Profitability
| Metric | Current | vs Tier | Tier Avg | State Avg (MD) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| ROE |
-1.2%
-1.8pp YoY -3.4pp QoQ |
-13.4pp | 12.2% | 8.0% | 11.6% | 3% |
| Cost of Funds (YTD) |
1.5%
+0.2pp YoY 0.0pp QoQ |
-0.2pp | 1.7% | 1.9% | 1.7% | 36% |
| Net Income ($, YTD) |
$-125000.0
-315.5% YoY — QoQ |
-$2.7M | $2.6M | $8.4M | $40.4M | 3% |
Get Full Access to The Bank of Glen Burnie
Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free
Check your email at - link expires in 72 hours
Want to see an example first? Preview JPMorgan Chase's scorecard →
Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.