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Maxwell State Bank

under $100M Specialty: Agricultural IA FDIC cert 15930

Designations: ✓ Community bank

Maxwell, IA

541 banks in the under $100M peer group nationally 33 in IA
View under $100M leaderboard (IA) →

Maxwell State Bank has 1 strength but faces 3 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Delinquency Rate 0.15% below tier average

Key Concerns

Areas that may need attention

  • - Return on Assets 4.25% below tier average
  • - Efficiency Ratio 80.22% above tier average
  • - Net Interest Margin 0.54% below tier average
Get updates when Maxwell State Bank releases new data →

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (IA) National Avg Tier Percentile
Total Assets ? $28.1M
+10.1% YoY +1.9% QoQ
-$34.1M $62.2M
-0.6% YoY
$560.1M
+4.8% YoY
$6.2B
+9.1% YoY
Bottom 10.5% in tier
Total Loans ? $14.4M
+83.5% YoY +62.2% QoQ
-$19.9M $34.2M
-1.4% YoY
$379.9M
+5.0% YoY
$3.2B
+10.8% YoY
18%
Total Deposits ? $24.6M
+8.7% YoY +3.3% QoQ
-$27.2M $51.7M
-0.7% YoY
$469.6M
+4.4% YoY
$4.8B
+8.2% YoY
Bottom 15.0% in tier
Return on Assets ? -3.41%
-232.4% YoY -76.8% QoQ
-4.25% 0.84%
-2.3% YoY
1.31%
+22.6% YoY
1.23%
+13.4% YoY
Bottom 3.3% in tier
Net Interest Margin ? 3.32%
+28.0% YoY +13.1% QoQ
-0.54% 3.86%
+2.8% YoY
3.52%
+10.3% YoY
3.89%
+5.7% YoY
26%
Efficiency Ratio ? 168.56%
+20.3% YoY +1.2% QoQ
+80.22% 88.34%
+0.3% YoY
58.40%
-7.6% YoY
66.95%
-4.1% YoY
Bottom 3.1% in tier
Delinquency Rate ? 1.22%
+128.4% YoY +126.0% QoQ
-0.15% 1.37%
+33.8% YoY
0.92%
+14.5% YoY
0.95%
+18.8% YoY
30%
Loan-to-Deposit Ratio ? 58.53%
+68.8% YoY +57.0% QoQ
-5.69% 64.22%
-0.7% YoY
77.40%
+1.1% YoY
76.70%
+0.9% YoY
60%
Non-Interest-Bearing Deposit Share ? 19.88%
-6.3% YoY +2.9% QoQ
-3.84% 23.71%
+0.3% YoY
17.87%
+0.7% YoY
22.01%
-1.2% YoY
38%
Nonperforming Asset Ratio ? 0.63%
+280.5% YoY +259.8% QoQ
-0.16% 0.79%
+28.2% YoY
0.58%
+11.7% YoY
0.67%
+19.3% YoY
34%
Tier 1 Capital Ratio ? 17.66%
-4.7% YoY -12.4% QoQ
-9.02% 26.68%
+2.0% YoY
14.34%
+1.8% YoY
17.06%
+0.8% YoY
61%
Non-Interest Income / Assets ? 0.04%
+99.8% YoY -53.1% QoQ
-0.63% 0.67%
+1.9% YoY
0.12%
+10.7% YoY
0.32%
+4.1% YoY
31%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 541 peers in under $100M

Top Strengths (0 metrics)

No strength rankings available

Top Weaknesses (5 metrics)

525
Efficiency Ratio
profitability
Value: 168.56%
Peer Median: 88.34%
#525 of 541 Bottom 3.1% in under $100M
524
Return on Assets
profitability
Value: -3.41%
Peer Median: 0.84%
#524 of 541 Bottom 3.3% in under $100M
485
Total Assets
size
Value: $28.06M
Peer Median: $62.16M
#485 of 541 Bottom 10.5% in under $100M
461
Total Deposits
size
Value: $24.57M
Peer Median: $51.74M
#461 of 541 Bottom 15.0% in under $100M
445
Total Loans
size
Value: $14.38M
Peer Median: $34.25M
#445 of 541 Bottom 17.9% in under $100M
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