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Metairie Bank & Trust Company

$100M-$1B Specialty: Commercial LA FDIC cert 16539

Metairie, LA

8 branches across LA

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • 1 of 2,643 banks in the $100M-$1B peer group nationwide — 1 of 73 in LA.
  • Deposits +5.7% year over year ($586.2M on the books).
  • Delinquency rate 0.47%.
  • Return on assets 1.22%.
  • Efficiency ratio 61.00% vs a 64.48% peer average.
  • Loan-to-deposit ratio 85.92% vs a 77.95% peer average.

Animation disabled (reduced-motion preference). Full details in the Core Metrics table below.

2643 banks in the $100M-$1B peer group nationally 73 in LA
View $100M-$1B leaderboard (LA) →

Metairie Bank & Trust Company has 3 strengths but faces 3 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Net Interest Margin 0.28% above tier average
  • + Efficiency Ratio 3.48% below tier average
  • + Delinquency Rate 0.45% below tier average

Key Concerns

Areas that may need attention

  • - Credit Quality Pressure: Bottom 26.1% in tier
  • - Credit Risk Growth: Bottom 34.7% in tier
  • - ROA 0.11% below tier average
Get updates when Metairie Bank & Trust Company releases new data →

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (LA) National Avg Tier Percentile
Total Assets ? $666.0M
+6.6% YoY +1.2% QoQ
+$279.5M $386.6M
+1.2% YoY
$799.3M
+7.8% YoY
$6.3B
+7.7% YoY
Top 14.4% in tier
Total Loans ? $503.7M
+8.4% YoY +1.8% QoQ
+$245.3M $258.3M
+1.7% YoY
$538.5M
+5.3% YoY
$3.2B
+9.4% YoY
Top 11.1% in tier
Total Deposits ? $586.2M
+5.7% YoY +1.0% QoQ
+$259.5M $326.7M
+0.7% YoY
$677.9M
+7.3% YoY
$4.9B
+7.3% YoY
Top 13.1% in tier
Return on Assets ? 1.22%
+10.8% YoY +0.9% QoQ
-0.11% 1.32%
+10.8% YoY
1.37%
+23.6% YoY
1.30%
+12.1% YoY
48%
Net Interest Margin ? 4.27%
+5.5% YoY +1.7% QoQ
+0.28% 3.99%
+5.0% YoY
4.15%
+0.0% YoY
3.95%
+4.9% YoY
69%
Efficiency Ratio ? 61.00%
-9.8% YoY -2.3% QoQ
-3.48% 64.48%
-3.2% YoY
69.40%
-0.9% YoY
70.05%
+2.5% YoY
54%
Delinquency Rate ? 0.47%
+19.5% YoY -11.6% QoQ
-0.45% 0.92%
+15.7% YoY
1.53%
+7.9% YoY
0.98%
+16.3% YoY
47%
Loan-to-Deposit Ratio ? 85.92%
+2.5% YoY +0.8% QoQ
+7.97% 77.95%
+1.0% YoY
77.15%
-1.0% YoY
79.03%
+2.3% YoY
36%
Non-Interest-Bearing Deposit Share ? 24.29%
-4.2% YoY +0.8% QoQ
+2.26% 22.03%
-0.6% YoY
24.65%
+0.5% YoY
21.98%
-0.6% YoY
64%
Nonperforming Asset Ratio ? 0.35%
+21.6% YoY -11.1% QoQ
-0.32% 0.67%
+16.4% YoY
1.11%
+4.1% YoY
0.69%
+15.8% YoY
47%
Tier 1 Capital Ratio ? 11.49%
+1.0% YoY -1.0% QoQ
-4.42% 15.91%
+1.4% YoY
17.35%
+5.4% YoY
17.09%
+0.8% YoY
29%
Non-Interest Income / Assets ? 0.22%
-13.3% YoY +102.2% QoQ
-0.34% 0.57%
+7.6% YoY
0.33%
+19.6% YoY
0.66%
+5.2% YoY
57%

Additional Detail

Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2

Deposit Composition

% of total deposits

Metric Current vs Tier Tier Avg State Avg (LA) National Avg Tier Percentile
Noninterest-Bearing 24.3%
-1.1pp YoY
+0.2pp QoQ
 +2.1pp 22.1% 24.6% 22.2% 63%
Brokered Deposits n/a n/a 7.9% 6.7% 8.5% n/a

Loan Composition

% of total loans & leases

Metric Current vs Tier Tier Avg State Avg (LA) National Avg Tier Percentile
C&I 5.1%
-1.0pp YoY
-0.3pp QoQ
 -6.5pp 11.6% 12.6% 12.5% 20%
CRE 62.0%
+2.7pp YoY
+1.2pp QoQ
 +22.5pp 39.5% 44.9% 41.4% 87%
1-4 Family 32.8%
-2.0pp YoY
-0.9pp QoQ
 +0.1pp 32.6% 34.2% 31.3% 57%
Consumer 0.7%
-0.2pp YoY
0.0pp QoQ
 -3.4pp 4.1% 4.2% 5.0% 21%

Capital

Metric Current vs Tier Tier Avg State Avg (LA) National Avg Tier Percentile
CET1 Ratio n/a n/a 18.8% 22.5% 19.7% n/a
Leverage Ratio 11.5%
+0.1pp YoY
-0.1pp QoQ
 -0.7pp 12.2% 13.4% 12.6% 58%
Total Capital Ratio n/a n/a 19.9% 23.6% 20.8% n/a

Efficiency & Staffing

Metric Current vs Tier Tier Avg State Avg (LA) National Avg Tier Percentile
Full-Time Employees 110
-2 (-1.8%) YoY
-2 (-1.8%) QoQ
 +51 58 114 482 90%
Assets per Employee ($) $6.1M
+8.5% YoY
+3.0% QoQ
 -$1.5M $7.5M $6.8M $8.8M 35%
Branch Count 8
-1 (-11.1%) YoY
-1 (-11.1%) QoQ
 +3 4 9 18 82%

Asset Quality

Metric Current vs Tier Tier Avg State Avg (LA) National Avg Tier Percentile
Past Due 90+ Days n/a n/a 0.3% 0.4% 0.4% n/a
Nonaccrual 0.5%
+0.1pp YoY
0.0pp QoQ
 -0.5pp 0.9% 1.4% 1.0% 51%
Allowance Coverage 2.25x
-12.7% YoY
+17.3% QoQ
 -21.90x 24.15x 27.36x 20.23x 51%
Net Charge-off Rate (YTD) 0.0%
0.0pp YoY
0.0pp QoQ
 -0.1pp 0.1% 0.1% 0.2% 54%

Profitability

Metric Current vs Tier Tier Avg State Avg (LA) National Avg Tier Percentile
ROE 11.4%
+0.5pp YoY
+0.1pp QoQ
 -0.8pp 12.2% 12.5% 11.6% 46%
Cost of Funds (YTD) 1.3%
0.0pp YoY
0.0pp QoQ
 -0.5pp 1.7% 1.7% 1.7% 22%
Net Income ($, YTD) $4.0M
+17.6% YoY
— QoQ
 +$1.5M $2.6M $5.1M $40.4M 80%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (2)

Credit Quality Pressure

risk
#329 of 1256 • Bottom 26.1% in tier

Delinquencies rising year-over-year. Credit risk is building - underwriting tools or reserves may need attention.

Why this signature
Delinquency Rate: 0.47%
(Tier: 0.92%, National: 0.98%)
better than tier avg
1256 of 1256 Community banks match · 1820 nationally
→ Stable -71 banks QoQ | QoQ rank improving

Credit Risk Growth

risk
#326 of 936 • Bottom 34.7% in tier

Loan portfolio growing while delinquencies are rising. Expansion with deteriorating credit quality needs attention.

936 of 936 Community banks match · 1401 nationally
→ Stable -58 banks QoQ | QoQ rank declining

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 2643 peers in $100M-$1B

Top Strengths (3 metrics)

294
Total Loans
size
Value: $503.67M
Peer Median: $258.35M
#294 of 2643 Top 11.1% in $100M-$1B
347
Total Deposits
size
Value: $586.21M
Peer Median: $326.73M
#347 of 2643 Top 13.1% in $100M-$1B
381
Total Assets
size
Value: $666.04M
Peer Median: $386.57M
#381 of 2643 Top 14.4% in $100M-$1B

Top Weaknesses (0 metrics)

No weakness rankings available
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