BlastPoint's Banking Scorecard
Broadway National Bank
San Antonio, TX
33 branches across TX
Broadway National Bank has 4 strengths but faces 1 concern
Key Strengths
Areas where this bank excels compared to peers
- + Credit Quality Leader: Top 34.5% in tier
- + Loan-to-Deposit Ratio 22.00% below tier average
- + ROA 0.15% above tier average
- + Efficiency Ratio 0.99% below tier average
Key Concerns
Areas that may need attention
- - Net Interest Margin 0.56% below tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (TX) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$5.7B
+1.2% YoY
-2.5% QoQ
|
+$2.9B |
$2.8B
-0.1% YoY
|
$2.3B
+1.1% YoY
|
$6.2B
+9.1% YoY
|
Top 11.4% in tier |
| Total Loans ? |
$3.2B
-6.0% YoY
-1.0% QoQ
|
+$1.3B |
$2.0B
+0.6% YoY
|
$1.1B
+10.2% YoY
|
$3.2B
+10.8% YoY
|
83% |
| Total Deposits ? |
$5.2B
+0.4% YoY
-2.6% QoQ
|
+$2.9B |
$2.3B
-0.3% YoY
|
$1.9B
+3.3% YoY
|
$4.8B
+8.2% YoY
|
Top 10.1% in tier |
| Return on Assets ? |
1.52%
+27.1% YoY
+12.3% QoQ
|
+0.15% |
1.37%
+19.6% YoY
|
1.40%
+10.3% YoY
|
1.23%
+13.4% YoY
|
72% |
| Net Interest Margin ? |
3.26%
+2.2% YoY
+0.6% QoQ
|
-0.56% |
3.82%
+6.9% YoY
|
4.03%
+2.6% YoY
|
3.89%
+5.7% YoY
|
27% |
| Efficiency Ratio ? |
60.08%
-7.9% YoY
-6.2% QoQ
|
-0.99% |
61.06%
-4.6% YoY
|
63.18%
-2.3% YoY
|
66.95%
-4.1% YoY
|
49% |
| Delinquency Rate ? |
0.12%
-7.5% YoY
-50.9% QoQ
|
-0.77% |
0.89%
+14.1% YoY
|
0.96%
+36.6% YoY
|
0.95%
+18.8% YoY
|
Top 13.3% in tier |
| Loan-to-Deposit Ratio ? |
62.20%
-6.3% YoY
+1.6% QoQ
|
-22.00% |
84.20%
+0.3% YoY
|
67.20%
-0.8% YoY
|
76.70%
+0.9% YoY
|
Top 9.6% in tier |
| Non-Interest-Bearing Deposit Share ? |
20.60%
-3.9% YoY
+3.1% QoQ
|
-0.69% |
21.29%
-2.5% YoY
|
29.02%
-1.0% YoY
|
22.01%
-1.2% YoY
|
55% |
| Nonperforming Asset Ratio ? |
0.11%
-69.2% YoY
-74.1% QoQ
|
-0.56% |
0.67%
+15.6% YoY
|
0.62%
+31.5% YoY
|
0.67%
+19.3% YoY
|
84% |
| Tier 1 Capital Ratio ? |
15.80%
+13.2% YoY
+2.8% QoQ
|
+0.64% |
15.16%
+2.0% YoY
|
18.04%
+0.0% YoY
|
17.06%
+0.8% YoY
|
79% |
| Non-Interest Income / Assets ? |
0.24%
+10.6% YoY
-72.4% QoQ
|
-0.02% |
0.26%
+1.6% YoY
|
0.20%
+4.0% YoY
|
0.32%
+4.1% YoY
|
79% |
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Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (1)
Credit Quality Leader
growthBest-in-class credit quality (delinquency in bottom 25% of peer group). Conservative underwriting paying off.
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.