BlastPoint's Banking Scorecard
Sunrise Bank Dakota
Designations: ✓ Community bank
Onida, SD
Sunrise Bank Dakota has 3 strengths but faces 1 concern
Key Strengths
Areas where this bank excels compared to peers
- + Delinquency Rate 1.36% below tier average
- + Nonperforming Asset Ratio 0.77% below tier average
- + Efficiency Ratio 16.80% below tier average
Key Concerns
Areas that may need attention
- - Net Interest Margin 0.92% below tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (SD) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$61.9M
+1.3% YoY
-2.2% QoQ
|
-$345K |
$62.3M
-0.5% YoY
|
$68.7B
+9.0% YoY
|
$6.2B
+9.0% YoY
|
48% |
| Total Loans ? |
$21.4M
-4.6% YoY
-15.3% QoQ
|
-$12.9M |
$34.3M
-1.5% YoY
|
$30.8B
+10.3% YoY
|
$3.2B
+10.7% YoY
|
30% |
| Total Deposits ? |
$54.4M
-0.3% YoY
-2.5% QoQ
|
+$2.5M |
$51.8M
-0.6% YoY
|
$54.8B
+8.5% YoY
|
$4.8B
+8.0% YoY
|
52% |
| Return on Assets ? |
0.81%
-0.2% YoY
+11.9% QoQ
|
-0.04% |
0.86%
-3.6% YoY
|
1.41%
+1.8% YoY
|
1.24%
+13.1% YoY
|
43% |
| Net Interest Margin ? |
2.95%
-1.4% YoY
+1.2% QoQ
|
-0.92% |
3.87%
+2.7% YoY
|
4.19%
+0.4% YoY
|
3.89%
+5.7% YoY
|
15% |
| Efficiency Ratio ? |
70.83%
+0.1% YoY
-3.7% QoQ
|
-16.80% |
87.63%
+2.3% YoY
|
64.00%
-0.6% YoY
|
66.84%
-3.8% YoY
|
51% |
| Delinquency Rate ? | 0.00% | -1.36% |
1.36%
+33.7% YoY
|
0.59%
+45.1% YoY
|
0.95%
+18.8% YoY
|
Top 0.1% in tier |
| Loan-to-Deposit Ratio ? |
39.37%
-4.4% YoY
-13.2% QoQ
|
-24.74% |
64.11%
-0.9% YoY
|
71.70%
+0.3% YoY
|
76.69%
+0.9% YoY
|
82% |
| Non-Interest-Bearing Deposit Share ? |
32.69%
-5.4% YoY
+5.2% QoQ
|
+8.90% |
23.79%
+0.5% YoY
|
23.74%
-0.7% YoY
|
22.01%
-1.1% YoY
|
80% |
| Nonperforming Asset Ratio ? | 0.00% | -0.77% |
0.77%
+28.7% YoY
|
0.41%
+39.3% YoY
|
0.66%
+19.3% YoY
|
Top 0.1% in tier |
| Tier 1 Capital Ratio ? |
12.59%
+6.0% YoY
+2.4% QoQ
|
-14.18% |
26.77%
+2.0% YoY
|
15.79%
+0.8% YoY
|
17.06%
+0.8% YoY
|
28% |
| Non-Interest Income / Assets ? |
0.04%
+17.5% YoY
-74.2% QoQ
|
-0.63% |
0.67%
+1.6% YoY
|
0.27%
+0.0% YoY
|
0.32%
+4.0% YoY
|
31% |
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Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.