BlastPoint's Banking Scorecard
State Bank of Burrton
Designations: ✓ Community bank
Burrton, KS
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- 1 of 536 banks in the under $100M peer group nationwide — 1 of 48 in KS.
- Deposits -4.6% year over year ($8.4M on the books).
- Delinquency rate 2.58%.
- Return on assets 0.62%.
- Efficiency ratio 87.61% vs a 119.40% peer average.
- Loan-to-deposit ratio 64.20% vs a 74.21% peer average.
Animation disabled (reduced-motion preference). Full details in the Core Metrics table below.
State Bank of Burrton has 3 strengths but faces 2 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Net Interest Margin 1.37% above tier average
- + Non-Interest-Bearing Deposit Share 22.73% above tier average
- + Efficiency Ratio 31.78% below tier average
Key Concerns
Areas that may need attention
- - ROA 0.38% below tier average
- - Delinquency Rate 1.10% above tier average
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$9.3M
-4.4% YoY
-0.6% QoQ
|
-$53.1M |
$62.4M
-0.0% YoY
|
$513.9M
+7.1% YoY
|
$6.3B
+7.7% YoY
|
Bottom 1.1% in tier |
| Total Loans ? |
$5.4M
+2.9% YoY
-5.8% QoQ
|
-$29.5M |
$34.9M
-0.6% YoY
|
$343.7M
+7.8% YoY
|
$3.2B
+9.4% YoY
|
Bottom 6.0% in tier |
| Total Deposits ? |
$8.4M
-4.6% YoY
-0.7% QoQ
|
-$43.2M |
$51.6M
-0.2% YoY
|
$426.3M
+7.4% YoY
|
$4.9B
+7.3% YoY
|
Bottom 4.7% in tier |
| Return on Assets ? |
0.62%
+115.0% YoY
-1.4% QoQ
|
-0.38% |
1.00%
+3.5% YoY
|
1.56%
+14.6% YoY
|
1.30%
+12.1% YoY
|
31% |
| Net Interest Margin ? |
5.28%
+13.0% YoY
+0.4% QoQ
|
+1.37% |
3.91%
+2.3% YoY
|
3.99%
+4.5% YoY
|
3.95%
+4.9% YoY
|
Top 6.7% in tier |
| Efficiency Ratio ? |
87.61%
+10.9% YoY
+0.3% QoQ
|
-31.78% |
119.40%
+49.6% YoY
|
60.13%
-4.7% YoY
|
70.05%
+2.5% YoY
|
21% |
| Delinquency Rate ? |
2.58%
-53.8% YoY
+3.9% QoQ
|
+1.10% |
1.48%
+31.8% YoY
|
0.82%
+9.9% YoY
|
0.98%
+16.3% YoY
|
15% |
| Loan-to-Deposit Ratio ? |
64.20%
+7.9% YoY
-5.1% QoQ
|
-10.01% |
74.21%
+12.6% YoY
|
72.94%
+0.4% YoY
|
79.03%
+2.3% YoY
|
52% |
| Non-Interest-Bearing Deposit Share ? |
46.22%
+19.9% YoY
+12.9% QoQ
|
+22.73% |
23.49%
+0.6% YoY
|
22.01%
-1.4% YoY
|
21.98%
-0.6% YoY
|
Top 4.3% in tier |
| Nonperforming Asset Ratio ? |
1.82%
-39.1% YoY
+20.5% QoQ
|
+0.99% |
0.84%
+23.0% YoY
|
0.53%
+8.8% YoY
|
0.69%
+15.8% YoY
|
Bottom 12.5% in tier |
| Tier 1 Capital Ratio ? |
9.94%
+7.7% YoY
+1.1% QoQ
|
-17.18% |
27.13%
+3.0% YoY
|
17.75%
-1.2% YoY
|
17.09%
+0.8% YoY
|
Bottom 5.6% in tier |
| Non-Interest Income / Assets ? |
0.13%
+4.6% YoY
+101.2% QoQ
|
-1.25% |
1.38%
+6.3% YoY
|
0.59%
-1.1% YoY
|
0.66%
+5.2% YoY
|
51% |
Additional Detail
Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2
Additional Detail
Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2
Deposit Composition
% of total deposits
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Noninterest-Bearing |
46.2%
+7.7pp YoY +5.3pp QoQ |
+21.6pp | 24.6% | 22.3% | 22.2% | 95% |
| Brokered Deposits | n/a | n/a | 9.8% | 8.7% | 8.5% | n/a |
Loan Composition
% of total loans & leases
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| C&I |
30.4%
+5.4pp YoY -2.2pp QoQ |
+17.0pp | 13.4% | 12.6% | 12.5% | 90% |
| CRE | n/a | n/a | 25.2% | 28.8% | 41.4% | n/a |
| 1-4 Family |
36.2%
-1.6pp YoY +1.4pp QoQ |
+1.2pp | 35.0% | 26.7% | 31.3% | 57% |
| Consumer |
7.6%
+2.0pp YoY +0.5pp QoQ |
0.0pp | 7.7% | 4.6% | 5.0% | 67% |
Capital
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| CET1 Ratio | n/a | n/a | 38.7% | 23.3% | 19.7% | n/a |
| Leverage Ratio |
9.9%
+0.7pp YoY +0.1pp QoQ |
-7.8pp | 17.7% | 12.6% | 12.6% | 17% |
| Total Capital Ratio | n/a | n/a | 39.7% | 24.4% | 20.8% | n/a |
Efficiency & Staffing
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Full-Time Employees |
3
0 YoY 0 QoQ |
-9 | 12 | 70 | 482 | 1% |
| Assets per Employee ($) |
$3.1M
-4.4% YoY -0.6% QoQ |
-$3.1M | $6.2M | $7.1M | $8.8M | 9% |
| Branch Count |
1
0 YoY 0 QoQ |
-1 | 1 | 6 | 18 | 0% |
Asset Quality
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Past Due 90+ Days | n/a | n/a | 1.0% | 0.4% | 0.4% | n/a |
| Nonaccrual |
2.6%
-3.0pp YoY +0.1pp QoQ |
+0.8pp | 1.7% | 0.8% | 1.0% | 83% |
| Allowance Coverage |
0.73x
+38.7% YoY +2.2% QoQ |
-5.68x | 6.41x | 22.44x | 20.23x | 34% |
| Net Charge-off Rate (YTD) |
0.2%
-8.3pp YoY -0.2pp QoQ |
0.0pp | 0.2% | 0.1% | 0.2% | 76% |
Profitability
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| ROE |
6.2%
+52.1pp YoY 0.0pp QoQ |
-0.2pp | 6.4% | 14.3% | 11.6% | 39% |
| Cost of Funds (YTD) |
0.7%
-0.4pp YoY -0.1pp QoQ |
-0.7pp | 1.4% | 1.6% | 1.7% | 14% |
| Net Income ($, YTD) |
$28,000
+112.8% YoY — QoQ |
-$290K | $317,817 | $3.7M | $40.4M | 15% |
Get Full Access to State Bank of Burrton
Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free
Check your email at - link expires in 72 hours
Want to see an example first? Preview JPMorgan Chase's scorecard →
Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.