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BlastPoint's Banking Scorecard

The Casey County Bank, Inc.

$100M-$1B Specialty: Other KY FDIC cert 15708

Liberty, KY

5 branches across KY

2664 banks in the $100M-$1B peer group nationally 88 in KY
View $100M-$1B leaderboard (KY) →

The Casey County Bank, Inc. has 3 strengths but faces 1 concern

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + ROA 0.07% above tier average
  • + Efficiency Ratio 16.49% below tier average
  • + Delinquency Rate 0.63% below tier average

Key Concerns

Areas that may need attention

  • - Net Interest Margin 0.55% below tier average

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (KY) National Avg Tier Percentile
Total Assets ? $473.8M
+10.8% YoY +7.8% QoQ
+$87.7M $386.1M
+0.5% YoY
$702.0M
+4.4% YoY
$6.2B
+9.1% YoY
70%
Total Loans ? $224.7M
+16.6% YoY +6.0% QoQ
-$31.1M $255.7M
+1.1% YoY
$492.7M
+5.5% YoY
$3.2B
+10.8% YoY
54%
Total Deposits ? $337.3M
+12.2% YoY +10.3% QoQ
+$9.4M $328.0M
+0.1% YoY
$590.5M
+4.1% YoY
$4.8B
+8.2% YoY
61%
Return on Assets ? 1.34%
+69.9% YoY +19.0% QoQ
+0.07% 1.27%
+12.9% YoY
1.25%
+16.2% YoY
1.23%
+13.4% YoY
58%
Net Interest Margin ? 3.38%
+16.3% YoY +4.2% QoQ
-0.55% 3.93%
+6.0% YoY
3.88%
+7.4% YoY
3.89%
+5.7% YoY
25%
Efficiency Ratio ? 48.80%
-21.0% YoY -14.9% QoQ
-16.49% 65.29%
-4.5% YoY
64.22%
-6.1% YoY
66.95%
-4.1% YoY
Top 14.0% in tier
Delinquency Rate ? 0.26%
-46.6% YoY -38.3% QoQ
-0.63% 0.89%
+18.8% YoY
0.89%
+17.0% YoY
0.95%
+18.8% YoY
60%
Loan-to-Deposit Ratio ? 66.60%
+3.9% YoY -3.9% QoQ
-10.04% 76.64%
+0.8% YoY
80.71%
+1.5% YoY
76.70%
+0.9% YoY
73%
Non-Interest-Bearing Deposit Share ? 32.80%
+20.8% YoY +10.5% QoQ
+10.78% 22.02%
-1.0% YoY
23.47%
-1.8% YoY
22.01%
-1.2% YoY
Top 12.9% in tier
Nonperforming Asset Ratio ? 0.13%
-42.3% YoY -37.9% QoQ
-0.51% 0.64%
+19.7% YoY
0.61%
+22.3% YoY
0.67%
+19.3% YoY
66%
Tier 1 Capital Ratio ? 11.70%
+4.5% YoY +0.6% QoQ
-4.13% 15.83%
+1.5% YoY
14.97%
-0.1% YoY
17.06%
+0.8% YoY
31%
Non-Interest Income / Assets ? 0.22%
+117.9% YoY -53.8% QoQ
-0.06% 0.28%
+9.3% YoY
0.16%
+4.4% YoY
0.32%
+4.1% YoY
Top 11.1% in tier

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 2664 peers in $100M-$1B

Top Strengths (3 metrics)

298
Non-Interest Income / Assets
revenue_mix
Value: 0.22%
Peer Median: 0.28%
#298 of 2664 Top 11.1% in $100M-$1B
345
Non-Interest-Bearing Deposit Share
funding
Value: 32.80%
Peer Median: 22.02%
#345 of 2664 Top 12.9% in $100M-$1B
373
Efficiency Ratio
profitability
Value: 48.80%
Peer Median: 65.29%
#373 of 2664 Top 14.0% in $100M-$1B

Top Weaknesses (0 metrics)

No weakness rankings available
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