BlastPoint's Banking Scorecard
Greenfield Banking Company
Greenfield, IN
8 branches across IN
Greenfield Banking Company shows strong momentum with 4 strengths and 5.9% YoY asset growth
Key Strengths
Areas where this bank excels compared to peers
- + ROA 0.37% above tier average
- + Net Interest Margin 0.31% above tier average
- + Efficiency Ratio 10.37% below tier average
- + Delinquency Rate 0.29% below tier average
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (IN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$909.0M
+5.9% YoY
+2.2% QoQ
|
+$522.9M |
$386.1M
+0.5% YoY
|
$2.5B
+12.1% YoY
|
$6.2B
+9.1% YoY
|
Top 3.3% in tier |
| Total Loans ? |
$595.0M
+5.8% YoY
-1.7% QoQ
|
+$339.3M |
$255.7M
+1.1% YoY
|
$1.7B
+14.1% YoY
|
$3.2B
+10.8% YoY
|
Top 6.3% in tier |
| Total Deposits ? |
$768.5M
+4.4% YoY
+2.2% QoQ
|
+$440.5M |
$328.0M
+0.1% YoY
|
$2.0B
+11.8% YoY
|
$4.8B
+8.2% YoY
|
Top 3.8% in tier |
| Return on Assets ? |
1.64%
+5.5% YoY
-7.2% QoQ
|
+0.37% |
1.27%
+12.9% YoY
|
0.81%
-6.6% YoY
|
1.23%
+13.4% YoY
|
75% |
| Net Interest Margin ? |
4.24%
+1.4% YoY
-2.1% QoQ
|
+0.31% |
3.93%
+6.0% YoY
|
3.60%
+8.5% YoY
|
3.89%
+5.7% YoY
|
70% |
| Efficiency Ratio ? |
54.91%
+1.6% YoY
+3.9% QoQ
|
-10.37% |
65.29%
-4.5% YoY
|
105.71%
+27.0% YoY
|
66.95%
-4.1% YoY
|
74% |
| Delinquency Rate ? |
0.60%
-54.0% YoY
-0.5% QoQ
|
-0.29% |
0.89%
+18.8% YoY
|
0.90%
+15.9% YoY
|
0.95%
+18.8% YoY
|
40% |
| Loan-to-Deposit Ratio ? |
77.43%
+1.4% YoY
-3.9% QoQ
|
+0.79% |
76.64%
+0.8% YoY
|
81.10%
+0.7% YoY
|
76.70%
+0.9% YoY
|
52% |
| Non-Interest-Bearing Deposit Share ? |
25.48%
-8.3% YoY
-2.9% QoQ
|
+3.46% |
22.02%
-1.0% YoY
|
17.15%
-0.9% YoY
|
22.01%
-1.2% YoY
|
68% |
| Nonperforming Asset Ratio ? |
1.01%
+18.2% YoY
-3.0% QoQ
|
+0.37% |
0.64%
+19.7% YoY
|
0.67%
+21.6% YoY
|
0.67%
+19.3% YoY
|
19% |
| Tier 1 Capital Ratio ? |
13.88%
+6.5% YoY
+3.1% QoQ
|
-1.95% |
15.83%
+1.5% YoY
|
16.04%
+1.8% YoY
|
17.06%
+0.8% YoY
|
55% |
| Non-Interest Income / Assets ? |
0.20%
+15.0% YoY
-78.2% QoQ
|
-0.08% |
0.28%
+9.3% YoY
|
0.79%
-14.5% YoY
|
0.32%
+4.1% YoY
|
Top 14.9% in tier |
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Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.