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Taylor County Bank

$100M-$1B Specialty: Commercial KY FDIC cert 15590

Campbellsville, KY

4 branches across KY

2664 banks in the $100M-$1B peer group nationally 88 in KY
View $100M-$1B leaderboard (KY) →

Taylor County Bank has 3 strengths but faces 2 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + ROA 0.65% above tier average
  • + Net Interest Margin 0.32% above tier average
  • + Efficiency Ratio 10.17% below tier average

Key Concerns

Areas that may need attention

  • - Margin Compression: Bottom 58.7% in tier
  • - Delinquency Rate 0.11% above tier average
Get updates when Taylor County Bank releases new data →

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (KY) National Avg Tier Percentile
Total Assets ? $248.7M
+3.2% YoY +2.2% QoQ
-$137.4M $386.1M
+0.5% YoY
$702.0M
+4.4% YoY
$6.2B
+9.1% YoY
37%
Total Loans ? $166.7M
-0.1% YoY -3.8% QoQ
-$89.0M $255.7M
+1.1% YoY
$492.7M
+5.5% YoY
$3.2B
+10.8% YoY
40%
Total Deposits ? $221.7M
+1.9% YoY +2.3% QoQ
-$106.2M $328.0M
+0.1% YoY
$590.5M
+4.1% YoY
$4.8B
+8.2% YoY
39%
Return on Assets ? 1.92%
-17.4% YoY -15.1% QoQ
+0.65% 1.27%
+12.9% YoY
1.25%
+16.2% YoY
1.23%
+13.4% YoY
Top 14.6% in tier
Net Interest Margin ? 4.25%
+3.0% YoY -0.4% QoQ
+0.32% 3.93%
+6.0% YoY
3.88%
+7.4% YoY
3.89%
+5.7% YoY
70%
Efficiency Ratio ? 55.12%
-3.8% YoY +1.8% QoQ
-10.17% 65.29%
-4.5% YoY
64.22%
-6.1% YoY
66.95%
-4.1% YoY
73%
Delinquency Rate ? 1.00%
-32.4% YoY -24.3% QoQ
+0.11% 0.89%
+18.8% YoY
0.89%
+17.0% YoY
0.95%
+18.8% YoY
28%
Loan-to-Deposit Ratio ? 75.17%
-1.9% YoY -6.0% QoQ
-1.47% 76.64%
+0.8% YoY
80.71%
+1.5% YoY
76.70%
+0.9% YoY
57%
Non-Interest-Bearing Deposit Share ? 22.38%
+5.2% YoY +8.0% QoQ
+0.36% 22.02%
-1.0% YoY
23.47%
-1.8% YoY
22.01%
-1.2% YoY
56%
Nonperforming Asset Ratio ? 0.94%
-7.6% YoY -20.4% QoQ
+0.31% 0.64%
+19.7% YoY
0.61%
+22.3% YoY
0.67%
+19.3% YoY
21%
Tier 1 Capital Ratio ? 12.96%
+1.3% YoY +5.2% QoQ
-2.87% 15.83%
+1.5% YoY
14.97%
-0.1% YoY
17.06%
+0.8% YoY
47%
Non-Interest Income / Assets ? 0.14%
-0.7% YoY -84.5% QoQ
-0.14% 0.28%
+9.3% YoY
0.16%
+4.4% YoY
0.32%
+4.1% YoY
69%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (1)

Margin Compression

decline
#180 of 305 • Bottom 58.7% in tier

Profitability above 0.75% ROA but margins eroding by at least 0.10pp YoY. Something changed - rising costs or falling yields need addressing.

Why this signature
Return on Assets: 1.92%
(Tier: 1.27%, National: 1.23%)
better than tier avg
305 of 305 Community banks match · 407 nationally
↑ Growing +94 banks QoQ

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 2664 peers in $100M-$1B

Top Strengths (1 metrics)

390
Return on Assets
profitability
Value: 1.92%
Peer Median: 1.27%
#390 of 2664 Top 14.6% in $100M-$1B

Top Weaknesses (1 metrics)

2104
Nonperforming Asset Ratio
credit_quality
Value: 0.94%
Peer Median: 0.64%
#2104 of 2664 Bottom 21.1% in $100M-$1B
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