BlastPoint's Banking Scorecard
Bank of Lake Village
Designations: ✓ Community bank ✓ CDFI-certified
Lake Village, AR
2 branches across AR
Bank of Lake Village has 3 strengths but faces 1 concern
Key Strengths
Areas where this bank excels compared to peers
- + ROA 0.57% above tier average
- + Net Interest Margin 1.16% above tier average
- + Efficiency Ratio 28.53% below tier average
Key Concerns
Areas that may need attention
- - Delinquency Rate 0.64% above tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (AR) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$83.4M
-1.4% YoY
+1.9% QoQ
|
+$21.2M |
$62.2M
-0.6% YoY
|
$2.3B
+2.8% YoY
|
$6.2B
+9.1% YoY
|
75% |
| Total Loans ? |
$48.1M
+9.5% YoY
+12.6% QoQ
|
+$13.8M |
$34.2M
-1.4% YoY
|
$1.7B
+6.4% YoY
|
$3.2B
+10.8% YoY
|
73% |
| Total Deposits ? |
$69.9M
-2.5% YoY
+2.3% QoQ
|
+$18.1M |
$51.7M
-0.7% YoY
|
$1.9B
+3.0% YoY
|
$4.8B
+8.2% YoY
|
74% |
| Return on Assets ? |
1.40%
-18.9% YoY
+11.3% QoQ
|
+0.57% |
0.84%
-2.3% YoY
|
1.34%
+14.2% YoY
|
1.23%
+13.4% YoY
|
74% |
| Net Interest Margin ? |
5.02%
-2.5% YoY
-10.9% QoQ
|
+1.16% |
3.86%
+2.8% YoY
|
4.08%
+8.2% YoY
|
3.89%
+5.7% YoY
|
Top 10.4% in tier |
| Efficiency Ratio ? |
59.82%
+15.6% YoY
-1.2% QoQ
|
-28.53% |
88.34%
+0.3% YoY
|
61.77%
-4.8% YoY
|
66.95%
-4.1% YoY
|
74% |
| Delinquency Rate ? |
2.01%
+487.9% YoY
+5.0% QoQ
|
+0.64% |
1.37%
+33.8% YoY
|
1.02%
+24.4% YoY
|
0.95%
+18.8% YoY
|
22% |
| Loan-to-Deposit Ratio ? |
68.78%
+12.3% YoY
+10.1% QoQ
|
+4.57% |
64.22%
-0.7% YoY
|
80.49%
+1.3% YoY
|
76.70%
+0.9% YoY
|
45% |
| Non-Interest-Bearing Deposit Share ? |
35.17%
+6.2% YoY
+2.8% QoQ
|
+11.45% |
23.71%
+0.3% YoY
|
19.62%
+0.8% YoY
|
22.01%
-1.2% YoY
|
Top 13.7% in tier |
| Nonperforming Asset Ratio ? |
1.16%
+553.1% YoY
+2.7% QoQ
|
+0.37% |
0.79%
+28.2% YoY
|
0.79%
+32.8% YoY
|
0.67%
+19.3% YoY
|
21% |
| Tier 1 Capital Ratio ? |
22.87%
-3.3% YoY
-12.3% QoQ
|
-3.82% |
26.68%
+2.0% YoY
|
13.59%
+0.0% YoY
|
17.06%
+0.8% YoY
|
76% |
| Non-Interest Income / Assets ? |
0.05%
-14.4% YoY
-75.8% QoQ
|
-0.62% |
0.67%
+1.9% YoY
|
0.18%
-3.1% YoY
|
0.32%
+4.1% YoY
|
39% |
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Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.