BlastPoint's Banking Scorecard
Greenfield Banking Company
Greenfield, TN
2 branches across TN
Greenfield Banking Company has 1 strength but faces 3 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Efficiency Ratio 4.10% below tier average
Key Concerns
Areas that may need attention
- - ROA 0.40% below tier average
- - Net Interest Margin 0.62% below tier average
- - Delinquency Rate 0.76% above tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (TN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$149.3M
+6.0% YoY
+0.7% QoQ
|
-$236.8M |
$386.1M
+0.5% YoY
|
$2.8B
+35.7% YoY
|
$6.2B
+9.1% YoY
|
Bottom 14.0% in tier |
| Total Loans ? |
$91.1M
+4.7% YoY
+1.6% QoQ
|
-$164.6M |
$255.7M
+1.1% YoY
|
$2.0B
+36.6% YoY
|
$3.2B
+10.8% YoY
|
16% |
| Total Deposits ? |
$135.8M
+4.7% YoY
+3.7% QoQ
|
-$192.2M |
$328.0M
+0.1% YoY
|
$2.4B
+35.2% YoY
|
$4.8B
+8.2% YoY
|
17% |
| Return on Assets ? |
0.87%
-2.4% YoY
-11.5% QoQ
|
-0.40% |
1.27%
+12.9% YoY
|
1.12%
+20.1% YoY
|
1.23%
+13.4% YoY
|
30% |
| Net Interest Margin ? |
3.31%
+3.2% YoY
+0.7% QoQ
|
-0.62% |
3.93%
+6.0% YoY
|
3.93%
+7.0% YoY
|
3.89%
+5.7% YoY
|
22% |
| Efficiency Ratio ? |
61.18%
-0.3% YoY
+1.3% QoQ
|
-4.10% |
65.29%
-4.5% YoY
|
66.13%
-5.5% YoY
|
66.95%
-4.1% YoY
|
56% |
| Delinquency Rate ? |
1.65%
-3.8% YoY
-4.0% QoQ
|
+0.76% |
0.89%
+18.8% YoY
|
0.68%
+13.4% YoY
|
0.95%
+18.8% YoY
|
16% |
| Loan-to-Deposit Ratio ? |
67.11%
+0.0% YoY
-2.1% QoQ
|
-9.52% |
76.64%
+0.8% YoY
|
79.84%
+2.1% YoY
|
76.70%
+0.9% YoY
|
72% |
| Non-Interest-Bearing Deposit Share ? |
11.34%
+3.8% YoY
+11.1% QoQ
|
-10.68% |
22.02%
-1.0% YoY
|
18.48%
-3.8% YoY
|
22.01%
-1.2% YoY
|
Bottom 13.5% in tier |
| Nonperforming Asset Ratio ? |
1.07%
+1.0% YoY
-3.2% QoQ
|
+0.43% |
0.64%
+19.7% YoY
|
0.56%
+16.1% YoY
|
0.67%
+19.3% YoY
|
18% |
| Tier 1 Capital Ratio ? |
12.60%
+15.0% YoY
+2.7% QoQ
|
-3.23% |
15.83%
+1.5% YoY
|
14.23%
-1.0% YoY
|
17.06%
+0.8% YoY
|
43% |
| Non-Interest Income / Assets ? |
0.04%
-2.4% YoY
-75.7% QoQ
|
-0.24% |
0.28%
+9.3% YoY
|
0.17%
-1.0% YoY
|
0.32%
+4.1% YoY
|
Bottom 13.3% in tier |
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Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.