BlastPoint's Banking Scorecard
Bank of Wisconsin Dells
Designations: ✓ Community bank
Wisconsin Dells, WI
3 branches across WI
Bank of Wisconsin Dells has 3 strengths but faces 1 concern
Key Strengths
Areas where this bank excels compared to peers
- + Credit Quality Leader: Top 48.2% in tier
- + Efficiency Ratio 23.35% below tier average
- + ROA 0.41% above tier average
Key Concerns
Areas that may need attention
- - Net Interest Margin 0.08% below tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (WI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$1.1B
+6.3% YoY
+0.8% QoQ
|
-$1.7B |
$2.8B
-0.1% YoY
|
$1.1B
+10.1% YoY
|
$6.2B
+9.1% YoY
|
Bottom 7.7% in tier |
| Total Loans ? |
$805.2M
+6.6% YoY
-2.4% QoQ
|
-$1.2B |
$2.0B
+0.6% YoY
|
$816.7M
+9.9% YoY
|
$3.2B
+10.8% YoY
|
15% |
| Total Deposits ? |
$918.5M
+8.8% YoY
+2.7% QoQ
|
-$1.4B |
$2.3B
-0.3% YoY
|
$905.4M
+9.0% YoY
|
$4.8B
+8.2% YoY
|
Bottom 8.7% in tier |
| Return on Assets ? |
1.77%
+17.5% YoY
+11.1% QoQ
|
+0.41% |
1.37%
+19.6% YoY
|
1.50%
+15.4% YoY
|
1.23%
+13.4% YoY
|
83% |
| Net Interest Margin ? |
3.74%
+14.4% YoY
+2.0% QoQ
|
-0.08% |
3.82%
+6.9% YoY
|
3.77%
+9.2% YoY
|
3.89%
+5.7% YoY
|
55% |
| Efficiency Ratio ? |
37.71%
-14.8% YoY
-15.0% QoQ
|
-23.35% |
61.06%
-4.6% YoY
|
64.74%
-4.5% YoY
|
66.95%
-4.1% YoY
|
Top 5.8% in tier |
| Delinquency Rate ? |
0.10%
-27.3% YoY
-17.5% QoQ
|
-0.79% |
0.89%
+14.1% YoY
|
0.87%
+31.3% YoY
|
0.95%
+18.8% YoY
|
Top 11.5% in tier |
| Loan-to-Deposit Ratio ? |
87.67%
-2.0% YoY
-5.0% QoQ
|
+3.47% |
84.20%
+0.3% YoY
|
86.53%
+1.6% YoY
|
76.70%
+0.9% YoY
|
45% |
| Non-Interest-Bearing Deposit Share ? |
16.59%
+5.6% YoY
+4.1% QoQ
|
-4.70% |
21.29%
-2.5% YoY
|
18.27%
-0.8% YoY
|
22.01%
-1.2% YoY
|
34% |
| Nonperforming Asset Ratio ? |
0.07%
-27.1% YoY
-20.1% QoQ
|
-0.60% |
0.67%
+15.6% YoY
|
0.63%
+35.0% YoY
|
0.67%
+19.3% YoY
|
Top 10.5% in tier |
| Tier 1 Capital Ratio ? |
12.72%
+1.9% YoY
+2.2% QoQ
|
-2.44% |
15.16%
+2.0% YoY
|
14.74%
+0.5% YoY
|
17.06%
+0.8% YoY
|
44% |
| Non-Interest Income / Assets ? |
0.12%
+14.7% YoY
-70.9% QoQ
|
-0.14% |
0.26%
+1.6% YoY
|
1.15%
+12.5% YoY
|
0.32%
+4.1% YoY
|
39% |
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Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (1)
Credit Quality Leader
growthBest-in-class credit quality (delinquency in bottom 25% of peer group). Conservative underwriting paying off.
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.