BlastPoint's Banking Scorecard
Table Grove State Bank
Designations: ✓ Community bank
Table Grove, IL
Table Grove State Bank has 2 strengths but faces 2 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Net Interest Margin 0.48% above tier average
- + Delinquency Rate 1.15% below tier average
Key Concerns
Areas that may need attention
- - ROA 1.27% below tier average
- - Efficiency Ratio 10.76% above tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (IL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$47.8M
-3.1% YoY
+1.1% QoQ
|
-$14.3M |
$62.2M
-0.6% YoY
|
$2.3B
+4.5% YoY
|
$6.2B
+9.1% YoY
|
30% |
| Total Loans ? |
$33.0M
+5.9% YoY
-1.3% QoQ
|
-$1.3M |
$34.2M
-1.4% YoY
|
$1.2B
+5.3% YoY
|
$3.2B
+10.8% YoY
|
52% |
| Total Deposits ? |
$42.1M
-3.4% YoY
+2.4% QoQ
|
-$9.6M |
$51.7M
-0.7% YoY
|
$1.9B
+3.9% YoY
|
$4.8B
+8.2% YoY
|
33% |
| Return on Assets ? |
-0.44%
-153.4% YoY
-140.3% QoQ
|
-1.27% |
0.84%
-2.3% YoY
|
1.04%
+3.0% YoY
|
1.23%
+13.4% YoY
|
Bottom 11.1% in tier |
| Net Interest Margin ? |
4.34%
-2.8% YoY
-5.7% QoQ
|
+0.48% |
3.86%
+2.8% YoY
|
3.61%
+7.5% YoY
|
3.89%
+5.7% YoY
|
70% |
| Efficiency Ratio ? |
99.10%
+19.6% YoY
+28.4% QoQ
|
+10.76% |
88.34%
+0.3% YoY
|
63.68%
-7.4% YoY
|
66.95%
-4.1% YoY
|
Bottom 14.2% in tier |
| Delinquency Rate ? |
0.22%
+100.0% YoY
-38.7% QoQ
|
-1.15% |
1.37%
+33.8% YoY
|
1.15%
+15.6% YoY
|
0.95%
+18.8% YoY
|
59% |
| Loan-to-Deposit Ratio ? |
78.38%
+9.6% YoY
-3.7% QoQ
|
+14.17% |
64.22%
-0.7% YoY
|
71.92%
+1.0% YoY
|
76.70%
+0.9% YoY
|
30% |
| Non-Interest-Bearing Deposit Share ? |
22.41%
-10.7% YoY
+3.1% QoQ
|
-1.31% |
23.71%
+0.3% YoY
|
20.45%
-1.2% YoY
|
22.01%
-1.2% YoY
|
47% |
| Nonperforming Asset Ratio ? |
0.15%
+118.5% YoY
-40.1% QoQ
|
-0.64% |
0.79%
+28.2% YoY
|
0.78%
+18.1% YoY
|
0.67%
+19.3% YoY
|
56% |
| Tier 1 Capital Ratio ? |
12.31%
-1.0% YoY
-8.7% QoQ
|
-14.37% |
26.68%
+2.0% YoY
|
16.97%
+0.7% YoY
|
17.06%
+0.8% YoY
|
26% |
| Non-Interest Income / Assets ? |
0.13%
+12.6% YoY
-71.9% QoQ
|
-0.54% |
0.67%
+1.9% YoY
|
0.34%
+6.9% YoY
|
0.32%
+4.1% YoY
|
78% |
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Signature Analysis
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Metric Rankings
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