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BlastPoint's Banking Scorecard

Broadway National Bank

$1B-$10B Specialty: Commercial TX FDIC cert 15797

San Antonio, TX

33 branches across TX

884 banks in the $1B-$10B peer group nationally 80 in TX
View $1B-$10B leaderboard (TX) →

Broadway National Bank has 4 strengths but faces 1 concern

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Credit Quality Leader: Top 34.5% in tier
  • + Loan-to-Deposit Ratio 22.00% below tier average
  • + ROA 0.15% above tier average
  • + Efficiency Ratio 0.99% below tier average

Key Concerns

Areas that may need attention

  • - Net Interest Margin 0.56% below tier average

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (TX) National Avg Tier Percentile
Total Assets ? $5.7B
+1.2% YoY -2.5% QoQ
+$2.9B $2.8B
-0.1% YoY
$2.3B
+1.1% YoY
$6.2B
+9.1% YoY
Top 11.4% in tier
Total Loans ? $3.2B
-6.0% YoY -1.0% QoQ
+$1.3B $2.0B
+0.6% YoY
$1.1B
+10.2% YoY
$3.2B
+10.8% YoY
83%
Total Deposits ? $5.2B
+0.4% YoY -2.6% QoQ
+$2.9B $2.3B
-0.3% YoY
$1.9B
+3.3% YoY
$4.8B
+8.2% YoY
Top 10.1% in tier
Return on Assets ? 1.52%
+27.1% YoY +12.3% QoQ
+0.15% 1.37%
+19.6% YoY
1.40%
+10.3% YoY
1.23%
+13.4% YoY
72%
Net Interest Margin ? 3.26%
+2.2% YoY +0.6% QoQ
-0.56% 3.82%
+6.9% YoY
4.03%
+2.6% YoY
3.89%
+5.7% YoY
27%
Efficiency Ratio ? 60.08%
-7.9% YoY -6.2% QoQ
-0.99% 61.06%
-4.6% YoY
63.18%
-2.3% YoY
66.95%
-4.1% YoY
49%
Delinquency Rate ? 0.12%
-7.5% YoY -50.9% QoQ
-0.77% 0.89%
+14.1% YoY
0.96%
+36.6% YoY
0.95%
+18.8% YoY
Top 13.3% in tier
Loan-to-Deposit Ratio ? 62.20%
-6.3% YoY +1.6% QoQ
-22.00% 84.20%
+0.3% YoY
67.20%
-0.8% YoY
76.70%
+0.9% YoY
Top 9.6% in tier
Non-Interest-Bearing Deposit Share ? 20.60%
-3.9% YoY +3.1% QoQ
-0.69% 21.29%
-2.5% YoY
29.02%
-1.0% YoY
22.01%
-1.2% YoY
55%
Nonperforming Asset Ratio ? 0.11%
-69.2% YoY -74.1% QoQ
-0.56% 0.67%
+15.6% YoY
0.62%
+31.5% YoY
0.67%
+19.3% YoY
84%
Tier 1 Capital Ratio ? 15.80%
+13.2% YoY +2.8% QoQ
+0.64% 15.16%
+2.0% YoY
18.04%
+0.0% YoY
17.06%
+0.8% YoY
79%
Non-Interest Income / Assets ? 0.24%
+10.6% YoY -72.4% QoQ
-0.02% 0.26%
+1.6% YoY
0.20%
+4.0% YoY
0.32%
+4.1% YoY
79%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (1)

Credit Quality Leader

growth
#77 of 220 • Top 34.5% in tier

Best-in-class credit quality (delinquency in bottom 25% of peer group). Conservative underwriting paying off.

Why this signature
Delinquency Rate: 0.12%
(Tier: 0.89%, National: 0.95%)
better than tier avg
220 of 220 Mid-Market banks match · 922 nationally
→ Stable +2 banks QoQ

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 884 peers in $1B-$10B

Top Strengths (8 metrics)

86
Loan-to-Deposit Ratio
liquidity
Value: 62.20%
Peer Median: 84.20%
#86 of 884 Top 9.6% in $1B-$10B
90
Total Deposits
size
Value: $5.20B
Peer Median: $2.34B
#90 of 884 Top 10.1% in $1B-$10B
102
Total Assets
size
Value: $5.74B
Peer Median: $2.82B
#102 of 884 Top 11.4% in $1B-$10B
118
Delinquency Rate
credit_quality
Value: 0.12%
Peer Median: 0.89%
#118 of 880 Top 13.3% in $1B-$10B
145
Nonperforming Asset Ratio
credit_quality
Value: 0.11%
Peer Median: 0.67%
#145 of 884 Top 16.3% in $1B-$10B
148
Total Loans
size
Value: $3.23B
Peer Median: $1.96B
#148 of 884 Top 16.6% in $1B-$10B
189
Tier 1 Capital Ratio
capital
Value: 15.80%
Peer Median: 15.16%
#189 of 884 Top 21.3% in $1B-$10B
190
Non-Interest Income / Assets
revenue_mix
Value: 0.24%
Peer Median: 0.26%
#190 of 884 Top 21.4% in $1B-$10B

Top Weaknesses (0 metrics)

No weakness rankings available
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