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Nebraska Bank

$100M-$1B Specialty: Agricultural NE FDIC cert 16116

Dodge, NE

10 branches across NE

2664 banks in the $100M-$1B peer group nationally 82 in NE
View $100M-$1B leaderboard (NE) →

Nebraska Bank has 1 strength but faces 3 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Net Interest Margin 0.10% above tier average

Key Concerns

Areas that may need attention

  • - NIB Deposit Bleed: Bottom 72.2% in tier
  • - ROA 0.12% below tier average
  • - Efficiency Ratio 3.35% above tier average
Get updates when Nebraska Bank releases new data →

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (NE) National Avg Tier Percentile
Total Assets ? $509.4M
+13.2% YoY +6.4% QoQ
+$123.3M $386.1M
+0.5% YoY
$791.1M
+6.6% YoY
$6.2B
+9.1% YoY
73%
Total Loans ? $383.0M
+12.5% YoY +8.7% QoQ
+$127.3M $255.7M
+1.1% YoY
$551.6M
+6.9% YoY
$3.2B
+10.8% YoY
78%
Total Deposits ? $427.9M
+10.3% YoY +5.6% QoQ
+$99.9M $328.0M
+0.1% YoY
$661.1M
+6.6% YoY
$4.8B
+8.2% YoY
73%
Return on Assets ? 1.15%
+12.7% YoY -8.8% QoQ
-0.12% 1.27%
+12.9% YoY
1.36%
+20.0% YoY
1.23%
+13.4% YoY
47%
Net Interest Margin ? 4.03%
+1.9% YoY -0.8% QoQ
+0.10% 3.93%
+6.0% YoY
3.79%
+6.5% YoY
3.89%
+5.7% YoY
58%
Efficiency Ratio ? 68.64%
+0.9% YoY +8.7% QoQ
+3.35% 65.29%
-4.5% YoY
60.11%
-6.9% YoY
66.95%
-4.1% YoY
36%
Delinquency Rate ? 0.87%
-17.2% YoY +33.8% QoQ
-0.02% 0.89%
+18.8% YoY
0.72%
+6.8% YoY
0.95%
+18.8% YoY
31%
Loan-to-Deposit Ratio ? 89.52%
+2.0% YoY +2.9% QoQ
+12.88% 76.64%
+0.8% YoY
79.63%
+0.4% YoY
76.70%
+0.9% YoY
25%
Non-Interest-Bearing Deposit Share ? 16.92%
-13.8% YoY -6.3% QoQ
-5.10% 22.02%
-1.0% YoY
17.92%
-1.5% YoY
22.01%
-1.2% YoY
32%
Nonperforming Asset Ratio ? 0.66%
-23.1% YoY +36.8% QoQ
+0.02% 0.64%
+19.7% YoY
0.55%
+6.0% YoY
0.67%
+19.3% YoY
31%
Tier 1 Capital Ratio ? 10.02%
+7.6% YoY +6.6% QoQ
-5.81% 15.83%
+1.5% YoY
14.10%
+3.9% YoY
17.06%
+0.8% YoY
Bottom 9.9% in tier
Non-Interest Income / Assets ? 0.07%
+30.4% YoY -70.2% QoQ
-0.21% 0.28%
+9.3% YoY
0.12%
+3.0% YoY
0.32%
+4.1% YoY
31%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (1)

NIB Deposit Bleed

decline
#144 of 198 • Bottom 72.2% in tier

Non-interest-bearing deposit share dropped 2+ pp YoY and now below the tier median. Cheap funding leaving for higher-yield competitors.

Why this signature
Noninterest-Bearing Deposit Share: 16.92%
(Tier: 22.02%, National: 22.01%)
worse than tier avg
198 of 198 Community banks match · 238 nationally
↓ Shrinking -31 banks QoQ | QoQ rank improving

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 2664 peers in $100M-$1B

Top Strengths (1 metrics)

585
Total Loans
size
Value: $383.03M
Peer Median: $255.72M
#585 of 2664 Top 21.9% in $100M-$1B

Top Weaknesses (1 metrics)

2400
Tier 1 Capital Ratio
capital
Value: 10.02%
Peer Median: 15.83%
#2400 of 2664 Bottom 9.9% in $100M-$1B
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