BlastPoint's Banking Scorecard
State Bank of Easton
Designations: ✓ Community bank
Easton, MN
State Bank of Easton has 2 strengths but faces 1 concern
Key Strengths
Areas where this bank excels compared to peers
- + ROA 0.52% above tier average
- + Efficiency Ratio 25.40% below tier average
Key Concerns
Areas that may need attention
- - Delinquency Rate 0.86% above tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (MN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$29.5M
+1.4% YoY
+5.1% QoQ
|
-$32.8M |
$62.3M
-0.5% YoY
|
$514.9M
+5.5% YoY
|
$6.2B
+9.0% YoY
|
Bottom 11.2% in tier |
| Total Loans ? |
$18.8M
+17.2% YoY
+3.6% QoQ
|
-$15.5M |
$34.3M
-1.5% YoY
|
$289.5M
+6.9% YoY
|
$3.2B
+10.7% YoY
|
26% |
| Total Deposits ? |
$24.5M
+2.5% YoY
+6.1% QoQ
|
-$27.3M |
$51.8M
-0.6% YoY
|
$445.6M
+5.0% YoY
|
$4.8B
+8.0% YoY
|
Bottom 14.5% in tier |
| Return on Assets ? |
1.38%
+29.1% YoY
+13.3% QoQ
|
+0.52% |
0.86%
-3.6% YoY
|
1.14%
+11.1% YoY
|
1.24%
+13.1% YoY
|
72% |
| Net Interest Margin ? |
3.90%
+13.4% YoY
+4.0% QoQ
|
+0.03% |
3.87%
+2.7% YoY
|
3.93%
+7.5% YoY
|
3.89%
+5.7% YoY
|
54% |
| Efficiency Ratio ? |
62.23%
-7.4% YoY
-1.5% QoQ
|
-25.40% |
87.63%
+2.3% YoY
|
64.52%
-3.4% YoY
|
66.84%
-3.8% YoY
|
70% |
| Delinquency Rate ? |
2.22%
+4.3% YoY
+28.9% QoQ
|
+0.86% |
1.36%
+33.7% YoY
|
1.04%
+28.5% YoY
|
0.95%
+18.8% YoY
|
19% |
| Loan-to-Deposit Ratio ? |
76.79%
+14.4% YoY
-2.3% QoQ
|
+12.68% |
64.11%
-0.9% YoY
|
76.74%
-0.5% YoY
|
76.69%
+0.9% YoY
|
32% |
| Non-Interest-Bearing Deposit Share ? |
22.30%
+17.7% YoY
+25.6% QoQ
|
-1.48% |
23.79%
+0.5% YoY
|
21.89%
-0.8% YoY
|
22.01%
-1.1% YoY
|
46% |
| Nonperforming Asset Ratio ? |
1.42%
+20.5% YoY
+27.0% QoQ
|
+0.64% |
0.77%
+28.7% YoY
|
0.77%
+26.8% YoY
|
0.66%
+19.3% YoY
|
17% |
| Tier 1 Capital Ratio ? |
19.32%
+54.1% YoY
+2.1% QoQ
|
-7.45% |
26.77%
+2.0% YoY
|
15.37%
+0.7% YoY
|
17.06%
+0.8% YoY
|
66% |
| Non-Interest Income / Assets ? |
0.04%
+16.6% YoY
-71.9% QoQ
|
-0.63% |
0.67%
+1.6% YoY
|
0.15%
+3.6% YoY
|
0.32%
+4.0% YoY
|
38% |
Get Full Access to State Bank of Easton
Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free
Check your email at - link expires in 72 hours
Want to see an example first? Preview JPMorgan Chase's scorecard →
Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.