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BlastPoint's Banking Scorecard

State Bank of Burrton

under $100M Specialty: Other KS FDIC cert 16583

Designations: Community bank

Burrton, KS

541 banks in the under $100M peer group nationally 48 in KS
View under $100M leaderboard (KS) →

State Bank of Burrton has 3 strengths but faces 2 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Net Interest Margin 1.40% above tier average
  • + Non-Interest-Bearing Deposit Share 17.24% above tier average
  • + Efficiency Ratio 0.96% below tier average

Key Concerns

Areas that may need attention

  • - ROA 0.21% below tier average
  • - Delinquency Rate 1.11% above tier average

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (KS) National Avg Tier Percentile
Total Assets ? $9.4M
-13.7% YoY +10.3% QoQ
-$52.8M $62.2M
-0.6% YoY
$509.2M
+7.2% YoY
$6.2B
+9.1% YoY
Bottom 1.3% in tier
Total Loans ? $5.7M
+6.0% YoY +5.9% QoQ
-$28.5M $34.2M
-1.4% YoY
$338.5M
+8.8% YoY
$3.2B
+10.8% YoY
Bottom 6.7% in tier
Total Deposits ? $8.5M
-14.6% YoY +11.3% QoQ
-$43.3M $51.7M
-0.7% YoY
$424.4M
+7.3% YoY
$4.8B
+8.2% YoY
Bottom 4.3% in tier
Return on Assets ? 0.63%
+108.6% YoY +122.7% QoQ
-0.21% 0.84%
-2.3% YoY
1.40%
+19.8% YoY
1.23%
+13.4% YoY
35%
Net Interest Margin ? 5.26%
+6.6% YoY +9.2% QoQ
+1.40% 3.86%
+2.8% YoY
3.92%
+4.5% YoY
3.89%
+5.7% YoY
Top 6.3% in tier
Efficiency Ratio ? 87.39%
+21.4% YoY +2.1% QoQ
-0.96% 88.34%
+0.3% YoY
62.29%
-5.0% YoY
66.95%
-4.1% YoY
24%
Delinquency Rate ? 2.48%
-53.2% YoY -9.4% QoQ
+1.11% 1.37%
+33.8% YoY
0.77%
+10.4% YoY
0.95%
+18.8% YoY
17%
Loan-to-Deposit Ratio ? 67.67%
+24.2% YoY -4.8% QoQ
+3.45% 64.22%
-0.7% YoY
71.79%
+1.2% YoY
76.70%
+0.9% YoY
48%
Non-Interest-Bearing Deposit Share ? 40.95%
+15.5% YoY -10.5% QoQ
+17.24% 23.71%
+0.3% YoY
22.83%
-2.0% YoY
22.01%
-1.2% YoY
Top 8.7% in tier
Nonperforming Asset Ratio ? 1.51%
-42.5% YoY -13.1% QoQ
+0.73% 0.79%
+28.2% YoY
0.51%
+12.5% YoY
0.67%
+19.3% YoY
16%
Tier 1 Capital Ratio ? 9.84%
+18.0% YoY +2.0% QoQ
-16.85% 26.68%
+2.0% YoY
17.98%
-0.9% YoY
17.06%
+0.8% YoY
Bottom 5.9% in tier
Non-Interest Income / Assets ? 0.06%
-0.7% YoY -78.3% QoQ
-0.60% 0.67%
+1.9% YoY
0.28%
-1.8% YoY
0.32%
+4.1% YoY
51%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 541 peers in under $100M

Top Strengths (2 metrics)

35
Net Interest Margin
profitability
Value: 5.26%
Peer Median: 3.86%
#35 of 541 Top 6.3% in under $100M
48
Non-Interest-Bearing Deposit Share
funding
Value: 40.95%
Peer Median: 23.71%
#48 of 541 Top 8.7% in under $100M

Top Weaknesses (7 metrics)

535
Total Assets
size
Value: $9.37M
Peer Median: $62.16M
#535 of 541 Bottom 1.3% in under $100M
519
Total Deposits
size
Value: $8.46M
Peer Median: $51.74M
#519 of 541 Bottom 4.3% in under $100M
510
Tier 1 Capital Ratio
capital
Value: 9.84%
Peer Median: 26.68%
#510 of 541 Bottom 5.9% in under $100M
506
Total Loans
size
Value: $5.72M
Peer Median: $34.25M
#506 of 541 Bottom 6.7% in under $100M
457
Nonperforming Asset Ratio
credit_quality
Value: 1.51%
Peer Median: 0.79%
#457 of 541 Bottom 15.7% in under $100M
435
Delinquency Rate
credit_quality
Value: 2.48%
Peer Median: 1.37%
#435 of 521 Bottom 16.7% in under $100M
413
Efficiency Ratio
profitability
Value: 87.39%
Peer Median: 88.34%
#413 of 541 Bottom 23.8% in under $100M
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