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The Bank of Clarendon

$100M-$1B Specialty: Commercial SC FDIC cert 15671

Manning, SC

5 branches across SC

2664 banks in the $100M-$1B peer group nationally 27 in SC
View $100M-$1B leaderboard (SC) →

The Bank of Clarendon has 3 strengths but faces 1 concern

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + ROA 0.13% above tier average
  • + Efficiency Ratio 10.44% below tier average
  • + Delinquency Rate 0.87% below tier average

Key Concerns

Areas that may need attention

  • - Net Interest Margin 0.22% below tier average
Get updates when The Bank of Clarendon releases new data →

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (SC) National Avg Tier Percentile
Total Assets ? $455.6M
+8.0% YoY +3.1% QoQ
+$69.5M $386.1M
+0.5% YoY
$1.5B
+4.7% YoY
$6.2B
+9.1% YoY
68%
Total Loans ? $219.8M
+11.9% YoY +3.5% QoQ
-$35.9M $255.7M
+1.1% YoY
$993.8M
+7.7% YoY
$3.2B
+10.8% YoY
53%
Total Deposits ? $405.4M
+8.7% YoY +3.3% QoQ
+$77.4M $328.0M
+0.1% YoY
$1.3B
+4.0% YoY
$4.8B
+8.2% YoY
70%
Return on Assets ? 1.40%
+5.0% YoY +7.9% QoQ
+0.13% 1.27%
+12.9% YoY
1.18%
+45.0% YoY
1.23%
+13.4% YoY
62%
Net Interest Margin ? 3.71%
+5.8% YoY +0.3% QoQ
-0.22% 3.93%
+6.0% YoY
3.64%
+5.2% YoY
3.89%
+5.7% YoY
41%
Efficiency Ratio ? 54.85%
-2.1% YoY -6.7% QoQ
-10.44% 65.29%
-4.5% YoY
67.38%
-5.7% YoY
66.95%
-4.1% YoY
74%
Delinquency Rate ? 0.01%
-87.4% YoY
-0.87% 0.89%
+18.8% YoY
0.54%
+11.8% YoY
0.95%
+18.8% YoY
Top 14.6% in tier
Loan-to-Deposit Ratio ? 54.22%
+3.0% YoY +0.3% QoQ
-22.42% 76.64%
+0.8% YoY
73.64%
+1.6% YoY
76.70%
+0.9% YoY
Top 13.0% in tier
Non-Interest-Bearing Deposit Share ? 29.39%
+7.5% YoY +7.5% QoQ
+7.37% 22.02%
-1.0% YoY
20.84%
-0.7% YoY
22.01%
-1.2% YoY
80%
Nonperforming Asset Ratio ? 0.01%
-86.9% YoY
-0.63% 0.64%
+19.7% YoY
0.34%
+10.8% YoY
0.67%
+19.3% YoY
Top 12.9% in tier
Tier 1 Capital Ratio ? 11.32%
-6.6% YoY -1.3% QoQ
-4.51% 15.83%
+1.5% YoY
17.50%
+3.0% YoY
17.06%
+0.8% YoY
27%
Non-Interest Income / Assets ? 0.15%
-5.1% YoY -76.5% QoQ
-0.12% 0.28%
+9.3% YoY
0.17%
+48.2% YoY
0.32%
+4.1% YoY
75%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 2664 peers in $100M-$1B

Top Strengths (5 metrics)

345
Nonperforming Asset Ratio
credit_quality
Value: 0.01%
Peer Median: 0.64%
#345 of 2664 Top 12.9% in $100M-$1B
346
Loan-to-Deposit Ratio
liquidity
Value: 54.22%
Peer Median: 76.64%
#346 of 2664 Top 13.0% in $100M-$1B
388
Delinquency Rate
credit_quality
Value: 0.01%
Peer Median: 0.89%
#388 of 2654 Top 14.6% in $100M-$1B
529
Non-Interest-Bearing Deposit Share
funding
Value: 29.39%
Peer Median: 22.02%
#529 of 2664 Top 19.8% in $100M-$1B
663
Non-Interest Income / Assets
revenue_mix
Value: 0.15%
Peer Median: 0.28%
#663 of 2664 Top 24.8% in $100M-$1B

Top Weaknesses (0 metrics)

No weakness rankings available
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